Can I still use the money in my medical insurance card if I leave my job?

It can also be used normally.

However, the medical insurance reimbursement treatment including the serious illness medical insurance has been suspended, and you can still use the money in the medical insurance card to see a doctor and buy medicine after getting sick, but you cannot be reimbursed.

After you leave your job, the employer will stop paying social security to you, in this case, your medical insurance account will be sealed in the next month after the employer stops paying premiums, that is, you will be able to stop paying insurance, so you will not be able to enjoy medical insurance benefits for the time being.

After the employee resigns, the unit no longer pays social security for the employee, then the medical insurance.

It will be frozen and will not be reimbursed. However, the balance of the personal account section can be used. It's just that it can't be reimbursed.

1.Generally speaking, there are two situations in which social security is paid, either by oneself or by the unit. Now that you have left your job, of course, you can choose one of these two ways, and if you pay by the unit, you only need to find a new employer to receive it.

During the period of social security suspension, all benefits are suspended, social security medical insurance card.

The funds in are temporarily frozen, and they will continue to be valid after you pay them later, and the payment period of the previous year can be accumulated with the subsequent payment years, and the cumulative payment years for the final enjoyment of retirement pension and medical care can be combined.

2.After resignation, the medical insurance account will be suspended in the next month after the employer stops paying premiums, so you will not be able to enjoy medical insurance benefits for the time being. However, during the suspension period, the money in the personal account in the medical insurance card can continue to be used, and you will not be cleared because of the interruption of the relationship.

The balance of funds in your personal account can still be used for outpatient and emergency treatment, and you can use your medical insurance card to settle in the hospital until the funds in your personal account are used up, but you will not be entitled to other medical insurance benefits.

3.The medical insurance starts from the 1st of the second month after the payment is stopped, and the medical expenses can no longer be reimbursed for medical treatment. If the social security unit in the month of your resignation is paid normally, the medical insurance for the next month of resignation can be used normally.

For example, if you leave your job in May, and the medical insurance in May is paid by the unit normally, then the medical insurance in June is easy to use.

4.The medical insurance takes effect in the next month after the normal payment, so whether the medical insurance in the month of resignation is good depends on whether the medical insurance is paid normally in the previous month.

For example, if you leave your job in May and the medical insurance is paid by the unit normally in April, then the medical insurance in May is easy to use.

5.After leaving your job, you found a new job with your health care account.

It will be easy to use from the next month after the new employer re-pays social security for you. For example, if you join a new unit in May, and the medical insurance is paid by the new unit normally in May, then the medical insurance in June is easy to use.

The balance of the medical insurance disconnection account can be used without time limit. If the balance of the employee's medical insurance card can still be used after leaving the company, he can see an outpatient or emergency department in a designated hospital, and purchase medical insurance drugs at a medical insurance pharmacy until the balance is exhausted. If the medical insurance is terminated during the payment period, the balance in the employee's medical insurance account will not be cleared, but the employee cannot continue to enjoy the medical insurance treatment and cannot be reimbursed for medical expenses.

1. Social insurance is a social and economic system that provides income or compensation for people who have lost their ability to work, temporarily lost their jobs or suffered losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

2. The social insurance plan is organized by the first group, forcing a certain group to collect a part of the stupid and defeated income as a social insurance tax (fee) to form social insurance, and in the case of meeting certain conditions, the insured can get a fixed income or loss compensation from the first, it is a redistribution system, its goal is to ensure the reproduction of material and labor and social stability.

3. In China, social insurance is an important part of the social security system, and it occupies a core position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility. However, only those who have fulfilled the statutory obligation to pay contributions and meet the statutory conditions can enjoy the corresponding social insurance benefits.

