Why is it difficult for undergraduate students majoring in finance to find a job?

The employment scope of finance majors is relatively narrow, except for going to banking and insurance institutions, there are fewer other ways, and banks are becoming more and more difficult to enter, and the requirements are getting higher and higher. Don't ask for too much just after graduation, as long as the salary is enough for your own food and clothing, only 10%-20% of what you learn in school can be used, and the rest still depends on your own work and learning.

Domestic undergraduate finance education generally does not have a deep foundation in microfinance, that is, books are useless; Due to the national conditions, without a long period of Chinese practice, finance is equivalent to not having learned.

Now that you are studying finance, you have not graduated from a graduate school, and it is difficult to find a good job, so it is difficult to get into the top level in the financial industry with a bachelor's degree.

I feel that it is also a financial institution, it is very difficult to enter a bank now, and it doesn't matter if you don't talk about it. Some ** companies do not want financial students who have graduated from bachelor's degrees, they all want graduate students who have graduated from some famous schools. Hey, it's difficult, let's find a job first, let's see if there are some good opportunities.

Yes! The biggest characteristic of China's economy is that it has a surplus at the macro level and a deficiency at the micro level.

If you want to make achievements in finance, you must have a micro foundation, but there are no conditions in China. Now foreign countries are studying things in the micro field, and we are still using our regime to constantly engage in macro things, this is the gap!

Go to PricewaterhouseCoopers first, Ernst & Young's mixed experience, they are not limited to majors, and then look for their own way out.

Don't worry, China's financial market is constantly improving, and there will be a great future in the future.

Easy to find. But the salary will not be too high when you just graduate from undergrad, (unless you have a relationship to introduce you to a good place) but take your time, and the future development is still good.

1. Try to avoid the urban area as much as possible in the work place, and the competition for positions in the urban area is fierce.

2. Choose a manufacturing enterprise, and the requirements for academic qualifications of manufacturing enterprises will not be too harsh.

3. Choose small and medium-sized enterprises, large enterprises have high and strict requirements for academic qualifications.

4. Learn and learn, whether you are on the job or not, read more work-related books to enrich yourself.

5. The process of finding a job is actually a process of learning, and you can review your own shortcomings and make up for them in time.

6. Everyone is a talent, believe in yourself, and be patient when looking for a job.

First: How to prevent fraud when looking for a job.

1. Go to the local formal talent market and don't believe the so-called roadside information.

2. Submit your resume on the regular Internet, and don't believe the information that some company signboards are not clear.

3. If you receive an interview request from the other party, you should first analyze the situation of the other party's company.

4. Log in to the online to learn more about the company in advance and determine where you want.

5. Don't believe the recruitment information on the roadside, some of them will take you to a place with few people to blackmail.

Second: The other party calls ** to analyze the comprehensive factors.

1. Comparison - according to the requirements of the recruitment revelation, list your own situation for classification: conform, basically conform, and non-conform.

2. Analysis: Analyze and study the situation of the unit, industry situation, competition, etc., and understand the relevant information.

3. Resume - In addition to the requirements of the public, if the resume can be designed differently and ingeniously, it will have a good effect.

4. For example, if you are good at creating, come to a "book" resume (collect your own articles together).

5. Manuscript list - (copy of the manuscript fee list of the published work) resume.

Third: Introduce yourself when applying.

1. Testimonials – Be prepared to introduce yourself in the simplest and most appropriate language in the shortest possible time.

2. Self-confidence - don't ask "how many recruits", believe that you are the only suitable candidate, but don't be blindly arrogant.

3. Instrument - personal instrument should be "packaged" according to the position you are applying for, and it can also bring confidence to yourself.

4. Record - prepare a pen and paper, write down the location, route and person in charge of the interview location, your own introduction, opinions, etc.

The financial profession is the financial industry as a whole.

