I heard that Ping An Easy Loan has a high limit, is it true?

Well, if you are not satisfied with the quota, it is recommended to buy an internal referral code, which can increase the quota.

Ping An Easy Loan, just a general term, contains many kinds of loans.

Car loans, insurance policies, mortgages, payroll loans, etc.

The high quota is relative, compared with other banks, the quota is high, the pass rate is high, and the interest rate is also high.

Years of experience in credit card custody and bank risk control.

Follow: Handsome guy credit management.

You've got the information in place and entered it into the book. Or the car will ask you for a very high amount.

Okay, try it yourself.

It's true, you can try it.

You can just apply for it yourself.

If you have bad credit, you can buy an internal code to try.

Our colleagues, we are all two or three hundred thousand.

If you enter the house book, if you have good credit, the limit will be high.

If you don't think it's enough, you can buy an internal code.

The limit depends on the individual, and if you have good credit, the limit will be high.

If you want a higher limit, I think you can buy an internal code.

The amount depends entirely on your personal credit and your asset information.

It's not too high, about 30,000.

It also depends on your own personal credit.

Yes, but it depends on your own personal quota.

It's true, but it's mostly about your creditworthiness.

The quota is really high, how much do you have to apply?

Yes, they are basically taking out a loan to buy a car or a house.

If you need a high amount, you buy an internal code.

It's true, how much do you need.

Right! When I applied for the first time, I directly placed 200,000 yuan, which should be the reason for my good credit.

Yes, if you have good credit, it will be very high. Don't be overdue.

It's true. My sister applied to buy a house and it was successful.

Yes, but it depends on the individual, if you have a bad credit, you can't.

It's very high, my friend and I bought a house for 300,000!!

Ping An Easy Loan is a brand of Ping An Group of China, which is the first joint-stock insurance company in China. "Ping An Easy Loan Pure Insurance" is a new type of mortgage-free loan product launched by Ping An Group of China, which is a credit guarantee insurance product for ordinary residents to carry out unsecured loan business. As long as the insurance is successful, the policyholder can apply for a small loan (10,000-150,000) issued by the cooperative bank.

Processing conditions. 55 years old Chinese mainland citizen;

2. Have a stable job and a salary of more than 2,000 yuan (change to a monthly income of more than 3,000 yuan at the beginning);

3. Work in the current unit for more than six months; 4.Have a credit history with a bank.

Suitable for: wage earners, civil servants, teachers, private business owners, etc.

The consequences of Ping An Easy Loan's non-repayment.

1. Bad credit record: Unlike common unsecured loans such as Home Credit Loan and CreditEase Loan, Ping An Easy Loan's loan originator is the bank, while Ping An Property Insurance is the guarantor of the loan insurance. At present, CreditEase and other loans are still connected to the central bank's credit system, but banks are included in the credit system. Therefore, if the loan is not repaid, the bank will record the overdue information into the credit information system, and the borrower will have a bad credit record.

Once a bad credit history is generated, the borrower's subsequent loan application and credit card application will be seriously affected.

The consequences of Ping An Easy Loan's non-repayment.

2. Overdue penalty interest Late fee, failure to repay the loan when due, is a breach of contract by the borrower. According to the relevant provisions of the loan contract, the borrower shall pay liquidated damages or penalty interest. In other words, if Ping An Easy Loan is not repaid when it expires, the borrower will have a bad credit record and will also have economic losses.

The consequences of Ping An Easy Loan's non-repayment.

3. Violent collection If the borrower fails to repay the loan within the time limit, Ping An Property Insurance, as the guarantor, needs to repay the loan to the lending institution. Although the loan is repaid, the insurance company that has paid the loan will not easily give up its creditor's rights, and will put pressure on the borrower to recover the loan through various collection methods. If the borrower persists in refusing to repay, he or she may be sued in court, and the insurance company can eventually recover the loss through legal means.

The limit is mainly based on your credit status, and other factors also have an impact, such as age, monthly income, good career (civil servants, listed companies, state-owned enterprises, etc.) and so on.