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1. 100 yuan accident insurance.
Insurance coverage: 1. Accidental death and disability: compensation for death and disability caused by accidents;
2. Accidental medical treatment: for outpatient or hospitalization due to injuries caused by bumps or cat scratches and dog bites** for reimbursement, there is usually a limit and is generally limited to the use of drugs in social insurance;
3. Hospitalization allowance: The subsidy for hospitalization is generally deductible for 3 days, which usually refers to accidents, and it is necessary to pay attention to the scope of protection;
4. Critical illness.
This is a small amount, if there is a compensation for children's serious illness, some are good, if not, try to buy regular or lifelong serious illness insurance for children.
5. Liability insurance: due compensation for the losses caused by other people or things because the child is naughty.
2. The insurance purchased at the school is generally a card-fold insurance, and the outpatient clinic cannot be reimbursed, of course, if you are hospitalized due to a cold, fever or illness, the deductible will be deductible.
It's $100.
Then it is paid according to the following graded progressive proportions: 50% for the part above 100 yuan to 1,000 yuan, 60% for the part above 1,000 yuan to 5,000 yuan, and 70% for more than 5,000 yuan. The deductible for accidental injury is 50 yuan, and the payment ratio is 80%.
3. Learn to level insurance.
The full name is "Student Ping An Insurance", and the school collects the premiums for general students, and the insured only needs to pay the premium within 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment.
Student safety insurance refers to the personal accident insurance that takes school students or kindergarten children as the insurance object, and when the insured students or children suffer from accidental injuries as agreed in the insurance contract during the validity period of the insurance, the insurer pays the insurance money within the scope of insurance liability.
4. Medical insurance reimbursement coverage of 100 yuan student insurance.
It is determined according to the amount of student expenses, and the types of drugs it reimburses are also stipulated, and those that are listed by the insurance company will be reimbursed, and those who are not listed will not be reported, so in the event of medical accidents.
You must tell your doctor what drugs you want to reimburse, and you can check with your insurance company for the specific type of medication and the reimbursement rate, as they have relevant documents.
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Accident medical insurance, as the name suggests, protects the medical expenses incurred by hospitalization due to accidental injury, as long as the medical expenses incurred by hospitalization due to accidental injury**, they are basically within the scope of protection liability of accident medical insurance.
Accidental Death and Disability: Compensation for death or disability caused by an accident; 2. Accidental medical treatment: for outpatient or hospitalization due to injuries caused by bumps or cat scratches and dog bites** for reimbursement, there is usually a limit and is generally limited to the use of drugs in social insurance; 3. Hospitalization allowance:
The subsidy for hospitalization is generally deductible for 3 days, which usually refers to an accident, and you need to pay attention to the coverage of the insurance; 4. Critical illness: This is less, if there is a compensation for children's serious illness, some are good, if not, try to buy regular or lifelong serious illness insurance for children; 5. Liability insurance: due compensation for the losses caused by other people or things because the child is naughty.
Accidental medical insurance amount: Most accident medical insurance on the market has an accidental medical insurance amount ranging from several thousand to tens of thousands of yuan (there are also some accidental medical insurance with an insurance amount of up to hundreds of thousands), covering outpatient expenses and surgical expenses caused by accidental injury**.
Reimbursement ratio: Accident medical insurance reimbursement methods are divided into two types: limited social security and unrestricted social insurance.
Limit social security, that is, only expenses within the scope of the medical insurance catalogue can be reimbursed, and expenses outside the scope of the medical insurance catalogue need to be paid by the patient.
There is no restriction on social security, that is, the reimbursement is not limited to the expenses within the scope of the social security catalog, but also the expenses inside and outside the social security can be reimbursed, and the scope of social insurance reimbursement is wider and the claim threshold is lower.
On the basis of restricting social security and not limiting social insurance, the reimbursement ratio of different accident medical insurance is also different, as detailed in the insurance contract.
Deductible: Most accident medical insurance on the market has no or only a small deductible, if there is a deductible, it is generally 100 yuan;
Some accident medical insurance deductibles are based on whether the reimbursement is through social security, if it is through social security, there is no deductible, if it is not through social insurance, there is a deductible, please also refer to the insurance contract for details.
The above is roughly all the content of accident medical insurance protection, of course, dad is only talking about the most basic protection of accident medical insurance, some accident medical insurance on the market will also provide other protection, depending on the insurance contract.
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The accident insurance of 100 yuan generally only has four insurance liabilities: accidental death, accidental disability, accidental medical treatment, and accidental hospitalization.
