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The process of opening a bank card is different, such as: 1. ICBC: bring your ID card and bank card to the counter; 2. CITIC, China Merchants Bank:
If you want to shop, pay bills, recharge Alipay, recharge, transfer and exchange online, you need to apply for a bank card at a bank branch with your ID card, and open online banking, please open the "external transfer function" and "e-commerce function" of online banking at the same time. ICBC has many outlets and good service, and its online banking is the best online bank in China for many years.
At present, ICBC Personal Internet Banking supports self-registration of Peony Lingtong Card, Peony Lingtong Card-e-Era, Credit Card, Credit Card, Wealth Management Account Card, RMB Commercial Card, Peony International Card and Hong Kong Credit Card holders. If you've never signed up for online banking, there are two ways you can do so. Activate the service immediately after registration.
Click "Register" on the left and follow the relevant prompts on the webpage to register for yourself. Activate online banking services immediately after successful registration. If you need to make B2C transactions, please select the "e-commerce" function when registering, and then you can apply for a password card or U shield at the counter with your valid ID card and registered Peony Card, and then you can pay (except for Hong Kong cards).
However, after self-registration, you do not have the authority to transfer money to any other person's account or your own account that is not registered with online banking. If you need to activate this permission, please bring your valid ID card and online banking registration card to the outlets that provide personal online banking services to apply for the "external transfer function" of online banking, and then you can bring your valid ID card and registered Peony Card to the counter in the area where you open the account to apply for a password card or U shield before you can pay (Hong Kong credit cards cannot activate this function, and international cards cannot use the inter-bank remittance function). Method 2:
Please apply for registration at the counter of the outlets that provide personal online banking services with a valid ID card (card opening certificate) and Peony Card. If you need to transfer money or make B2C** purchases to any other person's account or your own non-online banking registered account through online banking, please activate the "external transfer function" and "e-commerce function" of online banking together, and apply for a password card or U shield at the same time before you can pay (this function cannot be activated for Hong Kong credit cards, and inter-bank remittance function cannot be used for international cards).
Beg. Hope it helps.
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ICBC and Post Bank are easy to use.
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Debit cards, credit cards, and passbooks can all be opened for online banking, and basically all banks have online banking services.
Requirements: ID card, at least 18 years old.
Just go to the bank and ask the lobby consultant for an application to open online banking**, if you don't have a bank card from the bank, you can apply for one at the same time. After filling in the **, go to the window to queue up, complete it according to the requirements of the staff, and you can successfully open online banking.
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ICBC's credit card has not yet had a case of customer loss due to the bank's own security reasons, so it should be the first choice.
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Recommend Bank of China, if you are a student, you can also waive the annual fee for a few years with your student ID, and you can also use Bank of China to pay for things online, and Bank of China's ATM outlets are relatively more, which is very convenient.
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I have been working with ICBC for three years, and ICBC is the only online bank in China that can speculate, so maybe, I want you to run ICBC.
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ICBC is currently the safest and the most extensive.
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If you want to say that the maturity of online banking is the two you mentioned, there is no difference in security, and there is no difference in service, each with its own strengths. It is recommended to look at the banks around you which is convenient and which one to choose. Sometimes, you have to go to the bank to handle the counter business.
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Bank of China is good, I use the Bank of China, very good and safe, and if you open online banking, you can let him open a wealth management account for you by the way, usually buy the money you don't use into financial products and deposit in the bank, the interest is much higher than the bank's regular interest, and you can operate it yourself at home, which is very convenient.
The Industrial and Commercial Bank of China you mentioned, I have used it, but it is not easy to use, including the China Construction Bank and the Agricultural Bank of China, and generally speaking, I feel that the operation of the Bank of China is more convenient and affordable, and the key is that my own opinion is the most important.
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1. The first to engage in online banking was the Bank of China, but the first generation of online banking has been deciphered, and now it is an upgraded version. It's just that the encryption method is a little different, it's pretty much the same. It is recommended to unplug it immediately after use.
2. Online banking is developed by a third party, and there are those who specialize in this, and banks generally entrust these companies to do it.
3. I feel that the industrial and commercial ones are better, although it is very troublesome to use, but the security is relatively high.
4. In terms of cost, the industrial and commercial ones are more expensive than the investment ones. After all, industry and commerce are on1, and they have the advantage of many outlets.
5. In terms of service attitude, industry and commerce are not as good as investment to a certain extent. Commercial banks have done a lot of work in terms of service attitude.
6. It is recommended to handle the online banking of general commercial banks, and there is no handling fee for online inter-bank transfer of general commercial banks.
At present, of course, it is ICBC. Ranked as the best bank in Asia and the best private bank in China. Moreover, there are many ICBC outlets, and it is convenient to withdraw money. >>>More
ICBC and CCB are available, and there is no charge for online banking. It is to buy a U shield to ask for money, the original ICBC U shield is 68, now I don't know, CCB I did a 38. Anyway, the Agricultural Bank of China is not good, the one-time payment amount is the lowest, and the ICBC seems to be the highest. >>>More
You use that bank's card, I used to use CCB, Nong'an's online banking password card, now I use CCB U shield, I personally feel that it is better to use U shield security, do a 35 bar, CCB's password card can only be used on the same computer. Believe me, spend some money and half a U dong, and you can use it for a long time.
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Hello! I don't know whether you open online banking or mobile banking, although you can rest assured, as long as you hold the dynamic password, others can not trade, the dynamic password of the Bank of China is very advanced, the staff of the Bank of China is to save time to operate for you, after the operation of others do not know your password, there is no dynamic password, at that time just for you to activate the initial password.