My daughter has just turned 2 months old, and I want to buy an insurance policy for my daughter, but

The annual premium is about 10-15% of the annual income, which is reasonable!

Briefly, a one-year-old baby example:

1. If you invest in education funds for your children, pay a total of 100,000 yuan in 15 years, then you can receive more than 10,000 yuan when your child is in high school and college, 50,000 yuan when you get married, and more than 70,000 yuan in your account at this time, if you receive a pension after the age of 60, you can receive more than 5,000 per month, and a total of 1.2 million in 20 years! After the age of 80, there are still about 200,000 in the account! By the age of 100, there will be 680,000 in the account!

Get your premium back every 3 years!

2. In addition, there is a comprehensive accident hospitalization medical insurance!

Hello, you can learn about Xinhua's exclusive life.

There are 5 years, 10 years, and 20 years.

Coverage period: 80 years old.

After paying the money, it will begin to return the money, and if it is not received, it will be returned to the value preservation and appreciation, which is convenient to receive and does not incur costs.

In fact, insurance has a certain number of years, depending on how many years you can accept.

Insurance is designed to meet your needs and is flexible. It is recommended that you consult with a trusted, qualified life insurance consultant, who will give you a reasonable plan.

Ping An has a variety of participating insurances that are very suitable for babies to insure.

Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated

Click to claim now, I believe it can help you.

How to buy insurance for your child

This question has discouraged countless mothers and fathers who want to buy insurance for their babies, and today we will take a good look at what insurance should be bought for children! Keep these three points in mind:

First, children's medical insurance is essential!

After the child is born, as long as the household registration, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, must be handled well.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the problem of medical expenses, it can also solve other associated problems, such as children who delay their studies because of illness, and even some subsequent life losses, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is cheap and useful.

Finally, let's look at accident insurance, children's accident insurance is very cheap, and the insurance amount of 20w only needs sixty or seventy yuan per year, which can protect the child's disability, death and medical liability caused by accidents, which is cheap and useful.

Third, what insurance should not be bought for children?

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it will only be two or three thousand per year, which is very cost-effective.

That's all for me"My daughter has just turned 2 months old, and I want to buy an insurance policy for my daughter, but I don't know what to buy"All of them, I hope it helps you! Hope!

The insurance options for children include accident insurance, medical insurance, critical illness insurance, education insurance, etc., which need to be selected according to their own needs and pay attention to relevant details.

In the process of growing up, children will face many uncertain risks, insurance planning is generally a bright expression of love that parents want to give, and the selection of insurance framework can be referred to as follows.

1.Accident insurance: children grow up lively and active, bumps and bumps are inevitable, now many families like to have pets, cats and dogs are likely to encounter, so a few cents a day of accident insurance can solve the cost of reimbursement caused by these accidents, try to choose an accident insurance that can include accident medical treatment beyond the scope of social security reimbursement.

2.Medical insurance: children are young, weak immunity, if there are health problems need to seek medical expenses, the cost of medical treatment is also the family's expenses that have to be spent, generally including outpatient medical insurance ** slightly more expensive, pure hospitalization is relatively cheap, depending on their needs to choose.

3.Critical illness insurance, also known as health insurance, is mainly to solve the problem that people may suffer from critical illness in their lifetime (high cost, long illness, may cause a major blow to the family economy) insurance, once it meets the requirements will be directly paid to cash, this is basically the family just needs, the child is generally smaller, the physical condition is good, the underwriting obstacle is small, the underwriting probability is high, and the premium is cheaper, depending on the product benefits, company choice, protection period, different protection amounts, or according to their own budget comprehensive evaluation choice.

4.Education insurance, this is the child's growth in the determination of expenditure, in addition to the compulsory education stage of the early stage, education expenses need to be their own expenditure, children eugenics to be better educated, hope that the son will become a dragon and phoenix is the hope of every parent, so for the child as soon as possible to prepare a future education ** is not only the hope of the parents' life but also the motivation for the child's financial intelligence training and learning, the sooner you prepare, the easier, the more the better, depending on the family situation.

5.To tell the truth, family insurance planning is best for the whole family to plan, in a sense, parents are actually the biggest protection for children, only parents are safe and healthy, can continue to create wealth for children, children's lives are guaranteed, so the insurance configuration has a principle, under the condition of limited conditions, first protect adults and then children, but accidents, critical illness is just needed by adults and children, is a necessary insurance for life.

The above suggestions are for reference, love him to protect him thoroughly, and it is also a contract to accompany his lifelong love, and it is a good way to cultivate children's financial intelligence.

Your needs: 1. Hospitalization reimbursement 2. Critical illness 3. Education allowance 4. Pension.

Recommended: Health Fortune Star (Main Insurance) + Additional Hospitalization Expenses A Medical Insurance + Additional Accidental Injury Medical + Hospitalization Expenses (2007) Medical Insurance Hospitalization Subsidy (2007).

Jincai Life (Main Insurance).

Explanation: The baby is almost two years old, and it is shown as 1 year old on the policy.

Health Lucky Star Features:

1. Critical illness protection is wider, with 45 types of critical illnesses and hundreds of covered diseases, which is in a leading position in the industry;

2. The basic sum insured increases year by year, and the critical illness value protection in the main insurance is increased by 3% of the basic sum assured every year for life;

3. Premium waiver function, the policyholder is exempted from subsequent premiums for accidental death or total disability, but the insured continues to enjoy protection, and the contract is still valid;

There is an option to switch pensions from the age of age. (i.e. pensions).

