Insurance Law Help!! Ask for help on the topic of insurance!! Urgent!! Thank you!!

Social insurance: You need to inform the hospital that you have social security. When you are hospitalized, you will pay the bill directly with your social security card (split bill).

Commercial insurance: General commercial insurance does not reimburse self-financed drugs, so you can tell the doctor for common diseases not to use self-paid drugs because you can be reimbursed. For notifying the insurance company, some products need to be notified, and some products don't, so you have to consult your ** person.

It is recommended that once you need to go to the hospital, you should inform your **person in time, and ** person should tell you some precautions to avoid some troubles when making a claim.

1. If there is only social security, generally after going through the admission procedures, the hospital has a medical insurance office, take the medical insurance card stool, and settle directly after discharge.

2. If it is commercial medical insurance, you first need to report the case, find someone or call the customer service of the insurance company. The company will come to the hospital for verification. The use of drugs in cost-based medical insurance is also the same as that of medical insurance, and drugs outside the scope of medical insurance cannot be reported.

If you have both, you can apply for medical insurance first, and then take the split order to the insurance company for reimbursement.

Business Insurance. I had an accident, got sick, was hospitalized, etc. You need the technology to call the insurance company's ** report, so that it is more convenient to settle the claim. Chinese life is 95519 Others can be found by looking at the company they bought.

1. Because the current owner of the house is Li, and Liu is no longer the owner of the house, he is no longer eligible to claim compensation.

2. If Li claims from insurance company A, the insurance company will not compensate. Because, Li is not insured.

3. Liu could not get the insurance compensation under any circumstances - the property right of the house was still in Liu's name.

4. In the case that Liu transfers the policy to Li, he can get the insurance compensation.

1,300 yuan, the regional deductible, all borne by yourself, 23000 yuan, minus the deductible, and then multiplied by the deductible ratio of 20% plus the deductible, you need to pay 1000 yuan (500 + (3000-500) * 20%), and the amount is less than 4000 yuan stop loss clause. 3, (30000-500)*20>4000 yuan, so Zhang only needs to recover 4000 yuan according to the stop-loss clause.

1.(1) "Corning Whole Life Insurance" has no legal effect, the two have no husband and wife relationship, do not have insurance interests, and the contract is invalid. "Hongfu Whole Life Insurance" has legal effect.

2) Lin: policyholder, Li: insured, daughter:

Beneficiary. (3) Lin: policyholder and beneficiary, daughter:

Insured. 2.The insurance company shall, in accordance with Article 42 of the Insurance Law, give the insurance money to Li's son as Li's inheritance.

The policies of each company are different, so the regulations are different.

According to this situation, the unit must be supplemented, but there are many general units that are unwilling to make up this kind of insurance, first of all, the insurance is very troublesome, and the second cost is very high, these costs are borne by the unit, you only need to protect your own part, and the original part you want is not much, mainly the unit burdens more, it is recommended that you find the unit to negotiate, if the unit does not give you to make up, you will go directly to labor arbitration Labor arbitration is to support this aspect of behavior. But you need to have some evidence of employment, such as pay slips or some documents for moving in, and with these things, labor arbitration will be very fast. Making a ruling will also help you get justice quickly, so that your insurance will be made up quickly, and this kind of insurance can only be made up by the unit, not by the individual. I joined the work in 94 years, the unit paid me endowment insurance and medical insurance in 07 years, and the unit bought me out in 18 years, and now I ask the unit to pay me the endowment insurance and medical insurance from 94 to 07, and the unit does not want to pay me back, I want to ask if the unit should give us supplementary insurance in this case?

I joined the work in 94 years, the unit paid me endowment insurance and medical insurance in 07 years, and the unit bought me out in 18 years, and now I ask the unit to pay me the endowment insurance and medical insurance from 94 to 07, and the unit does not want to pay me back, I want to ask if the unit should give us supplementary insurance in this case?

