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What you said is biased towards financial insurance, but the focus is slightly different, but if I suggest, it is still Taikang's wealth to win, it is better, the latest news, Taikang's wealth to win more than 5000 with (green critical illness channel card), very good, I bought it for my child yesterday.
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When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.
2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.
2.Children's insurance, based on the basis of protection, then talk about education funds.
3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.
4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.
5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.
6.Remember the additional exemptions!!
6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.
7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.
It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.
If you don't understand Taikang's products, if it's just to reserve education funds, it is recommended to pay attention to Ping An's Zunyue Life Dividend Insurance, or Century Tianjiao Universal Insurance. Personally, I don't recommend it, Angelo of the Century.
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It must be cost-effective, if it is not cost-effective, there will be no need for the limit to be killed, and there are many people who can't grab it, 3 years to return to the capital, and there is a return every year, which is an excellent financial insurance for the rich.
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Anyway, it was sold out last year, so why do so many people buy it if it's not cost-effective? However, this investment is long-term, such as retirement in the future or leaving property for the next generation, and it is not recommended in the short term.
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Double 12 grabbed a copy of Zunyao, watched the demo**, I probably found that the income of Ping An Zunyao is basically maintained at an annual interest rate of about 4%, and 4% will take the tenth year to flatten, which means that the income of the first 10 years is less than 4%, calculated in 20 years, the total survival benefit of the demonstration is flat in 20 years, and it is impossible to win in the previous 19 years. I bought all the agreed returns, is it necessary to buy such a low-yield financial insurance? You guys tell me what's so good about it?
Why are so many people still robbing? Are rich people stupid? Are you all crazy?
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Zunyao is last year's, this year is Zunhong, only financial management is not guaranteed, last year Zunyao was less than 1 minute to grab the short, do you want?
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Hello, Fortune Win is a recent company hot selling products, providing death and pension protection, there is a return of survival and dividends every year, which can be returned to the insured until the age of 105, and the survival and dividends can enter the additional universal account, monthly compound interest is calculated, is a very good insurance product.
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The development of the insurance industry this year is relatively promising, and the Third Plenary Session of the 18th Central Committee of the Communist Party of China mentioned the development trend of the insurance industry and the vigorous promotion of the state.
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I suggest you consider a peaceful and respectful life.
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It depends on how you look at it. From the guarantee or the ......
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I think all of them are chosen, Ping An Century Angel, judging from the name, your son is as valuable as an angel, and the angel returns to the survival fund and dividends every year; Smart star, your son is wise, almighty, like a star in the sky, there are education gold, wedding money, pension, etc., the two complement each other to ensure your son's life of peace and happiness.
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Hello! There is no best type of insurance, only suitable and unsuitable, and the most important thing is to buy the right type of insurance for you. Ping An's "Smart Star" and "Century Angel" are both children's dividend-paying insurance.
"Smart Star" belongs to non-whole life insurance (special funds), and "Century Angel" belongs to lifelong insurance (returned every few years). The minimum premium for both types of insurance is from 4,000. Depending on your detailed data analysis, you can click on my avatar or scan *** to contact me, I wish you peace and health!
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Hello, both products are good. The main thing is that you have to think about what problem you want to solve when you buy insurance.
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I recommend Chinese Life Insurance to you! Much better than Smart Star.
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Ping An Century Angel pays attention to dividend income, intelligent star protection, and education reserves, depending on which aspects you pay attention to.
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Do you pay attention to protection or education funds, Taikang's Xinxiang life is good, you can attach only 100,000 health insurance to protect 1,000 yuan (10 years old), and the rest of the money is used to regulate education funds, wedding funds, entrepreneurial funds and even pensions, the best of both worlds, receive every year, do not receive into the universal account monthly interest. Hope it helps.
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Taikang's Xinxiang life is better than peace.
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Taikang's Xinxiang Life can meet all your needs. It is your best choice, and I wish you happiness and good health.
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Each has its own benefits, depending on your needs.
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You can take a look at the products of Chinese Life.
