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Sunshine Journey Children's Education Fund:
1.On-demand selection, customized special education fund plan: Parents can freely choose the amount of junior high school education fund, high school education fund, university education fund and marriage and entrepreneurship fund according to the age and actual needs of the baby.
2.Special care, "Additional Children's Leukemia Protection": Parents can add leukemia protection for their babies, and the 3-year-old baby can add 100,000 leukemia benefits for only 31 yuan.
3.Waiver of premiums for parents to provide peace of mind: The main insurance of the Plan has a premium waiver function, which allows the remaining unpaid premium of the main insurance policy of the Plan to be waived if the parent dies due to sudden illness or accident, and the insurance liability will continue to be valid.
4.Enjoy dividends to resist inflation: You can share the operating results of the insurance company, and the dividends can be accumulated and compounded to achieve the preservation and appreciation of funds and resist inflation.
5.Buy online without leaving home: Don't worry about wind or rain, too hot or too cold, just sit at home and move your mouse to get insured.
Sunshine Journey Education Guarantee Plan is an education fund protection plan designed for children and teenagers, you can freely choose junior high school education fund, high school education fund, university education fund and wedding and entrepreneurship fund according to the age and actual needs of your baby. Let every step of the baby's future life, further education, buying a house or starting a business, step by step calmly and wonderfully.
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New China Insurance's Growth Sunshine is the best children's insurance in 2006, which is definitely suitable for you.
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Chinese Life New Fuxing Children are also very good, you can also go to the Chinese Life Insurance Company there to find out.
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How about Taikang Life Education** Insurance.
What parents hope most is that their children can get more educational knowledge, but the high cost of education makes many parents stop. In order to solve the most concerned problems of parents, Taikang Life Insurance has launched a variety of education fund insurance. So, what about Taikang Life Education** Crack Rush Insurance?
Taikang Life's education insurance has the advantages of comprehensive protection and low premiums.
Taikang Education Insurance has the advantages of comprehensive protection and low premiums, which is favored by parents and friends. At present, Taikang insurance can be divided into two types, one is traditional education insurance, and the other is participating education insurance. Traditional education insurance, or pure education insurance, covers the cost of education during middle school, high school, and college, usually in the form of riders.
At present, the traditional education insurance launched by Taikang Life Insurance is Taikang e-Wealth Management D Intelligent Education Fund Plan. This product has the advantages of low risk, moderate return, and value-added receipt. However, it should be noted that there is a criticism of traditional education insurance, which can only receive fixed income on a regular basis and cannot obtain additional dividends, and Taikang e-wealth management D intelligent education fund plan also has this defect.
Taikang's traditional education insurance is more targeted and has a lower premium, which is a basic type of education insurance, which is usually suitable for ordinary working-class families with average income.
Taikang Life Insurance has launched a participating education insurance on the basis of traditional education insurance. Participating education insurance has a strong investment and financial management function, which can not only provide protection for children's education, but also enjoy the investment income of Taikang Life and obtain additional dividend income. The overall income may be greater than that of traditional hail education insurance, and the protection is more comprehensive than that of traditional education insurance.
At present, Taikang Life's main participating education insurance is the Sunshine Journey Education Fund Protection Plan. On the one hand, you can freely choose junior high school, high school, university education and marriage and entrepreneurship funds, and on the other hand, dividends can also accumulate compound interest and calculate interest to achieve the preservation and appreciation of funds.
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Summary. Pro-Taikang "Sunshine Journey" Children's Education Fund Insurance Claim Process:
Report the case in time after the accident. After the accident, you should call the insurance company** in time to report the accident, inform the insured of the ID number or policy number, and the customer service staff will ask about the insurance process, the current situation, the relationship between the reporter and the insured, etc., and inform the follow-up claim service arrangements. Requirements for the statute of limitations:
The statute of limitations for life insurance claims is generally 5 years, and for health insurance, it is generally 2 years.
Taikang Children's Education Fund Insurance is 35,000 yuan per year for 5 years.
Dear, what information do you want to inquire about Taikang Children's Education Pension Insurance of 35,000 yuan per year for 5 years?
Pro-Taikang "Sunshine Journey" Children's Education Insurance Claim Process: Report the case in time after the accident. After the accident, you should call the insurance company in time to report the case, inform the insured of the ID number or policy number, and the customer service staff will inquire about the accident process, the current situation, the relationship between the reporter and the insured, etc., and inform the follow-up claim service arrangements.
Statute of limitations requirements: The statute of limitations for life insurance claims is generally 5 years, and for health insurance, it is generally 2 years.
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Children's education funds are reliable, because the insurance contract is protected by law, as long as you understand the content of the contract and the specific benefits, you can buy it with confidence.
If you don't know if it's necessary to buy education funds, you can read this article:Is it necessary to buy education insurance? 》
Education fund is a kind of financial insurance that is highly respected by parents, and it has the following advantages:
Education funds are relatively safe and have a lower risk.
The income from education funds is relatively stable.
If you don't know how much money you can earn, I suggest you take a look at this article:"I don't know the income of education pension insurance, don't buy it blindly!" 》
But there are also some downsides to the education grant:
Low yields. The maximum predetermined income is 3 4%, and there is no way to earn much money from the education fund;
Poor liquidity. The education fund must be paid on time every year, and the lock-in period is as long as more than ten years.
What are the points to pay attention to when choosing a good education fund? It's class
The predetermined interest rate is higher.
The greatest use of education funds is that they can increase the value of our current funds and ensure the children's future education. The higher the predetermined interest rate of the product, the higher the actual rate of return will be. Pay early, and in a lump sum, which is good for increasing your yield.
Matching education gaps.
The period of high cost of education should coincide with the period when education funds can be paid.
For example, if you just want to ensure that your child goes to college, then choose to pay for a short period of time, and you can receive money for education when your child goes to college.
Are there any advantages and disadvantages of various education fund products? I believe this information will definitely help you choose the education fund of your choice:"Evaluation of the 8 Education Funds with the Highest Yield in 2020! 》
[Written at the end].
I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;
I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.
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Summary. Hello dear, I am happy to answer your <>
In fact, the essence of the education fund is still a financial insurance with a mandatory savings function, and the capital turnover is not as flexible as other annuity insurance and comprehensive insurance, but the income is comparable to the increase in whole life insurance products.
Is it reliable to insure children's education funds?
Is it reliable to buy children's education**?
Hello dear, I am happy to answer your <>
Insurance children's education fund is a reliable <>
In fact, the essence of the education fund is still a financial insurance with a mandatory savings function, and the capital turnover is not as flexible as other annuity insurance and comprehensive insurance, but the income is comparable to the increase in whole life insurance products.
But it's a loss to get it out.
You can use it when you need it urgently.
Dear, hello children's education insurance is also known as education insurance. Also known as children's education insurance, it provides corresponding insurance benefits for the educational needs of children at different stages of growth. In addition to the education of junior high school, high school and university, the children's education insurance sold in the market also includes entrepreneurship after joining the work, marriage and even pension after retirement.
Some education annuity products also have the right to pension conversion. The coverage period of education insurance can be divided into term or lifetime. The former can make short- and medium-term life plans for children, such as financial plans until they graduate from college.
Support. Good.
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