If there were 1.5 million, what would you do, buy a house?

If I have 1.5 million, my first thought, I think it should be to buy a house, the first thing that comes to my mind when I see this topic is to buy a house, buy a house.

Although I think this may also be what most people think, most people probably want to buy a house urgently after they have money, after all, they don't know when the house price will rise again.

However, after I calmed down and thought about it, I decided that buying a house was a very stupid thing to do. First of all, I myself am a very freedom-loving person, I don't want to be tied to a city forever by a house or a job, I don't want to take root in any city, if I can, I really want to be a dandelion, just like that, always drift with the wind, never take root.

So, even if I have 1.5 million, although I also have that urge to buy a house, I think I will still restrain it, after all, 1.5 million is enough to accomplish a lot of things I want to do, for example, I can finally implement the travel plan that I have in mind, although I know that travel is a very bad thing now, but so what, it doesn't rule out my love for it, if I give up liking it because there are many people who like it, it only means that I don't really like it enough.

Although there are many people on the Internet who are critical of travel now, but so what, love is still love, I don't want to look for anything in travel, or escape from anything, I'm just curious, the world is so big, I want to see it.

So with 1.5 million, I can finally walk around the world and shop. I don't have to work hard for more than half a year to save plane tickets and train tickets, I can immediately embark on my journey, casually circle a place on the map, and then carry my small bag in a chic way, and use 1.5 million to buy my chic, which is far stronger than buying a shackle, which is a hundred times and a thousand times stronger. So why buy a house?

I'm alone, and wherever I go will be my home.

Of course, in addition to traveling, I also have one thing I really want to do, that is, to renovate my grandfather's house, since I was very young, I have always had this plan, if I can make money when I grow up, I will definitely turn my grandfather's small mud house into a bright upstairs and downstairs beautiful cement house, and install air conditioning for them, so that it will not be too hot in summer and not too cold in winter. Install water heaters for them, so that they don't have to work hard to boil water to fetch water, and the rest of the money is used as living expenses for them, so that they don't have to work hard for a long time and work hard.

If I had one and a half million, I would distribute it reasonably. First of all, I live in a second-tier city, so my consumption is lower than that of a first-tier city compared to a big city, whether it is food, drink, entertainment or housing consumption, so if I have 1.5 million, I will use it to buy a house first, and second, I will allocate some to **.

First, why buy a house? We see that many rich people have real estate in one house, and in short, one of the impressions we have is that the richer they are, the more houses they have. Why?

It makes sense. This thing and money are not the same concept. There is a house.

Then there is a place to stand, and you will not go around looking for people to rent a house and wander around for 7 lives. And most importantly, what is the house? A house is real estate.

You are not like money, money will depreciate, but will the house depreciate? Owning a house is not only your inherent wealth, it is also your life's dependence. With a place to stand, it won't be long before you have a stable life.

Second, why buy **? As the old saying goes, there are risks, and you need to be cautious when investing. But we can see that in fact, there are many people in life who have fallen on the ** set, but they are still happy to buy**.

Why? First, it's high-risk, but if you ignore it, the benefits are considerable. This is undeniable, there are many people who get rich by **.

For example, Warren Buffett, the god of stocks. And we can find that the general set are those novices, who only know a little about **, and start to invest, so it makes sense to be pitted. Looking at those old players, the old players are basically guaranteed to make profits and not lose money, and at least they can protect their capital, so if I have 1.5 million, I will choose to take out some of them to invest**.

One and a half million is not a lot for people in the city, but it is enough to spend a period of time, and for the third- and fourth-tier cities, one and a half million is a large amount, if it is a pure flower, it should be able to spend a few years or ten years, I think it is a very terrible thing for a person to have no motivation to survive, just like the richest man in the world, it can be said that their money is enough to spend several lifetimes even if they spend it with their eyes closed, but they are still working hard, or continue to make money, It's not that their purpose is necessarily to make money, sometimes it's a kind of life attitude, and a positive attitude to life makes them constantly struggle.

If I had 1.5 million yuan, I would definitely not buy a house, I would use it for investment, and I would find an economic advisor to guide me in the direction of my investment, and then I would use the rest to buy some non-luxury goods that I liked and other things that my family liked. I think luxury goods are not something that ordinary people can consume, if it is a house, I will not buy it immediately, or buy it in installments and other projects that I have invested in to have income and talk about the house, after all, one and a half million is not enough for us to live the rest of our lives, and then after everything is settled, I will travel all over the world by myself, to broaden my horizons to learn about the culture of various places, and the development of high-end businesses in various places, for me I still prefer to travel, because when you go to a strange city, a group of strange people, That feels good. I do what I want to do instead of buying fixed things, maybe everyone is different.

In short, I will never buy a house, I think buying a house and saving it in the bank is the most useless way, or is it that everyone is different and has their own inner world, so how to be happy is the best thing for yourself.

If I have so much money, I will definitely buy a house first, to be precise, I will pay a down payment first, so that I will not spend all this 1.5 million, and then the rest of the money can be used for some other ideas, since there is so much money, it must not be a simple thing to do. A person who thinks a lot like me definitely doesn't plan to talk to one place, I think more about how to make money give birth to a part of the money, that is, it becomes more.

My idea is very simple to keep a part of the capital, to be precise, to buy a house, so that at least one family has a start in life, and then take out part of the money to make money, so that you have not only 1.5 million in your hands, but also the possibility of doubling this part of the money or earning some more money for a long time.