It has always been more popular, and its career prospects are generally optimistic, but according to the actual employment situation, the polarization is more serious, according to the observation and statistics of big data, if the tutor has a greater influence, pays attention to practice during the school, and has a deep research foundation, there are not a few people who have just left school and get an annual salary of more than 100,000 yuan.

In recent years, China's financial market is becoming internationalized, and there is an urgent need for highly professional talents. The demand for employment talents in the financial industry is mainly concentrated in the high-end market, such as university teachers.

and market research analysis of large companies, ** manager.

Investment managers, ** companies, insurance companies, trust and investment companies, etc.

Whether you graduated with a bachelor's degree or a master's degree, majoring in finance.

Graduates are generally employed in economic analysis, external affairs, and marketing.

management, etc., if you can obtain some qualifications, the employment will be wider, the employment level will be more high-end, and the treatment will be better, such as Chartered Financial Analyst.

CFA), Financial Risk Manager.

FRM), Chartered Wealth Manager (CWM), Manager, Actuary, Broker, Analyst, etc.

The financial industry can be said to be a very high salary industry, but not all people can make so much money, some people's salary may be about 5-100,000, and the salary for long working hours may be about 10-15, of course, this knowledge is a reference, there are many people who do well in this industry, and the salary will reach more than 200,000 yuan, and some will be higher, so the salary in this industry is uncertain.

But overall, the average salary is higher than that of other majors.

However, I do not recommend that junior college students choose a finance major, because finance majors are not so easy to employ. Therefore, you still need to be cautious when choosing, if you feel that you are very interested in this area, and feel that you have the ability to do so, junior college students can also choose, but if it is not so, do not choose. Not everyone can do a good job in finance, and the choice of major must be based on your own situation.

Majoring in FinanceEasy to find a job. The most typical employment destination is an analyst of a ** company, who makes suggestions for buying or selling a ** ticket, etc.

The name of the finance major is a tall major, this kind of major is very rich and can earn a lot of money, but if you don't learn well, you can only find a very ordinary job to do, be a very ordinary clerk, and support your family with a meager salary.

To study finance, you must have an economic mind, learn to analyze data, understand the economic situation, understand the country's economic and financial development trends, contact with all kinds of latest current political news, and grasp the wind direction and dynamics, otherwise it is easy to lose money.

It is best to take more certificates to study finance, and the more exams and the higher the grade, the better, so as to prove your ability to a certain extent.

If you want to make achievements in the field of finance, it is best to choose a well-known university to study, such as 985 211 or a key undergraduate university, so that you can get in touch with the most advanced theoretical knowledge and advanced culture in the industry. This requires everyone to study hard in high school and improve their overall academic performance.

Fill in the college entrance examination, is finance a bad major, and is it easy to find a job by studying finance.

Finance is a secondary discipline in the category of economics, and the range of industries that can be engaged in after graduation is relatively wide. Because this major has good prospects and high income, it is also jokingly called by many people as the most "rich" major.

And judging from the current demand for financial talents in our country. There is still a shortage of the following types of people. First, senior management talents who can act as leaders; The second is a compound talent who is proficient in foreign languages, law and computers.

The third is senior professionals in consulting, intermediary and accounting.

Moreover, with the rise of Internet finance and the popularity of the world, there is a shortage of compound financial talents with traditional financial knowledge and Internet thinking. This also allows the financial sector to continue to maintain its leading position in terms of employment.

Therefore, if students studying the financial industry want to find a good job after graduation, they should strive to develop in these directions.

On the whole, finance majors have been more popular in recent years, and their career prospects are generally optimistic, and their income is relatively high. However, in terms of actual employment, the polarization situation is more serious.

Finance is a major with a relatively high employment rate in the past two years, and the scope of employment is also relatively wide, and there are many directions of extension. However, if you want to find a high-income job or engage in research work in this major, it is recommended that you go to graduate school to be more promising.

Moreover, there is still a relatively large gap between the salary of students graduating from finance majors. This has a lot to do with factors such as the individual's academic qualifications, the popularity of the school, the tutor's influence, and his own practical experience.

