Which of the three insurances is better, Taikang Life, Life Huatai?

Dear customers!

Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China. Under the leadership of a professional and international management team with Chairman and CEO Chen Dongsheng as the core, it has grown into a large-scale national insurance company with life insurance as the core and a whole industry chain life insurance services such as enterprise annuity, asset management, pension community and health insurance.

Taikang Life Insurance has always attached great importance to the continuous improvement of the corporate governance structure. In November 2000, the company fully completed the foreign stock offering with the approval of the China Insurance Regulatory Commission and established an international corporate governance structure. In 2011, Taikang Life introduced Goldman Sachs Group as a shareholder of the company, which further enhanced the company's competitiveness in corporate governance, risk management and internal control compliance.

In 2012, Taikang Life increased its capital by 4 billion yuan to support the stable and healthy development of various businesses in 2013.

As of 2012, Taikang Life Insurance has total assets of more than 410 billion yuan, net assets of nearly 21 billion yuan, and has set up 35 branches in Beijing, Shanghai, Hubei, Shandong, Guangdong, etc., and more than 4,200 institutions at all levels, building a complete service network to provide customers with timely and thoughtful services, providing services for 27.76 million individual customers and 250,000 institutional customers, with a total of 9.27 million claims and a cumulative claim amount of 9.9 billion yuan. In 2011, Taikang Life Insurance appointed Li Na, Asia's first tennis Grand Slam champion, as the global image spokesperson, injecting new connotations into the brand image of youth, fashion, health and happiness to welcome the arrival of the new 15 years.

It depends on the specific terms of the insurance.

Reliable. Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing.

As a new type of joint-stock life insurance company, Taikang Life attaches great importance to the prevention of financial risks, and has gradually established a "three-in-one" risk management system, that is, a comprehensive risk management framework based on economic capital and value risk management, with the construction of compliance system and legal services as the main content, and independent internal control evaluation and audit inspection as important means, to implement comprehensive risk, internal control and compliance management;

Taikang Life Insurance has a total of 20 shareholders, including Chinese shareholders including Sinotrans Changhang Group, China Guardian International Auction, China Communications Construction Co., Ltd., CITIC East China (Group) and other large and medium-sized domestic enterprises, and foreign shareholders include Swiss Fengtai Life Insurance Company, New Deal TEDA Investment Youlu Hui Limit Group and Japan Software Bank Group and other well-known international financial enterprises.

Many friends who buy critical illness insurance should know that Taikang Life has issued many well-known critical illness insurance products, but they don't know much about insurance companies.

Taikang Life Insurance is a national, joint-stock life insurance company established in 1996 with the approval of the head office of the People's Bank of China.

At present, Taikang Life has a total of 20 shareholders.

Among them, Chinese shareholders include Sinotrans Changhang Group, China Jiaqiao Hande International Auction, China Communications Construction Co., Ltd., etc.;

Foreign shareholders include well-known international financial companies such as Swiss Fengtai Life Insurance Company, New Deal TEDA Investment**** and Japan Soft Bank Group, and the overall capital strength of shareholders is very good.

In addition, Taikang Life Insurance has many branches, basically all over the country, and there are various insurance methods, such as insurance by insurers and banks, providing convenient and convenient service experience.

On the whole, Taikang Life's background strength is good, the brand is large and the service level is okay.

Most consumers are most concerned about claims when buying insurance.

Solvency can give us a basic understanding of the operating conditions of the insurance company, ensuring that the insurance company is stable and has the ability to pay.

The China Banking and Insurance Regulatory Commission, as the regulator of insurance companies, has also formulated corresponding standards:

The comprehensive solvency adequacy ratio shall not be less than 100 per cent

The core solvency adequacy ratio must not be less than 50%.

The overall risk rating must be B or above.

If an insurance company can fully achieve the above three indicators, it proves that the insurance company has a strong ability to repay debts, a stable operating state, and a low probability of bankruptcy.

Taikang Life's public annual information disclosure at the end of 2021 shows that Taikang Life's solvency under the second generation of solvency has reached 277%, which is fully in line with regulatory requirements. Min laughed.

From the data, it can be seen that Taikang Life Insurance is a formal insurance company, which proves that Taikang Life is reliable in terms of the strength of capital shareholders and solvency.

Many friends often ask: "Do you choose a large company or a small company to buy insurance?" ”

There is no right or wrong for this issue.

Large companies are better than large companies, and the company's strength and service will be better; Smaller companies may have a better product guarantee and a price ratio than a hail. It is important that we buy insurance that suits us according to our own situation, for example, if you don't have a large budget, you don't need to buy a return-back insurance product.

In the final analysis, it still falls on the protection of insurance products, and how to buy and which one to buy, you still have to start from your actual budget and needs to find the most suitable for yourself.

This insurance company was established in August 1996 and has been around for more than 20 years. The fact that this insurance company has been able to develop well for more than 20 years shows that it is still trustworthy. Its advantages mainly lie in the service and brand, usually after the purchase of the insurance products of this insurance company, the after-sales service is very guaranteed, whether it is in insurance consulting or in the insurance claims, the after-sales staff will do their best to solve the corresponding problems for customers.