Legal basis

Social Insurance Law of the People's Republic of China Article 25 The State shall establish and improve the basic medical insurance system for urban residents. The basic medical insurance for urban residents implements a combination of individual payment and subsidy. Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

Social Insurance Law of the People's Republic of China Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

The money in the medical insurance card can still be used after resignation, and the medical insurance card has a balance, which generally means that there is a balance in the personal account of the medical insurance card. However, after leaving the job, the money in the medical insurance pooling account cannot be used, that is, it cannot be reimbursed by medical insurance, for example, if you are sick and hospitalized after leaving the job, then the hospitalization medical expenses cannot be reimbursed by medical insurance.

Article 58 of the Social Insurance Law of the People's Republic of China.

The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

<> was usable, but did not know that the mold was reimbursed. After the employee resigns, the employer no longer pays social security for the employee, then the medical insurance will be frozen and cannot be reimbursed. However, the balance of the personal account part can be used, but it cannot be reimbursed.

If the employee withdraws all the balance in the medical insurance card, it can only be done when handling the social security transfer and canceling the local social security, then the social security card cannot be used.

After resignation, if the medical insurance has not been frozen or has been transferred, it can be used normally, but it cannot be used if it is frozen.

If the social security is interrupted, the insured person will cease to enjoy the medical insurance benefits from the next month after the interruption of the payment. If the arrears are made up within 3 months, the medical insurance benefits during the arrears period shall be paid according to the regulations. If the arrears are made up in excess of 3 months, the medical expenses during the arrears period will not be paid, and the actual payment period of the original medical insurance will continue to be calculated.

Wax modification. Legal basis

Article 12 of the Social Insurance Law.

The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record it in the basic pension insurance pool**. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, and credit them to their personal accounts. Sole proprietors without employees, part-time employees who do not participate in the basic endowment insurance in the employer, and other flexibly employed persons who participate in the basic endowment insurance shall pay the basic endowment insurance premiums in accordance with the provisions of the national cong and deferred families, which shall be credited to the basic endowment insurance co-ordination and personal accounts respectively.

Post-employment health insurance cards can be used for the following reasons:

1. Under normal circumstances, after the employee resigns, the unit will not pay the corresponding social security fees for the corresponding employee, and the medical insurance account will be frozen.

2. When handling the transfer of social security or canceling the local social security account, you can choose to take out all the balance in the medical insurance card. After resignation, if the medical insurance account has not been frozen or has gone through the transfer procedures, it can be used normally, but if it is frozen, it can no longer be used.

Is a health insurance card a social security card?

A health insurance card is not a social security card, and the differences are as follows:

1. The concept is different. The social security card is the social security card, which is issued by the local human resources and social security departments to the society and is used for integrated circuit cards in various business fields of human resources and social security. The medical insurance card is a special card for medical insurance personal accounts, which uses the personal ID card as the identification code to store and record the personal ID number, name, gender and detailed information about the allocation and consumption of the account funds;

2. The functions are different. The social security card not only has the function of a medical insurance card, but also an important document for handling various social security services, such as receiving unemployment benefits. However, the medical insurance card is limited to the function of medical insurance, and can only be used to enjoy medical insurance treatment;

3. The card issuing department is different. The medical insurance card is undertaken by the local designated ** bank, and the social security card is issued by the local human resources and social security departments to the society;

4. The safety performance is different. The social security card has a relatively strict key management system and approval, and the security factor is high; The medical insurance card does not have this management system, and the safety factor is low.

Can I pay with someone else's health insurance card?

You can't pay with someone else's health insurance card for the following reasons:

1. The medical insurance card is a real-name system, and can only be used by the card owner, if you use someone else's medical insurance card to see a doctor, it is a fraud, and it will constitute a crime in serious cases; There are clear precautions on the medical insurance card, and this card can only be used by the person, and cannot be mortgaged or lent;

2. Where social insurance benefits are obtained by fraud, forgery of supporting materials or other means, the social insurance administrative department shall order the return of the social insurance money obtained by fraud and impose a fine of not less than two times but not more than five times the amount obtained by fraud.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.