On this issue, it seems that you yourself did not understand the national policy and wronged the unit, because our country only began social co-ordination in 1996, that is, began to pay social security, but the length of service began from the day of joining the work, and before 1996, it was regarded as the length of service, so you asked the unit to pay you 94 to 07 years of pension insurance and medical insurance, which is an unreasonable requirement and will not be supported! There is no need to make up for it!

First of all, the unit should pay you the pension insurance and medical insurance for 94 to 07 years. However, some units do not bother to pay this money because it is very troublesome and they pay a lot of money. Talk to the leader, but it is really impossible to find the leading department at the next level to ask for a solution.

You have to pay back the portion you are due.

Of course, the unit should make up for you, but some units have financial problems and are unable to pay for all employees, and the social security allows them to default, and when the insured, that is, the employee of the unit, needs insurance expenses for hospitalization and medical treatment, the unit will pay the employee's social security separately. Our unit is like this, and the housing provident fund has not been paid to us.

Five insurance is from 99 years before the implementation of the state enterprises must be purchased for employees, you between 94 and 99 years between the unit can not give you to make up, after 99 years can ask the unit to make up!

Now, no matter which unit you go to work, the unit will require employees to buy five insurances and one housing fund. However, it is also implemented based on the consent of the person in question. The general insurance is borne by the person, and the unit pays a large part.

As long as you sign a normal contract after joining the unit, the employer is obliged to help you pay the insurance for those years, and you also have to pay part of it.

If the compensation standard for the 18-year buyout is high, you can make up for it yourself, and if the compensation is average, you can ask the unit to make up for it.

Endowment insurance, the full name of social basic endowment insurance, is a social security system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit for releasing labor obligations stipulated by the state, or after retiring from labor positions due to old age.

The decision on the reform of the pension insurance system for enterprise employees is a law and regulation issued on June 26, 1991 and implemented since June 26, 1991. The "Decision" stipulates the payment of fees by enterprises and individuals.

The payment of pension insurance for employees of enterprises in China began roughly in 1992, and some provinces and municipalities lagged behind, basically in the four-year period from 1992 to 1996.

If you have been working in the unit from 94 to 07 years without interruption, you should belong to the enterprise employee pension insurance payment object. It is not known if this situation is your personal problem or if all employees have the same problem. Therefore, in the case of fruitless communication with the enterprise, it is necessary to carefully study and find out the relevant laws, regulations, policies and decrees, and can conduct labor arbitration or legal proceedings.

It stands to reason that it should be repaid, and you can apply for labor arbitration or court litigation. However, you must prepare sufficient supporting materials: employment contract, salary schedule, etc., which can prove that you worked in that unit from 1994 to 2007.

If you do not pay, you can negotiate with the employer, and if the negotiation fails, you can go to the local labor inspection department to file a complaint to protect your rights and interests.

My situation is similar to yours, 90 years of work in a state-owned factory, a few years (I can't remember clearly) buyout, the unit seems to have paid social security since 94 for 12 years (I don't remember clearly) In general, the unit has not been paid in full years, and the insurance premiums in those years are very low, dozens of months. FYI.

I don't know what insurance you want to buy, whether it's critical illness insurance, accident insurance, children's insurance, car insurance, or financial insurance, but no matter what kind of insurance, I think it's very useful, don't buy it when you really need it, it's too late, now to see a doctor, how expensive the medical expenses are, as long as the hospital is only hospitalized to be reimbursed, a hospitalization at least a five, seven or eight thousand, for the rich this is of course nothing, but now there are still a lot of poor people, minor illnesses don't matter, major illnesses are also many people can't afford it, So now look at that type of insurance, and buy it when you should buy it.

At least 15 years of contributions, when the retirement age is reached, the contributions are less than 15 years, you can make up for it in a lump sum.

First ask the local social security bureau whether it can be paid back after the buyout, and then study the company's supplementary payment, different regions have different requirements.

Previously, the labour authorities did not enforce the payment of insurance for workers. I guess I can't make it up. If you are on the job, you may be able to make up for it. It's all bought out, and it's hard to make up.

I'm an outsider in the insurance circle, first of all