1.Accidental death refers to the death of the insured due to accidental injury during the insurance period, and the insurer only pays compensation for the death, and the compensation is the death insurance benefit.
2.Accidental disability refers to the disability caused by accidental injury during the insurance period, and the insurer shall be deemed to have died if the insurer reaches the first level of disability (high disability) according to the "Table of Disability Degree and Insurance Payment Ratio of Life Insurance", and shall be paid according to the death insurance benefit.
3.Accidental injury medical treatment refers to the medical expenses incurred by the insured due to accidental injuries during the insurance period, including outpatient expenses and hospitalization expenses.
4.Accidental Injury Hospitalization Allowance or Accidental Hospitalization Fixed Payment refers to a way in which the insured is compensated according to a certain proportion of the hospitalization caused by the accidental injury during the insurance period.
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The accident insurance of 100 yuan per household is a kind of small accident insurance for urban and rural residents, and it is also an accident insurance for the family policy to protect the family. The annual premium is 100 yuan per household, providing 60,000 yuan for accidental death and disability, 6,000 yuan for accidental medical treatment, and 30 days of accidental hospitalization allowance. The sum insured for categories 1-3 is 100 according to the above standard, and the insurance amount for category 4 occupations is 75 according to the above standard.
What are the compensation standards for accident insurance of 100 yuan per household?
1.The insurance company's compensation for accidental death is the amount of accidental injury insured per payer.
2.If the disability is caused by an accidental injury, the insurance company will pay compensation according to the degree of disability and the proportion of the insurance payment, and the maximum amount of compensation is the per capita accidental injury insurance amount.
3.Through the medical expenses incurred due to the accidental injury, the accident medical insurance benefits paid by the insurance company shall be paid according to the following conditions: if the insurer has social security, the insurance company will pay the remaining part of the social security reimbursement at 90%; If the insurer does not have social security, the insurance company will pay the insurance money at a rate of 80 for the actual medical expenses after deducting the minimum payment line of 100 yuan.
The insurance liability shall be terminated when the amount of medical insurance paid once or the cumulative amount of insurance paid reaches the per capita amount of accident medical insurance.
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Summary. Hello, the accident insurance of 100 yuan includes:1
Accidental death or dismemberment, the sum insured is about 50,000 yuan; 2.In addition, there is an accidental medical benefit, with an insured amount of about 5,000; 3.The accidental hospitalization subsidy is about 30 yuan per day.
However, the insurance liability of each company may be different, so it depends on the situation of each insurance company.
What is included in the 100 yuan accident insurance? What are the compensation details of 100 yuan accident insurance?
Hello, the accident insurance of 100 yuan includes:1In the event of accidental death or disability, the sum insured is about 50,000 yuan; 2.
In addition, there is an accidental medical payout, with an insured amount of about 5,000; 3.Accidental hospitalization makes up for filial piety stickers of about 30 yuan per day. However, the insurance liability of each company may be different, so it depends on the situation of each insurance company.
The protection of 100 yuan accident insurance travel early amusement is as follows: 1Accidental disability and death.
When the insured person is injured, disabled or dies in the event of an accident, the insurance company will pay according to the policy contract or the table of the degree of disability and the proportion of the insurance benefit under the life insurance. 2.Medical treatment for accidental injuries.
When an insured person goes to the hospital** due to an accident, the insurance company will reimburse the medical expenses incurred according to the policy contract. 3.Accidental Injury Hospitalization Benefit.
When the insured is hospitalized due to an accident injury, the insurance company will pay the insured a fixed amount of hospitalization allowance on a regular basis, mainly according to the number of days the insured is hospitalized.
Various insurance companies have launched 100 yuan accident insurance, and the coverage is different. Take the $100 accident insurance of a life insurance company as an example. The $100 accident insurance mainly includes accidental death and dismemberment, accidental medical treatment and accidental hospitalization allowance.
1. Accidental death and disability: If the insured dies due to an accident, the agreed sum insured will be paid in a lump sum within the scope of the policy's liability; If the insured is unfortunately disabled, the insurance company will pay the disability insurance premium according to the disability level. Disability benefit amount = insured amount * disability ratio (10%-100%).
2. Accidental medical treatment: The insurance company will pay the corresponding insurance for the medical expenses incurred by the insured in the accident. 3. Accidental hospitalization allowance:
If the insured suffers an accidental injury and is hospitalized in the corresponding hospital within the agreed time from the date of the accident**, the insurance company will pay the insured a cash subsidy for the accidental injury hospitalization according to the reasonable number of days of hospitalization according to the specific agreement.
