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Hello: At present, there are two kinds of basic medical insurance, one is the basic medical insurance for urban employees, that is, the employee medical insurance, and the other is the new rural cooperative medical insurance, that is, the new rural cooperative medical insurance. Employee medical insurance needs to be paid with employee pension insurance, and cannot be paid separately, and the payment amount is high and the treatment is higher; NCMS can be paid separately, for all registered personnel in our city, the payment amount is low, and the treatment is relatively low.
The two types of insurance cannot overlap and share, but they can be converted to each other. There are two types of conversions: high to low and low to high.
The high to low is the transfer of the employee medical insurance to the NCMS, and the employee medical insurance participants can only pay the urban employee pension insurance, plus the new rural cooperative medical system. Pay the NCMS fee in the current month and enjoy the NCMS treatment in the next month, and the subsequent payment is once a year and for life. Low to high is the new rural cooperative medical system to the employee medical insurance, the need to pay the employee pension insurance as the premise, must continue to pay, three months without payment as an interruption, after the interruption to make up for the arrears of payment and then pay for six months can enjoy the employee medical insurance, the payment period is continuous payment to retirement, and at least 20 consecutive years, no need to pay after retirement.
In addition, after the employee medical insurance is converted to NCMS, the citizen card does not need to be handled separately, and only the information in the card needs to be replaced. If there is still an account balance in the employee's medical insurance card, it cannot be cleared in cash, but it can be used for consumption in designated medical institutions.
Whether it is high to low or low to high, the insured person needs to bring his ID card, pension certificate and other relevant documents to the municipal social security hall for processing,".
For the question of whether you can accumulate the number of years, it is recommended that you consult your local social security hall. It can give you an accurate answer. Hope it helps.
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What procedures are required for the transfer of rural medical insurance to employee medical insurance?
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The procedures for transferring from NCMS to employee medical insurance are as follows:
1. It is necessary to go to the NCMS agency in the insured place to handle the suspension of insurance;
2. If the social security card is activated in NCMS, the social security card needs to be cancelled at the same time when the insurance is suspended;
3. I submit an application for the transfer of medical insurance relationship to the Municipal Social Security Center, and fill in the transfer application form with the "Insurance (Cooperation) Certificate" issued by the agency of the transfer place and the medical insurance payment voucher of the original place of insurance, and go to the Municipal Social Security ** Settlement Center for medical insurance relations and personal account transfer procedures.
If the insured person is transferred from the resident medical insurance to the employee medical insurance, and has completed the renewal and paid the employee medical premium, if the renewal payment is not available for a month or the intermittent payment is not more than two months, he or she will enjoy the employee medical insurance treatment from the next month after the payment; If the interruption of continuous payment exceeds two months, there must be a 6-month transition period for employee medical insurance benefits. During this period, the employee can use the personal account (medical insurance card) part of the employee's medical insurance;
When the resident medical insurance is transferred to the employee medical insurance, the actual payment period of the resident medical insurance will be converted, and the employee medical insurance will be converted into 3 months after one year of payment. However, if the employee medical insurance is transferred to the resident medical insurance, it is necessary to go through the procedures for the suspension of the employee medical insurance first, and then go through the procedures for new participation in the resident medical insurance. Resident medical insurance continues to use the personal number of employee medical insurance, and the amount of personal account of employee medical insurance can continue to be used when hospitalized.
Legal basisArticle 16 of the Social Insurance Law of the People's Republic of China.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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It cannot be converted.
If you want to participate in the medical insurance for urban residents, you must first determine whether you are a non-agricultural household registration, and the agricultural household registration cannot participate in the residents' medical insurance.
If you want to participate in the resident medical insurance, you will not pay the NCMS in the next year and will automatically withdraw from it. Go to the resident medical insurance office to pay the fee, and you will automatically participate in the resident medical insurance.
NCMS is a new type of rural cooperative medical care.
The new type of rural cooperative medical care (hereinafter referred to as "NCMS") refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.
Medical insurance for urban workers.