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Recently, because the China Banking and Insurance Regulatory Commission has taken over four insurance companies such as Huaxia and Tianan, I have seen many people asking questions about whether insurance companies are reliable and which company is better. Since Ping An Insurance and Taikang Life Insurance have been mentioned, let Daddy compare and analyze the premium income, solvency and service quality of the two insurance companies for your reference.
Let's take a brief look at these two insurance companies
Ping An Insurance can be said to be a well-known enterprise, which is a comprehensive financial service group that not only involves insurance business, but also includes financial services such as banking and investment.
Founded in 1996 and headquartered in Beijing, Taikang Insurance Group Co., Ltd. has developed into a large-scale financial and insurance service group covering three core businesses: insurance, asset management and medical care.
In terms of premium income, Ping An Life is ahead of Taikang Life, and in terms of popularity, its strong strength allows them to invest in more advertising, set up more offline outlets, and develop more people, so as to make them more well-known to everyone. Ping An Life is better than Taikang Life because the company's products are well advertised, but also attract many users to choose their products.
As can be seen from the chart above, Taikang Life, ranked 19th, and Ping An Life, ranked 21st, are actually not much different in terms of solvency.
According to the above chart of insurance consumer complaints, the number of complaints from Ping An Life consumers is higher than that of Taikang Life, and the service quality is worrying.
In general, on the whole, the two companies are comparable, Ping An Insurance and Taikang Life Insurance are both well-known companies, so there is no need to worry about the problem of unreliability, but when configuring insurance, it is mainly based on products, and the insurance company is not our primary consideration, and more importantly, it depends on whether the product is suitable for us.
Hope you find the above information helpful!
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According to the insurance consumer complaints announced by the China Banking and Insurance Regulatory Commission in 2019, you know that in terms of service level, the two are really in no particular order, the number of complaints is really large, and the service quality is worrying.
Insurance companies [Consumer Complaint List] is released, who has the worst service?
In addition to the service level, in terms of claim settlement ability, Ping An Life is indeed higher than Taikang Life, but on the whole, there is not much difference between the two rankings.
In the latest solvency rankings in 2020, which company is the most compensable?
In general, both of these are large-scale and established insurance companies. When we buy insurance products, we should not only consider the company, but also look at the specific insurance products. After all, we can finally get protection from the insurance products we purchase, so I will take critical illness insurance as an example to talk about what aspects to look at:
1) Sum Insured. A major illness takes 3-5 years**and**, so the sum insured must cover at least 3-5 years of annual family income.
2) Coverage Content。Not to mention critical illness, the 25 types of critical illness insurance stipulated by the China Banking and Insurance Regulatory Commission have accounted for 95% of the incidence of serious illness, so the protection for mild and moderate illnesses is not comprehensive.
3) Optional policyholder waiver.
In addition to the above 3 points, it is also necessary to choose the right product according to your own situation. It's not that the more expensive the better, the bigger the company, the better, or it depends on which aspect of the guarantee you like, before my eldest cousin's selection ideas for reference:[Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance
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There is no absolute standard for which is better, Ping An Insurance and Taikang Life, both companies are good, and the insurance is also very rich, but each product itself has its own advantages and disadvantages, mainly in which aspect you value. The key to buying insurance products in a regular company is to meet a professional salesman, who can help find the most suitable product for you according to your needs, and then look at the insurance terms, and there will be no problem after understanding clearly.
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If you are fromCorporate perspectivesaid that Ping An Insurance Company's financial integration is very strong and has the highest reputation;
Taikang Life Insurance focuses on pension and medical care.
If you are fromProduct AngleTo analyze, it depends on what type of insurance you need, the main coverage, who to buy for, the amount of insurance premium, and health notice. Each company has its flagship products for different products, and it is not possible to say which one has the best product.
If there is a single one to say which one is better than the product comparison, congratulations, you have met a very unprofessional ** person.
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As a member of the insurance industry (other than the above two insurance companies), there is no good or bad in good conscience.
None of the companies that can be called insurance companies are small companies.
If you want to buy insurance, my personal advice is to choose from 3 unique options:
1. Product 2, service 3, company.
1. Products: The products of each company are almost the same, depending on the guarantee terms, contracts, and cost performance. You can choose a few and find someone to help you see the pros and cons.