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Summary. The accident insurance of 100 yuan includes 1. Various expenses incurred due to medical treatment. It is mainly due to personal injury caused by accidents, medical expenses such as medical expenses, nursing care expenses, transportation expenses, accommodation expenses and nutrition expenses when hospitalized.
2. The necessary expenses for the disability of the victim and the loss of income due to the disability. If the victim has dependents, the insurance company will pay the disability compensation, the cost of assistive devices necessary for the disabled life, and the living expenses of the dependents. 3. Compensation for moral damages includes the mental damage suffered by the victim or the close relatives of the deceased, mainly due to disability or death.
4. Reasonable expenses incurred due to the death of the victim. Funeral expenses incurred in the death of the victim, living expenses of dependents and compensation for the death.
What is included in the 100 yuan accident insurance? What are the compensation details of 100 yuan accident insurance?
The 100 yuan accident insurance covers 1. Various expenses incurred due to medical treatment. It is mainly due to personal injury caused by accidents, and various expenses necessary for medical treatment, such as medical expenses, nursing expenses, limb communication expenses, accommodation expenses and nutrition expenses when hospitalized. 2. The necessary expenses for the disability of the victim and the loss of income due to the disability.
If the victim has dependents, the insurance company will pay the disability compensation, the cost of assistive devices necessary for the disabled life, and the living expenses of the dependents. 3. Compensation for moral damages includes the mental damage suffered by the victim or the close relatives of the deceased, mainly due to disability or death. 4. The costs of the first judgment arising from the death of the victim.
Funeral expenses incurred in the death of the victim, living expenses of dependents and compensation for the death.
The compensation standard of 100 yuan accident insurance is 1. Personal injury, when the insured suffers personal injury, he can get compensation for medical expenses, lost work expenses, nursing expenses and other expenses. 2. If the insured is disabled due to an accident, he or she can get compensation for major expenses such as expenses, nursing expenses, and expenses. 3. In the event of death, if the insured unfortunately dies, the insurance company will pay compensation for funeral expenses, living expenses of dependents, death compensation and other expenses.
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Auto accident insurance, aviation accident insurance, train accident insurance, ship accident insurance, medical accident insurance, personal accident insurance, including quite a lot, and it is also very protected.
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Hello Answer! We'd be happy to be able to answer for you. What is included in the 100 yuan accident insurance is related to the specific type of insurance you insure, and no matter what type of insurance, their insurance coverage will not be reduced by the amount of premium.
Accident insurance includes comprehensive accident insurance, traffic accident insurance, travel accident insurance, accident injury insurance, accidental medical insurance, etc., the insurance coverage of different types of insurance is not the same, if you want to know what the reimbursement scope of your accident insurance includes, you can consult the customer service of the insurance company or check the contract.
Question: Broken foot and neck, crushed.
I didn't report it.
I don't know what type of accident insurance you're buying, so I can't be sure. Accident insurance includes both personal accident insurance and accidental medical insurance. The specific details include what needs to be determined according to the terms of the insurance, and the insurance accident terms and conditions of different insurance companies will vary. >>>More
When the insured encounters an accident within the scope of the policy's liability, he or she can directly call the insurance company's customer service to report the accident, and provide the policy number and ID card number when reporting the accident. In addition to providing these contents, the person who was accidentally hospitalized also needs to provide a detailed list of drugs or a list of medical reimbursements, and then hand over these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card, and the insurance company will evaluate the accident according to the materials provided by the insurer and the content of the contract, and determine the amount of the claim. The amount of the claim is then compensated. In addition to how to pay for travel accident insurance, there are also many people who want to know what the travel accident insurance payment process is, in fact, the travel accident insurance payment process is divided into two ways: domestic and foreign, as far as overseas travel is concerned, taking Ping An as an example, the claim process is as follows, when the tourist who has purchased Ping An overseas medical insurance is out of insurance, if the situation is more urgent, the insured can call Ping An's global 24-hour customer service ** at the first time to explain the situation, If the passenger buys a product that pays the medical premium in advance, Ping An will also pay the medical expenses in advance when the emergency ** is abroad, and then settle the claim afterwards.
The insurance company will pay according to the terms and conditions of the insurance contract. >>>More
No matter which insurance company you insure with, you are a customer of which insurance company. You've never bought insurance from this insurance company, and you're buying it for the first time, and that's a new customer. The second time you buy, you also buy from this insurance company, then you are a regular customer.
1) Death benefit.
2) Disability benefits. >>>More