For this insurance company, which has been established for more than 20 years, the products sold by the company are also very popular and popular, and many products are very suitable for all aspects of our lives.

We must carefully consider the choice of insurance company when purchasing insurance products. Because only a good insurance company will have protection for the insurance products you buy. Although it is said that any company that can become an insurance company has a guarantee function in law, choosing an insurance company with good service and quality will make it faster and more convenient for you to settle claims, and you don't have to go through more procedures.

When choosing an insurance company, you must go to the Internet to check the establishment time of the insurance company and people's evaluation of the insurance company, so that you can have a general understanding of the insurance company at a macro level.

After choosing an insurance company to buy insurance, you need to carefully analyze the products you are purchasing. If you don't know much about insurance products, you can consult the staff of the insurance company, and the staff of the insurance company will provide you with some appropriate references, and we can choose an insurance product that suits you according to the reference given to you by the staff of the insurance company. In life, we must always have an insurance, which is not only a guarantee for our current life, but also will bring us a better life in the future.

Taikang Life's insurance is very dependent on the canopy, Taikang Life is a very large company, and its popularity in Zhongshu and Biguo is also very high, and the after-sales service is also very good.

It is more reliable, this digital brigade is also a relatively large company, it is more reliable, there are more projects, it is closed and the compensation of various projects is more, and the claims are also more relaxed.

It's still more reliable. There are a lot of rights and interests to be protected, there are clear rules to restrict, there are some reliable types of insurance to choose from, there are also many branches, after-sales service is also good, cost-effective and durable.

It is very reliable, and the scope of such insurance protection is relatively comprehensive, the insurance rate is relatively high, and the life is relatively good.

Hello! The role of life insurance in solving the difficulties caused by birth, old age, sickness, death, disability, unemployment, etc., protecting and improving people's lives, promoting economic development, and maintaining social stability is very filial piety. As for whether to choose Taikang or Life Insurance as your life insurance service provider, it is recommended that you choose according to your personal needs.

Overall, both of these insurance companies are good life insurance companies.

How to choose the right life insurance product and company for you?

1. When choosing a life insurance company, the first thing to look at is solvency, the company's solvency can be reflected from the balance sheet, if the assets or liabilities are positive and the number is large, it means that the company's solvency is strong; Secondly, it depends on the quality of service provided by the insurance company to customers.

2. When choosing life insurance products, we should scientifically compare the best factors, "choose the best of the two"; Then, compare the conditions such as coverage and exclusions of life insurance products, and pay special attention to the different conditions such as "observation period" and "deductible days".

3.Choosing the best life insurance company and product for you is most importantly based on your own protection needs and your own financial situation.

Remind you that when choosing the most suitable life insurance company and product for you, you may wish to spend more energy, learn more about the specific knowledge and situation of life insurance companies and their life insurance products, and then choose a strong life insurance company with high-quality services, and apply for life insurance products that are suitable for you, so that you can benefit endlessly for a lifetime.

Taikang Hexi Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing. In November 2000, Taikang Life Insurance fully completed the foreign IPO with the approval of the China Insurance Regulatory Commission.

At present, Taikang Life Insurance has a total of 20 shareholders, of which Chinese shareholders include China International Transportation (Group) Corporation, China Guardian International Auction, China Communications Construction Co., Ltd., CITIC East China (Group) and other large and medium-sized domestic enterprises. Foreign shareholders include well-known international financial enterprises such as Swiss Fengtai Life Insurance Company, New Deal TEDA Investment**** and Japan Soft Bank Group.

Taikang Life's goal is to strive to build Taikang Life into a large-scale insurance and financial service group with the most affinity and popularity in the market.

Pursuing the development strategy of "specialization, standardization and internationalization", we adhere to the business philosophy of steady economic operation and pioneering and innovative operation of Taikang Life.

Taikang Life Insurance has always pursued the development strategy of "specialization, standardization and internationalization", and adhered to the "steady operation, pioneering and innovative".

With the deepening of China's economic reform and opening up, the business philosophy continues to advance. All employees of Taikang Life Insurance have always been committed to providing professional and high-quality life insurance services for the growing white-collar workers, and advocating the modern outlook on life, consumption and family values of the youthful, healthy, fashionable and happy white-collar workers.

Taikang Life Insurance has made great progress since its establishment. In 2007, Taikang Life achieved a large-scale premium income of 100 million yuan, successfully advancing to the fourth place in the mainland life insurance market. In 2007, Taikang Life's total assets were nearly 140 billion yuan, and the growth rate of net assets exceeded 270%; Net profit doubled year-on-year on the basis of doubling for four consecutive years.

While achieving a significant increase in capital strength and maintaining the rapid expansion of business scale, Taikang Life's business quality has been continuously improved, achieving a bumper harvest of scale and value.

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