Among them, in terms of financing and capital operation consulting services, the development prospects will be better. Under normal circumstances, the monthly salary is at least 6,000 yuan, and at most 30,000 yuan, which can be regarded as a good income. After graduation, students majoring in finance will have better benefits if they can enter multinational investment banks, and the annual salary will be mostly around 200,000, but such a good job will be fought for by many people every year, and the competitiveness is also very great, so you need to be prepared!

University majors are divided into engineering, science, liberal arts, and business. Economics and management belong to business, and finance belongs to economics. There is a big difference between good colleges and universities in terms of business courses and directions, which means that you will study finance at different levels of school, and the things you learn are different.

For example, the finance direction of 985 universities in Beijing or Shanghai is the direction of CFA International Financier, while the general second book will not be in this direction. For example, if a multinational company or state-owned enterprise recruits talents who understand international finance, it will give priority to students from 985 schools, and will not consider students from the second university, because the students of the two universities have not studied relevant courses, let alone have internship experience in these companies. For example, the two universities in the western region will not set up international finance courses, because the local economy is very little international, and there is no academic accumulation in related fields.

In addition, the professors of 985 universities are more or less connected with international or national financial institutions, and they can sense the direction and needs of the market at the first time, and the students of these prestigious universities have a great chance of being recommended to these companies or departments for internships in their senior year. To put it bluntly, the platforms are different, the courses are different, the directions are different, and the final results are very different.

In addition, it needs to be reminded that to study finance, mathematics should be good, and many of the elites on Wall Street are either math majors or physics majors. Finance is a very complex system engineering, and many financial products need to be actuarial and model-based using mathematics and physics. Therefore, the brightest people in the United States are concentrated in the financial field, and the same is true in China at present, and a large number of students from prestigious universities such as Peking University have entered the financial field.

Domestic and international financial institutions also target master's or doctoral graduates from these schools.

The employment prospects of finance majors are still very good, mainly in the following aspects:

1.Banks, at the beginning, basically started with the basic business of the counter or lobby. One person enters the bank, and the whole family pulls deposits.

Therefore, the speed of promotion in the bank depends on your personal ability and the strength to obtain funds. There is pressure at work, but it is relatively stable. For example, Industrial and Commercial Bank of China and China Everbright Bank.

2.Insurance, generally starting from the sales position, is to sell insurance, fight performance. For example, Chinese Life, Pacific Insurance.

3.**, just after entering, it basically starts from pulling customers to open accounts, and it involves for example, investment analysis, which basically requires graduate students. Domestic ** companies, such as Galaxy**, CITIC**, foreign investment banks, such as Morgan Stanley, JPMorgan Chase.

4. Private equity, venture capital, trust. The high risk is also high return, and it is still quite exercised. Such institutions, as well as asset management companies and Internet financial institutions, are basically the most relevant industries in finance.

5. Foreign consulting industry. Professional management consulting services such as Accenture are quite challenging and demanding.

6. Big Four accounting firms. Many people want to go in, the four professional service agencies are very good for the self-development of employees, and the stressful environment is also very good for exercising people, and many companies are very optimistic, which has worked in the four major exercises. However, you need to work hard to get a certificate, after all, the accounting industry certificate is very important.

7. Enterprises. Some good companies have a good corporate culture and employee benefits, such as the world's top 500 companies, which pay attention to the training and personal development of employees.

8. ** Department. It is to take the civil service examination and do all kinds of work in government agencies, which is relatively stable.

Extended information: Finance is an applied economic discipline differentiated from economics, which is a discipline that focuses on the economic activities of financing money and monetary funds, and specifically studies individuals, institutions, and how to obtain, spend, and manage funds and other financial assets. The major of finance cultivates professionals with theoretical knowledge and business skills in finance, who can engage in related work in banking, investment, insurance and other economic management departments and enterprises.