Can I still use the money in my medical insurance card if I leave my job?

Updated on society 2024-07-29
4 answers
  1. Anonymous users2024-02-13

    It can also be used normally.

    However, the medical insurance reimbursement treatment including the serious illness medical insurance has been suspended, and you can still use the money in the medical insurance card to see a doctor and buy medicine after getting sick, but you cannot be reimbursed.

    After you leave your job, the employer will stop paying social security to you, in this case, your medical insurance account will be sealed in the next month after the employer stops paying premiums, that is, you will be able to stop paying insurance, so you will not be able to enjoy medical insurance benefits for the time being.

  2. Anonymous users2024-02-12

    Legal analysis: The balance of the medical insurance disconnection account can be used without time limit. If the balance of the employee's medical insurance card can still be used after leaving the company, he can see an outpatient or emergency department in a designated hospital, and purchase medical insurance drugs at a medical insurance pharmacy until the balance is exhausted.

    If the medical insurance is terminated during the payment period, the balance in the employee's medical insurance account will not be cleared, but the employee cannot continue to enjoy the medical insurance treatment and cannot be reimbursed for medical expenses.

    Legal basis: Social Insurance Law of the People's Republic of China

    Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

    Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

    Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

    Article 32 If an individual is employed across the overall planning area, the basic medical insurance relationship shall be transferred with him/her, and the payment period shall be calculated cumulatively.

  3. Anonymous users2024-02-11

    Legal analysis: Post-employment health insurance card is still available. However, the unit will stop paying the basic medical insurance for urban employees in the city for you, and your medical insurance account will be sealed in the next month after the payment stops, and the basic medical insurance treatment of the city will be suspended.

    During the period when the account is sealed, the balance of funds in the account can still continue to be used for outpatient and emergency treatment in the designated hospitals of the city's medical insurance, and the settlement is settled with the medical insurance card, and the account funds are used up until the account funds are used up, and no other medical insurance benefits are enjoyed.

    Legal basis: Article 25 of the Social Insurance Law of the People's Republic of China The State shall establish and improve the basic medical insurance system for urban residents. The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

    Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

    Social Insurance Law of the People's Republic of China Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

  4. Anonymous users2024-02-10

    Legal analysis: After the employee resigns, the unit no longer pays social security for the employee, then the medical insurance will be frozen and cannot be reimbursed. However, the balance of the personal account section can be used.

    It's just that it can't be reimbursed. If the employee takes out all the balance in the medical insurance card (it can only be done when handling the social security transfer and canceling the local social security), then the social security card cannot be used. After resignation, if the medical insurance has not been frozen or has been transferred, it can be used normally, but it cannot be used if it is frozen.

    Legal basis: "Ministry of Human Resources and Social Security, Ministry of Health, Ministry of Finance on Printing and Distributing the Interim Measures for the Transfer and Continuation of the Basic Medical Security Relationship of Migrant Workers" Article 7 Urban basic medical insurance participants across the overall planning area of mobile employment and participate in the new place of employment of urban basic medical insurance, by the new place of employment social (medical) insurance agency to notify the original place of employment social (medical) insurance agency to go through the transfer procedures, no longer enjoy the original place of employment urban basic medical insurance benefits. If a personal account is established, the personal account shall be transferred with the medical insurance relationship in principle, and the balance of the personal account (including the part of individual payment and the part of unit payment) shall be transferred through the social (medical) insurance agency.

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