Urban employee medical insurance is urban employee medical insurance (also referred to as urban medical insurance). The basic medical insurance premiums for urban employees' medical insurance shall be paid jointly by the employer and the employee.
The level of basic medical insurance should be commensurate with the level of development of productive forces in the initial stage of socialism; All urban employers and their employees must participate in basic medical insurance and implement territorial management; The basic medical insurance premium shall be borne by both the employer and the employee; Basic medical insurance** implements a combination of social pooling and personal accounts.
All urban employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc.), government agencies, public institutions, social organizations, private non-enterprise units, and their employees, must participate in basic medical insurance. Whether or not township enterprises and their employees, owners of urban individual economic organizations and their employees participate in basic medical insurance shall be decided by the people of all provinces, autonomous regions and municipalities directly under the Central Government.
The basic medical insurance premium shall be paid jointly by the employer and the employee. The employer's contribution rate should be controlled at about 6% of the total salary of the employee, and the employee's contribution rate is generally 2% of the employee's salary income. With the development of the economy, the contribution rate of employers and employees can be adjusted accordingly.
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Hello, I am helping you inquire about the relevant information, and I will reply to you immediately, please wait a while Hello I am very happy to answer this question for you, about your question, after inquiring about the way of medical insurance for NCMS employees: you must go to the NCMS agency in the insured place to handle the suspension of insurance. If the social security card is activated in NCMS, the social security card needs to be cancelled at the same time when the insurance is suspended.
Then I submit an application for the transfer of medical insurance relationship to the Municipal Social Security Center, with the "Participation Certificate" issued by the agency in the place of transfer and the medical insurance payment voucher of the original place of insurance, fill in the transfer application form, and go to the Municipal Social Security ** Settlement Center for medical insurance relations and personal account transfer procedures.
I hope my answers can help you and have a great day
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NCMS and employee medical insurance cannot be converted to each other, and can only be sealed in the NCMS account and opened for employee medical insurance. Because they are two separate systems.
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The medical insurance premium due for the next year will be paid.
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Summary. Hello, the general process of transferring social security for employees to NCMS (now it should be unified as social security for urban and rural residents): the original work unit completes the application for insurance reduction and stops social security contributions.
Go back to the rural social security center in your district and county and apply for a change of insurance. You must bring your ID card and household registration booklet. Complete the transfer of social security and start paying normally.
The general process is as follows: the original work unit completes the application for insurance reduction and stops the social security payment. Go back to the rural social security center in your district and county and apply for a change of insurance.
You must bring your identity card and household registration booklet. Complete the transfer of social security and start paying normally.
Local. The local process is the same, you need to go to the agricultural insurance social security center to apply for insurance replacement.
How to prepare the materials.
1. Pure acceptance transferees need to bring the "Letter of Acceptance" and ID card when handling the application. 2. Transfer-in personnel: (1) Issuing a letter of acceptance to the transfer-in place without pants (if the inter-provincial transfer is to bring back the "basic medical treatment insurance payment certificate" issued by the other party's social security institution); 2) Go through the transfer procedures at the original place of insurance with the letter of acceptance; (3) Bring the transfer list back with you.
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The method of transferring NCMS to employee medical insurance: the insured person can sign a labor contract with the unit, and the unit will apply for the registration procedures of employee medical insurance for him, and then transfer the payment amount and payment period in NCMS to the account of the employee medical insurance.
Legal basisArticle 24 of the Social Insurance Law of the People's Republic of China.
The State shall establish and improve a new type of rural cooperative medical system.
The management measures for the new type of rural cooperative medical care shall be stipulated by ***.
Article 26.
The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.
Article 27.
Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the state, and the basic medical insurance premiums will not be paid after retirement, and they will enjoy the basic medical insurance treatment in accordance with the provisions of the state; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.
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Hello dear is happy to serve you. 1.After the employee's medical insurance is suspended, he or she can click the application button to apply for transfer to NCMS.
2.Select the place where the employee medical insurance will be transferred. 3.
Select the NCMS transfer site and click Apply. 4.Enter your credential information.