You can plan the 1.5 million yuan in detail, first take out 300,000 or 400,000 yuan for the down payment to buy a house, let yourself have a home of your own temporarily, and carry out other work to repay the rest of the mortgage later.

I will distribute the rest of the money, I will set aside about 100,000 yuan in advance, so as to prepare some of my living expenses and some things that need to be handled, and then I will take out about 500,000 yuan for financial management, this part of the money is a risky project of financial management, how to take care of it is the need to make money, it can be said that this part of the money will not be left in the face of risk, but it is very profitable to make money.

I still have about four or five hundred thousand left in my hand, and I can also take out 300,000 yuan for stable investment, I can find the kind of person with very low risk and trust to invest or make some side hustles, this is a part of the guaranteed money, and the remaining 120,000 may be saved as working capital to prevent trouble.

I don't keep all the 100,000 yuan reserved for myself, I will take out a large part of myself to my parents, and since I grow up, I will honor my parents.

In the future, I have other jobs, so I will greatly benefit from this, and I will not live on my only income.

That's my plan for 1.5 million.

Yes! I only have one house, and I have the money to buy a second one!! If I have two sets, I'll buy them**.

Needless to say, there are 1.5 million, and I have 1 million to buy a house, and it's hard to buy two houses in our hometown.

1.5 million yuan can't afford to buy a house in Beijing, and the down payment loan can't be repaid.

What else can you do without buying a house? Take **1.5 million and immediately become 150,000.

Is this money enough to buy a ** house?

Should I buy a house if I have a million now?

1. If you already have a house now, it is better to use the money to do what you want to do.

For most people, it would be a very happy thing to have 1 million in their hands. With this money, you can do what you want, such as buying a house, buying a car, and investing. Some people have their own ideas and hope to use the money to do something big, such as investing in opening a restaurant or doing some small business.

Maybe in the future, if the business can be bigger, then the money will be able to make money; It is also possible to lose your investment and end up losing money. But no matter how hard you work, you won't regret it, the past will be a lesson, and your future will get better and better.

2. People who have been renting a house should use the money to buy a house, so that they can have a stable home.

For people who don't have a house, renting a house all the time is not a long-term solution, especially after getting married and having children, the elderly help take care of the children, in the rented house, there will be a feeling of unsteady, you may take back the house because the landlord has something to do temporarily, and you will continue to move, you will feel indebted to the elderly and children. Therefore, everyone can buy a house with 1 million, and after having a house, a sense of happiness will arise spontaneously, and the relationship between family members will be more harmonious.

3. If the work does not improve much, you can buy a small house with full payment, so that the pressure is relatively small.

Buying a house is not the same as buying ordinary items, in second- and third-tier cities, the unit price of a house is about 10,000 yuan, and if you buy a large house, then your savings will be all spent. When it comes to renovating a house, it will seem particularly tight. If your current job is on the rise, your salary is very high, and you can save a lot of money every year, you can buy a big house.

But if you have an average salary now, you can buy a small house of sixty or seventy square meters, which is warmly furnished, which is also a good choice, so that it will not bring a lot of pressure to your life.

You should buy a house, because if you buy a house, it is equivalent to having a home, and it will no longer be like before, you have no fixed home, and it has always belonged to you, if you invest, there is a certain risk, and we can't guarantee that it can make a profit without losing money.

If you have a house, you can choose to use the money to make some investments, if you don't have a house, it is recommended that you buy a house, and a house with a good location also has a good value-added effect.

It is possible to buy a house, because a house can play a role in appreciation, and it is a place where two people live together, so it is necessary to buy a house.

Summary. Preparation for buying a house: Prepare 500,000 yuan in cash.

This cash is not a down payment, but is prepared to be used during the home purchase. The actual use is less than 500,000 yuan, and a reliable advance company is found. This is not a loan shark company, many intermediary companies have business dealings with these small loan companies, and their purpose is to solve the problem of temporary capital turnover for buying and selling houses, which is legal, and the capital turnover is only about 2 months.

Preparation for buying a house: Prepare 500,000 yuan in cash. This cash is not a down payment, but is prepared to be used during the home purchase.

The actual use is less than 500,000 yuan, and a reliable advance company is found. This is not a loan shark company, many intermediary companies have business dealings with these small loan companies, and their purpose is to solve the problem of temporary capital turnover for buying and selling houses, which is legal, and the capital turnover is only about 2 months.

If the evaluation must be high and the evaluation is low, the down payment will have to be different, and the 500,000 yuan in your hands may be more different, and the money in your hands will not be enough. If the taxes and fees are calculated, there can be no value-added tax and individual tax, that is, it is best to be the only house in the full five, and the grandson cannot buy a gift or inheritance house, and no matter how bamboo shoots can it be. If there is a VAT or personal income tax, if the owner is willing to pay these taxes, it is also acceptable, the key is that you only have 500,000 yuan, and you have to calculate the taxes and fees, so that you will not exceed the 500,000 yuan budget in your hand.

Evaluate your monthly payment, it will be troublesome to break the monthly payment, how much is the monthly payment, you have to calculate it, in the next 20 or 30 years of repayment period, the bank mortgage can not be cut off, once the mortgage is cut off all your previous efforts will be in vain, and it is possible that the house will not be able to pay the bank's mortgage loan after the auction, you will be burdened with debt.

Buying a new house in a new real estate, the down payment is 1.5 million, and now it is 500,000, is there room for operation?

Pro, it is difficult to operate the space, except for a third party who has advanced funds, it is possible.

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