Health Fortune Star Rider:

1. 70% to 95% reimbursement for sick hospitalization, up to 10,000 yuan per year and unlimited times;

2. 80% of the hospitalization in case of accident can be reimbursed, and the maximum reimbursement per year is 10,000 yuan and the number of times is unlimited;

3. The remaining part can continue to be reimbursed after social security reimbursement;

4. Yan Hong is hospitalized at 50 yuan per serving per day, and the cumulative number of days in a year does not exceed 180 days, that is, 50 yuan per person per day * 180 days a year. This fee can effectively reduce the burden on the family, and there are no deductible days for this additional insurance.

Jincai life features:

1. The benefits are clear and unambiguous, 10% of the initial premium will be paid after the hesitation period (10 days), 10% of the basic sum insured will be paid every other year before the age of 60, and 20% of the basic sum insured will be paid every year after the age of 60. (i.e. education funds and pensions are saved at the same time).

2. Lifelong enjoyment, lifelong financial support, and effective avoidance of longevity risks.

3. Accelerate returns, and various survival benefits will automatically enter the additional universal account for secondary value-added, alleviate inflationary pressure, and can also be flexibly used.

If you have any questions, you can ask me.

Children's resident medical insurance is an important part of social security, which cannot be underestimated, and the insurance is renewed in October every year. Commercial insurance supplements. Accident insurance + hospitalization + critical illness (education type) are the main insurance, and the insurance of children's critical illness and children's medical insurance is also good.

Insurance liability is more comprehensive. The amount of children's critical illness insurance can reach 300,000 yuan. Reference:

Kwai Net also signed: Children's Critical Illness and Children's Special Medical PICC Chinese People's Health Insurance Co., Ltd. 5-year-old boy health treasure (universal critical illness insurance) +

The annual premium is about 15-20% of the annual income, which is more appropriate!

The most basic (and most practical) insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education for your child, pay a total of 80,000 yuan in 15 years, then you can receive 60,000 yuan to your child's high school and college, 20,000 yuan when you get married, and there are 60,000 yuan in the account at this time, and if you receive a pension at the age of 60, you can receive 3,000 yuan per month, and a total of 700,000 yuan in 20 years! After the age of 80, there are still 170,000 in the account! 550,000 yuan in the account at the age of 100, and an additional 50,000 yuan in the case of 100 years old or death!

8% of the sum insured will be refunded every 3 years for life!

2. Attach a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! The waiting period for hospitalization is only 30 days, and the reimbursement rate is 80%!

3. You can attach a critical illness insurance to protect you until the age of 88, pay for 20 years, the sum insured is 50,000, and the cumulative payment is 16,000, you can get 40 kinds of critical illness protection, enjoy the triple illness compensation mechanism, enjoy the annual dividend and final dividend, and receive a one-time maturity payment of 50,000 yuan when the contract is terminated at the age of 88!

Hello, it's a pleasure to serve you. I'm Zhang Yujiao from Huainan. The order of choosing insurance should be accident insurance, medical insurance, critical illness, and investment and wealth management insurance.

It is best to control the premium at 15%-20% of the annual income. The amount of protection is 5-10 times your annual income, I don't know if you have insurance, if not, it is recommended that you get one for yourself first, after all, parents are the greatest protection for children, only the family pillar gets enough protection, and the risk of children can be minimized. I don't know if your child has social security, if not, you need to improve social security for your child first.

In the child to do commercial insurance, mainly critical illness protection, accident insurance and education funds, economic conditions can do long-term investment and financial planning, 3-year-old baby to do any planning is very suitable, young age, low rate. Our company's Hongxin life is a flexible payment time, the fastest rebate and the largest income of the product, save money for a while, receive money for a lifetime, and live to the old to the old. 1 generation educates and marries, 2 generations retires, and 3 generations benefit.

You can get money out at different times, (when your child goes to school.) When getting married. When starting a business.

Parents can also provide supplementary support to their parents when they reach retirement age. The child is old and old.

Our company's baby is healthy, specializing in children's diseases, 31 types of major diseases (including leukemia), 1,800 yuan per year, only need to save for 10 years to have nearly 150,000 yuan of insurance amount. The child is safe and sound, and the principal and interest will be returned when due. Recommended combinations:

Pacific Hongxin Insurance + Baby Health Insurance + Accident Insurance If you have any needs, you can contact me, I will give you a detailed answer, welcome your consultation reference: 0-year-old happiest baby healthy growth comprehensive protection plan Baby's healthy growth talisman Less than 5 yuan a day to easily have baby health insurance.

Hello, you can choose a participating product that returns every year, and it comes with an exemption, which can ensure that the baby can receive a fixed amount of money every year under any circumstances. And the access is flexible, you can add at any time, monthly compound interest and annual compound interest dual account value, and buy now and give gifts.

Hello! The child is almost 3 years old, and it is recommended to prepare for the child's social medical insurance in order to prepare for the child's medical treatment. Planning and preparation for your child needs to be taken early, and too little premium budget will not achieve the purpose of education reserves.

It is advisable to pay no more than 10%-20% of the family's annual income. What kind of plan is to start from your budget to design a plan for you! Prepare for your child's education and pay attention to the additional exemption features!

Whether parents are there or not, it will not affect the child's education fund reserve, which is the key to saving future education funds! Buying insurance is buying protection! (Before considering for children, you need to take full care of adults!)

Adults are the best insurance for children and the umbrella for children! A very important function that distinguishes insurance from other channels is protection. Insurance can be used to obtain a high payout in the event of uncertain risks that may occur in the future at a small cost.

If you need further consultation, you can contact me on QQ! Reference: Three essential insurances for children, spend a small amount of money to buy a big peace of mind How to buy it for your child Save money for your child's education is recommended Angel plan, so that children can feel it at any time.

Recommended for 2-year-old babies to pay for a short period of time and accumulate wealth.