5. Click Confirm to enter the personal center. 6. Then go back, and click Activate after the application is passed in the background. Click Query to view the merged records.
I hope I can help you, I wish you a happy life, smooth work, and all the best.
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NCMS to employee medical insurance method: You must go to the NCMS agency in the place where you participate in the insurance to handle the suspension of insurance. If the social security card is activated in NCMS, the social security card needs to be cancelled at the same time when the insurance is suspended.
Then I submitted an application for the transfer of medical insurance relationship to the Municipal Social Security Center, with the "Insurance (Together) Certificate" issued by the transfer agency and the original medical insurance payment voucher, fill in the transfer application form, and go to the Municipal Social Security ** settlement to handle the medical insurance relationship and personal account transfer procedures.
process. 1. The insured person should bring his or her valid documents (ID card, household registration booklet, etc.) to the neighboring district and county medical insurance center to apply for processing, and the district and county medical insurance center will complete the application on the spot.
2. Participating in Qiaoxiang can also apply for handling on behalf of the neighboring street (town) medical insurance service point (hereinafter referred to as the service point), and the service point will be completed within 3 working days. The insured person should go to the service point within the specified time to collect the "Medical Insurance Card" handled on behalf of the insured.
3. The insured can entrust others to handle it on his behalf. The entrusted person shall bring the valid documents of himself and the insured person when handling the application. First of all, go to the public hospital designated by the medical insurance for hospitalization** within three working days of hospitalization, you must go to the hospital medical insurance office for registration and filing, and when you are discharged, you must go to the medical insurance office to open the hospitalization application form, hospitalization invoice, detailed list, and medical records.
If it is a traumatic injury, you should also go to the medical insurance office of the hospital to fill in the trauma form and stamp the official seal of the hospital where you live and the official seal of the insured unit, write a description of each person's situation, and go to the office on the second floor of the Social Labor and Social Security Bureau for reimbursement with a description or certificate of the insured unit. Information required for employee medical insurance reimbursement: hospitalization reimbursement:
Invoice (original), discharge certificate (original), detailed list of hospitalization expenses, basic medical insurance for urban employees, hospitalization registration to indicate that the non-insured persons and the insured persons in an individual capacity are also required, a copy of the ID card, and the reimbursement of special outpatient services: outpatient invoice (original), outpatient prescription (original), special outpatient approval form.
Legal basis
Social Insurance Law of the People's Republic of China
Article 16 Individuals participating in the basic endowment insurance, when they reach the statutory retirement age, the cumulative contributions are less than 15 years, they can pay until the full 15 years, and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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Legal analysis: 1. How to handle the withdrawal of NCMS personnel is recommended to consult the local NCMS center (the competent authority is the Health Bureau). If you need a certificate of insurance payment from the medical insurance center, please bring the original and copy of your ID card to the medical insurance center in the place where you are insured.
2. The Notice of the Ministry of Human Resources and Social Security, the Ministry of Health and the Ministry of Finance on the Interim Measures for the Transfer and Continuation of the Basic Medical Security Relationship for Migrant Workers (Ren She Bu Fa [2009] No. 191) stipulates that: "If a rural household registration person is employed in an urban unit and has a stable labor relationship, the employer shall go through the registration formalities in accordance with the provisions of the Interim Measures for the Administration of Social Insurance Registration and participate in the basic medical insurance for urban employees at the place of employment. ”
3. "Rural household registration personnel who have terminated the urban basic medical insurance relationship due to the termination of labor relations or other reasons may apply to the new rural cooperative medical agency at the place of household registration with the insurance certificate issued by the social (medical) insurance agency at the place of employment, and participate in the new rural cooperative medical care in accordance with local regulations. "All types of migrant workers in urban and rural areas shall participate in the basic medical insurance for urban employees, the basic medical insurance for urban residents or the new type of rural cooperative medical care in accordance with the current regulations, and shall not participate in or enjoy treatment at the same time. ”
Legal basis: "Social Insurance Law of the People's Republic of China" Article 16 Individuals who participate in basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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