2. Service: recommend insurance to you, or you want to find someone to buy insurance, whether that person's character and service can make you recognize and make you satisfied. Because the years to come, the decades. If you have any questions, you may need to contact him.
3. Company: It depends on your mood, there are many insurance companies on the market, foreign-funded, joint venture, and domestic. Some are very famous, some are low-key and luxurious, and some are hung with "central enterprises" and so on... As long as you are satisfied with the products and people, I believe that you have also chosen the company.
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Insurance Evaluation: Which Critical Illness Insurance is Better Ping An or Taikang Life Insurance?
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Both of these insurance companies are formal insurance companies approved by the state, but the difference is that Ping An of China is a relatively large insurance company.
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Companies are only big and small, not good or bad.
If you buy health insurance, you should buy one with a wide range of coverage, a large number of claims, a waiver of premiums, and a fast settlement of claims.
If you buy whole life insurance such as pension insurance, it is better to have a high guaranteed income, convenient to receive, and a certain income.
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The signboard of peace is brighter than Taikang! But individuals would choose Taikang! Ping An is more comprehensive, and Taikang Life Insurance is a good choice in accident insurance and critical illness insurance! My classmate just bought Taikang, not To
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Each company's products have their own characteristics, each has its own benefits,,, but in recent years, Ping An is the industry leader, and Ping An is a comprehensive finance, insurance, banking, investment can be done, now Ping An is still developing Ping An good houses, good cars, etc., as long as the money linked to Ping An can be, as the so-called, comprehensive finance, one account, a variety of financial services!!
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Hello, these two insurance companies have their own characteristics and benefits. Ping An's waiting period for major and minor illnesses is relatively short, and 120% of the premium paid will be refunded at the end. Intentionally, please.
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Look at what product to buy, if it is life insurance, of course, it is Taikang, and you can make a claim online, which is convenient. The fastest is 15 minutes, and the slowest is 3 days. And you can make repeated claims, and the premium will still be refunded after the claim.
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Ping An Insurance and Taikang Life Insurance are available, and you can choose according to your needs.
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Of course, it is safe, whether it is word of mouth or corporate heritage, it is better than Taikang.
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Buy insurance products, buy dividends to see the company, the company's profitability is high, dividends are reliable, and protection is more reliable.
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Different products need to be compared according to the type of disease, the number of claims, etc.
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Each has its own advantages, but in general, Taikang's products can return the premiums paid in the end.
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Hello, whether it is Ping An or Taikang, the key is the product that suits you, which is a good product.
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In every way, it's safe.
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Taikang's after-sales service is better than Ping An, Taikang seems to only do life insurance, so life insurance is recommended for Taikang, and the others are not known.
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Where are you currently? Contact me, print the plan, and help you grab the wealth.
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Xueba says insurance, only recommend insurance that is really useful for children! This year's comparison table of 136 best-selling children's critical illness insurance has been updated
Click to claim now, I believe it can help you.
What insurance should I buy for my child?
This question has discouraged countless mothers and fathers who want to buy insurance for their babies, and today we will take a good look at what insurance should be bought for children! Configure from these three aspects:
First, medical insurance is essential, especially for children!
Neonatal medical insurance (medical insurance for urban and rural residents) is a national basic insurance, and children should be handled immediately as soon as they are born.
Second, if you plan to buy commercial insurance, critical illness insurance + medical insurance + accident insurance, this is my advice to you.
Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve other associated problems, such as taking care of sick children, the financial losses to the family, all of which require a large amount of cash to make up. Buying a pure protection critical illness insurance can solve these problems.
Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is cheap and useful.
Finally, there is still an accident insurance, the child's accident insurance is very cheap, the insurance amount of 20w is only sixty or seventy yuan per year, you don't see that the money is not much, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, very practical.
Third, don't buy both types of insurance for your child!
Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!
There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.
According to the above insurance ideas, if you configure regular protection for your child, you can get it for about 1,000 yuan per year, and if you buy lifelong protection, it will only be two or three thousand per year, which is not expensive and very useful.
That's all for me"Which is better, Happiness Year A Dual Insurance (Participating) and Ping An Century Angel Children's Insurance (Participating)? "All of them, I hope it helps you! Hope!
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