Is there an education fund for Taikang Wealth Life C Whole Life Annuity Insurance Dividend?

Education insurance is to ensure that the child goes to college and has a fixed education fund to receive.

It is recommended to take a look at China Life's Fuxing Children's Education Fund Insurance, which has a premium waiver for the policyholder and a children's growth fund payment. It is a special children's education insurance.

Summary. Dear, glad to answer for you. Taikang Wealth Life C Whole Life Annuity Insurance is an annuity insurance product, with a wide range of insurance, many payment methods, the insurance period is lifelong, according to the contract to receive continuous insurance, special insurance, survival insurance, survival insurance can choose to receive a lump sum, death is also protected, the policyholder can be exempted from the remaining insurance premiums for accidental death or high disability.

Taikang Fortune Life C Whole Life Annuity Insurance Terms.

Dear, glad to answer for you. Taikang Wealth Life C Whole Life Annuity Insurance is an annuity insurance product, with a wide range of insurance, many payment methods, the insurance period is lifelong, according to the contract to receive continuous insurance, special insurance, survival insurance, survival insurance can choose to receive a lump sum, death is also protected, the policyholder can be exempted from the remaining insurance premiums for accidental death or high disability.

Hello, Taikang Wealth Life C Whole Life Annuity Insurance returns 10% of the sum insured every year before the age of 60, 20% of the sum insured every year after the age of 60, and the contract shows that 50% of the insurance premium is paid for five years, 1500 yuan at a time, and you can receive it 4 times in 20 years, and the money generated will enter the universal account with monthly compound interest. The disadvantages and benefits of buying annuity insurance are as follows.

1. Advantage 1: Guaranteed principal. Guarantee that the principal can be returned (if not redeemed early). The first investment criterion is to preserve the principal, and annuity insurance can do this.

2. Guaranteed interest. Interest income is guaranteed and the guaranteed interest income is higher than the bank interest. 3. Ensure continuous cash flow.

When a person is alive, he is guaranteed to receive a cash income for each year of his long life. 4. Wealth inheritance. In the absence of the person one day, it is guaranteed to leave the money to the designated beneficiary.

5. The long-term financial income of the universal account is higher than that of bank deposits and bank wealth management products. The additional universal account can flexibly deposit and withdraw money, and the guaranteed rate of return is also higher than the bank's deposit interest, which can be used for long-term financial management in the future environment of low interest rates or even negative interest rates to ensure positive returns. Second, the disadvantage 1, low income.

The yield is like chicken ribs, and the annual rate of return generally does not exceed 5%. People with a certain level of investment can't look at this kind of income. 2. Poor flexibility.

The investment cycle of an annuity is five years to life, and a part of the principal will be lost if the policy is surrendered in the middle. The shortest universal account can only be flexibly accessed after five years, and there will be a fee for withdrawing within five years. 3. The dividend part is not necessarily there, and this part of the income is not necessarily ***.

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Taikang Wealth Life D Whole Life Annuity Insurance (Participating) Terms.

Hello dear! Product IntroductionProducer: Taikang Life Insurance Shares****Insurance Type:

Annuity, Dividends, Whole Life Insurance Plan Composition: Main Insurance - Wealth Life, Additional Insurance - Wealth Life Critical Illness Insurance Insurance Age: 28 days old from birth to 60 years old Product Features Payment Annual Payment During the payment period, starting from the second policy year, the insured will be paid a continuous insurance premium equivalent to 2% of the basic liability insurance premium every year; For every 5 policy years, a special premium equivalent to 50% of the basic liability premium is paid to the insured; The insured receives 10% of the basic liability insurance amount every year before the insured reaches the age of 60; After the age of 60, you will receive a survival insurance benefit of 20% of the basic liability insurance amount every year.

Income*** You can also enjoy dividend income***: During the payment period, the insured will be paid 2% of the basic liability insurance premium from the second year; For every 5 policy years, the insured is paid an equivalent to 50% of the basic liability premium. The insured person receives 10% of the basic liability insurance amount every year before the age of 60 and 20% of the basic liability insurance amount every year after the age of 60.

You can also enjoy dividends: share the operating results of the insurance company every year, which can be received in cash and accumulated to earn interest. In order to ensure the interests of customers, the annuity will be guaranteed for 20 years from the age of 60, regardless of whether they live or not; If you are still alive at the age of 80, you can continue to receive it for life.

If you do not receive compound interest monthly interest-bearing continuous insurance money, special insurance money, survival insurance money, and life insurance money, you can enter the cumulative interest-bearing account of survival insurance money by default and calculate interest with monthly compound interest.