The 5 insurances given by the company are enough, and if you don t go to work after 15 years, can yo

1.have reached the statutory retirement age and have gone through the formalities of retirement;

2.The units and individuals to which they belong participate in the endowment insurance in accordance with the law and fulfill the obligation to pay the endowment insurance;

3.Individual contributions must be at least 15 years old (the payment period during the transition period includes the deemed payment period). At present, the statutory retirement age for enterprise workers in China is:

Male employee is 60 years old; 55 years old female employee engaged in management and scientific research; Female employees engaged in production and work support work are 50 years old, and women who are freelancers and self-employed businesses are at least 55 years old.

Fifteen years is the minimum number of years to receive a pension, and the conditions for receiving a pension are met after 15 years of social security contributions have been paid, even if there are several years before retirement. Since they meet the conditions for receiving a pension, when they reach the statutory retirement age, they can go through the retirement procedures in accordance with the law, but the calculation base of the pension is based on the average salary of the last year of social insurance contributions. And every year the average salary is growing, 20 years later the average salary is higher than the current average salary, the same retirement age, the amount of pension is very different, pension insurance is to follow the principle of "pay more, get more", if you pay 15 years later, continue to pay, pension after retirement will be more.

That is, the longer the insurance period and the higher the contribution, the higher the pension treatment for retirement. Therefore, it is recommended to insist on paying if conditions permit.

After 15 years of pension insurance contributions, retire with a pension.

There is a retirement salary for five insurances and one housing fund for 15 years. If the old insurance has been paid for 15 years, you can retire, and if it is insufficient, you should extend the payment to 15 years for retirement. The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record it in the overall allocation of the basic endowment insurance.

Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid the gross rent for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Legal analysis: Individuals who have not worked for 15 years after paying insurance can receive money after retirement, and individuals who participate in basic pension insurance, and have paid for 15 years when they reach the statutory retirement age, will receive a basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Analysis of the law of law bending and loss: there is a retirement salary for five insurances and one housing fund for 15 years. Retirement can be done after 15 years of old insurance contributions, and if it is insufficient, the contribution should be extended to 15 years for retirement.

The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of the employees of the unit in accordance with the provisions of the state, and record them in the overall planning of the basic endowment insurance**.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic old-age air-start insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive a basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Pension insurance has been paid for 15 years How much pension can you receive after retirement 1 To calculate how much money you can receive after retirement You must first understand these 3 formulas: pension = personal account pension basic account pension; Personal account pension = personal account pension savings number of months; Basic account pension = the average monthly salary of on-the-job employees in the province in the previous year, the average monthly indexed salary of the person, 2 years of payment, 1%. Assuming that you start working in Shanghai and pay social security in 2112, and you retire at the age of 61 in 2118, the average salary of on-the-job workers in the previous year is 6,514 yuan, and the average salary in these 15 years is 5,111 yuan.

The proportion of individual contributions to Shanghai pension insurance is 8%, so the amount of savings in the personal pension account in the past 15 years is 51118%, 1215 = 72111 yuan. According to Beijing's regulations, retirement at the age of 61 is calculated according to the number of 139 months. Therefore, personal account pension == 518 yuan.

Compared with the personal account pension, the basic account pension is more difficult to calculate, mainly because the indexed average monthly salary is not easy to calculate. According to 5111, the basic account pension = 1% = 863 yuan. Therefore, the monthly pension that can be received after retirement = 518863 = 1381 yuan.

2. From the above calculation, we can see that social security has only been paid for 15 years, and only 1381 yuan per month can be paid. This amount of money is very much in the way of living in Beijing, and I can barely make ends meet. If you want to nourish your retirement life, you can't rely on this pension alone.

After 15 years of social security payment, you still need to continue to work, but you can get a pension when you are old.

You can not pay social security after 15 years, but it is necessary and cost-effective to renew social security for the following reasons:

1. The longer the payment time and the higher the payment base, the more money you can get after retirement.

2. While paying social security, the company is also paying. If the individual does not pay, then the part of the company is also stopped. And even if you have paid social security for 15 years, as long as you have not reached retirement age and you work in an enterprise, then you must pay social security, which is a regulation.

3. The amount of pension is related to the average local salary, the number of years and the base amount of your social security payment. If your salary is lower than the local average wage, then you have to pay even more. Because you only need to pay a small amount of pension insurance at work, you can get a higher pension after retirement.

4. If you stop participating in the insurance, then you can't enjoy other social security benefits, such as the medical insurance is stopped, and you can't be reimbursed if you go to the hospital to see a doctor.

Summary. Hello, dear, yes, the five social insurance and one housing fund of employees can only enjoy the treatment of retirement pension after 15 years, and after reaching the retirement age, social security has been paid for 15 years can no longer continue to pay.

The employee's five insurances and one housing fund have been paid for 15 years and they happen to retire, so don't pay insurance.

Hello, Hail, yes, the five insurances and one housing fund of employees can only enjoy the pension treatment after 15 years, and after the town base reaches the retirement age, the social security can not continue to be paid for 15 years.

How much money can I receive each month after retirement.

How much does an employee have to pay for five insurances and one housing fund a year?

Hello, dear, the pension received in this different area is different, exactly 15 years should be about 1,000 yuan per month. The specific level depends on the level of your social balance and disadvantages.

Hello, according to the lowest grade calculation, Cong Xiao to raise limbs and burn the elderly personal payment is 300 yuan, medical treatment is about 119 yuan, provident fund is about 300, basically so much every month, about 800 yuan.

You don't have to pay health insurance when you retire.

Hello, dear, medical insurance needs to be paid for 25 years in order to enjoy retirement to be quietly trembled, your only 15 years, should continue to pay, otherwise you can not enjoy the medical return to Huai insurance to be defeated.

How much do employees in the factory have to pay for five insurances and one housing fund a month?

What kind of medical insurance treatment can you enjoy after paying for 25 years?

Basically, it is so much calculated above, about 800 yuan, which is paid by individuals, and the company's payment should be about twice that of individuals.

How much does the factory worker pay for medical insurance a month?

After 25 years, you can enjoy medical insurance benefits without paying medical insurance.

Hello, the employees in the factory have medical insurance for a month, and the individual bears about 120 yuan, and the company bears about 180 yuan.

After retirement, the company needs to bear all the responsibilities by yourself.

Individuals who have not worked for 15 years after paying insurance can receive money after retirement, and who have participated in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age, will receive a basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay until they reach the full 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

1. What is the basic pension for employees?

The basic pension, also known as the retirement fee, is the most important pension insurance treatment, which is composed of the basic pension, personal account pension and transitional pension. Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. If the cumulative contribution is less than 15 years when the statutory retirement age is reached, the contribution can be made to the full 15 years, or it can be transferred to the new rural social endowment insurance or urban residents' social endowment insurance.

2. Can I retire without paying medical insurance?

OK. Endowment insurance and medical insurance are two different things, are two sets of systems, the function of the former is to solve the pension after retirement, to solve the problem of eating from hand to mouth, the function of the latter is to solve the medical insurance reimbursement treatment when working and after retirement, to solve the problem of reimbursement of medical expenses.

At the time of retirement, the accounting of the two is independent. There are two separate statutory retirement conditions for retirement approval.

Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 16 of the Social Insurance Law of the People's Republic of China provides that Liang Naicheng who participates in the basic old-age insurance shall receive a basic pension on a monthly basis if he has paid contributions for 15 years when he reaches the statutory retirement age. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.