Taikang Life Wealth Life C Wealth Winner Regular

If you are insured at the age of 47 and have 10,000 for 10 years, you have to pay a total of 100,000 in a row. If you can live to the age of 75 and receive the continuous insurance, special insurance, and survival insurance on time, plus the death insurance when you die, you can receive a total of: 200 * 9 + 5000 * 2 + 1560 * 12 + 3120 * 14 + (15620 * 4-3120 * 14) = 93000, your costs have not been recovered, unless you have not received these fees, it will give you interest, and there will be about 50,000 additional interest when you die, don't believe in the dividends, Whether you want to be insured or not is up to you.

Hello, you have purchased the Wealth Winner Term Protection Plan, the main insurance Wealth Life C Annuity Insurance has a variety of annuity returns, the policy has dividends, provides death protection, and there is also the responsibility of the policyholder for accidental death and accidental high disability exemption from insurance premiums, and the insured has a one-time option to receive it when he is 60 years old; The Rider Wealth Winner Term Life Insurance (Universal Insurance) account can be compounded with interest every month and also provides death protection; This insurance provides comprehensive protection in education, retirement, financial management, etc., and it is recommended that you consider it before deciding whether to surrender the policy. If you insist on surrendering the policy, you need to apply in writing to the company counter with relevant documents.

I don't know much about their products, but I recommend that you don't do it, the loss will hurt the principal.

Taikang Wealth Life Section C is a financial financial insurance, from my personal point of view, this insurance is not comprehensive in terms of protection, and it is not cost-effective in terms of financial management. It belongs to both sides, but both sides are half-baked, there are many insurances on the market, and the overall advantage is greater than that of Taikang Fortune Life C.

In fact, financial management insurance like this uses the function of "financial management" to make you feel protected and will not lose money, and there is not much you can really get. Let's be clear, insurance companies are not non-profit organizations, and people think that they can make money, but often there is a huge accident. Although the financial insurance of wealth management is not to that extent, it is still not worth our choice.

1. Protection and financial managementThe protection of this insurance has only four contents, one is death benefit, the second is survival money, the third is continuous insurance money, and the fourth is special insurance money. Strictly speaking, only death can be compensated. In the absence of accidents, there are only the last three items.

Assuming that our premium is 50,000 yuan and we pay it in 5 consecutive years (we can't receive continuous and special two items if we pay it alone), then we can only receive more than 60,000 yuan after we live until we are 80 years old, which is equivalent to earning more than 10,000 yuan in decades.

In terms of cash value, decades of currency depreciation are much greater than 10,000 yuan. In other words, this financial wealth management product is not financial management in itself. If you die before the age of 60, the amount of money you can return is limited and will not be much higher than the premiums paid.

Neither the death benefit nor the health to the end of life is worth it.

2. I have done insurance work in the past for ordinary insurance, and I have a certain understanding of most insurances. There are probably two types of insurance, one is the compensation after the accident, and the other is financial management. The compensation after the accident is very high, there is basically no age limit for life C payment, and the compensation is several times or dozens of times, rather than a simple return of insurance money.

In terms of financial management, there is no life C outstanding, only full return. That being said, this plan is still better than it and doesn't require an advanced age or age limit. And there are many such insurances on the market, and it is not difficult to find one that is better than Taikang C.

3. When choosing financial insurance, most people can't understand it for a while, and they may be fooled. Fortunately, insurance has been considered for a period of time, and you can refer to the content of the insurance contract. Under normal circumstances, it is not recommended to sign a contract immediately, and we can go to other insurance companies to ask about similar product content after we get the contract.

Generally, you can consult ** or go to the insurance company. Insurance is a thing, if you buy it right, it is life protection, and if you buy it wrong, you will lose your money. Shopping around is always the best way to trade.

Taikang Life's annual insurance for wealth life is particularly reliable. It's well worth getting, and I'm surrounded by a lot of people who use it.

Taikang Life Wealth Life C Annuity Insurance is of course very reliable. Of course, it's well worth buying, and the interest rate on this insurance is still very cost-effective.

Reliable, it is worth starting, the scope of protection of this insurance is also quite large, and the income is also very considerable, many people will buy it.

It's still very reliable, it's worth starting, and you can buy it in advance if you need it. Don't worry too much.

To be honest, not much. If you're looking for protection, this product offers a Death Benefit and Critical Illness Advance Benefit (optional). If you're in it for gain, then it's safe to tell you that you might be disappointed.

This product is a universal insurance, the universal account is the balance of your account, and when you surrender or receive it, you will return the money in the universal account. The premium you pay is not fully credited to the Magnum account, and the initial fee needs to be deducted. 50% of the premiums you pay in the first year, **% in the second year, and in the third year...

I forgot the specific value, you look at the policy), what does it mean, that is, for example, if you pay 10,000 a year, the first year's premium is only 5,000 into the universal account, and then a certain percentage of the premium for each year will be deducted.

Of course, it doesn't end there, this insurance will deduct a policy administration fee of 60 yuan per year and the protection cost that is increasing every year, and these things have clauses. Of course, universal insurance will also generate interest, and the annualized interest rate is about what it looks like now, which may change every month.

To sum up, let's say you pay 1w per year, 5w for critical illness and 10w for death. If you have paid for 10 years and have not received it, then your universal account may be about 10w in 10 years, and your premium will be next to it. If you get the agreed critical illness during the period, Taikang will pay you 5w, and then the critical illness will be terminated, the main insurance contract will continue, the death benefit will be reduced to 5w, and the money in the universal account will not be affected.

If you don't have a major illness and you have been hanging for exactly 10 years, Taikang will pay you the money in your 10w+ universal account. In fact, to put it bluntly, it is to take your money and put it there, and then use the interest to buy protection.

Every policy has its cash value, and that's where the difference lies. Look at the cash value of the policy to know that the gap is in the **, it's okay to buy two copies for two people, and one person won't be so troublesome. If you are worried about your ability to pay in the future, you can also choose to do so.

When you really can't pay the bill, you can keep a policy.