Whether the UnionPay card of rural credit cooperatives can be used nationwide

Updated on Three rural 2024-08-12
35 answers
  1. Anonymous users2024-02-16

    The Rural Credit Cooperatives Savings Card is a UnionPay card that can be used nationwide.

    Rural credit cooperatives have UnionPay cards, and the most common Jinyan card is the UnionPay card.

    UnionPay card refers to a bank card that meets the requirements of unified business specifications and technical standards and is printed with the word "UnionPay" in the designated position. Most of the card numbers start with "62". According to a briefing given by a relevant responsible person of the People's Bank of China, bank cards bearing the "UnionPay" logo must conform to the unified business specifications and technical standards stipulated by the People's Bank of China and be approved by the People's Bank of China.

    The purpose of the launch of the "UnionPay" logo is to provide a unified identification mark for various automatic teller machines (ATMs) and point-of-sale terminals (POS) to accept bank cards issued by various commercial banks, so that the bank cards issued by different banks can be used in ATMs and point-of-sale terminals with the "UnionPay" logo, so as to provide convenient, fast and safe financial services for consumers.

  2. Anonymous users2024-02-15

    UnionPay can be used, inter-provincial RMB; 3 Interbank RMB: 2

    Rural credit cooperatives are the same as China Xinhe.

  3. Anonymous users2024-02-14

    Yes, the national rural credit bank system has been opened.

  4. Anonymous users2024-02-13

    If you will not charge a handling fee, you can replace your card with your ID card and a copy of your ID card to Guangzhou Rural Commercial Bank before June 30, and you will need a 5 mosquito handling fee after June 30.

  5. Anonymous users2024-02-12

    In the case with the UnionPay logo.

    ATMs.

    ATMs. POS machine.

    can be used.

    If the money transfer can be opened nationwide.

    Rural Credit Bank. any one of the businesses.

    Rural Credit Cooperatives. Handle at outlets, real-time arrival, convenient and fast, and the handling fee is much cheaper than that of other banks, which is very affordable.

  6. Anonymous users2024-02-11

    Question 1: Are there any local restrictions on the cards of rural credit cooperatives? It is still used nationwide. It is common throughout the country, as long as it is clear that it is UnionPay's equipment, it can be used.

    Question 2: Are rural credit cooperatives used nationwide? Rural credit cooperatives do not have a national network, so certificates of deposit can generally only be deposited and exchanged in the province, if it is a UnionPay card, it can be withdrawn nationwide, and the card and passbook can be deposited and redeemed in most of the provinces in the country that have opened the personal deposit and exchange business of the Rural Credit Bank.

    Question 3: Are Rural Credit Cooperatives Unified Nationwide, or Are They Different in Different Regions Not unified across the country.

    Question 4: Can the card of rural credit cooperatives be used nationwide? As long as the card has the UnionPay logo on it, it can be used at ATMs nationwide.

    Question 5: Let me ask a question, is the card of the rural credit cooperatives used nationwide? Yes, UnionPay can withdraw money nationwide.

    Question 6: Can the card of the rural credit union be used nationwide? The Rural Credit Cooperatives Savings Card is a UnionPay card that can be used nationwide.

    Question 7: Is there a handling fee for opening a national bank card of rural credit cooperatives Hello.

    Rural credit cooperatives may not be opened nationwide.

    Generally, bank funds can be used in other places.

    Bank cards are common throughout the country as long as they have the UnionPay logo, and do not need to be opened.

    Question 8: Can the credit union card be used nationwide As long as your credit union card has the UnionPay mark on the front, you can use the card in other parts of the country and can use it at other bank ATMs.

    Question 9: Are rural credit cooperatives nationwide Hmm. No fees anywhere at any bank.

    Question 10: Is the rural credit cooperative card common nationwide You can remit money in other places, but you must fill in the account before opening a credit cooperative. There is no national internet connection at the moment, but this does not affect remittances.

  7. Anonymous users2024-02-10

    My Guizhou Rural Credit is used in Yunnan Province as a cross-bank, so it should not be used nationwide.

  8. Anonymous users2024-02-09

    According to the regulations on the management of credit cards, the cards of credit cooperatives can be used in rural commercial banks. Savings cards and passbooks of rural commercial banks and rural credit cooperatives across the country can be used. The system of rural commercial banks is relatively complex, and in many places the rural commercial banks were reformed by rural credit cooperatives, and in most cases they can be used.

    The systems of the two banks are similar, and users can use them directly on both banks.

    If you want to use it in both banks, you only need to go to any local rural credit cooperatives and rural commercial banks with your savings card to apply for the deposit and exchange business of Rural Credit Bank. However, it is important to note that local banks may charge a certain amount of fees. In most areas, rural credit cooperatives are equal to rural credit cooperative banks and rural commercial banks, so rural credit cooperatives are equal to rural credit cooperative banks and rural commercial banks.

    In general, credit union cards can be used at rural commercial banks. If the user can't use it, you can go to the credit union for consultation and handle the relevant opening business. If the local credit cooperatives have been changed to rural commercial banks, the business handled by the rural credit cooperatives after being changed to rural commercial banks will not be affected, and the original card can be reissued if it is lost.

    Rural Commercial Bank and Rural Credit Cooperatives are not the same bank. Rural Commercial Bank is the abbreviation of Rural Commercial Bank, which is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members, practicing democratic management, and mainly providing financial services to members.

    Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

    Rural commercial banks and rural credit cooperatives are not the same, but some rural commercial banks were formed by the reform and reorganization of the shareholding system of rural credit cooperatives. In areas with relatively developed economies and a high degree of urban-rural integration, the proportion of agriculture is very low, and rural credit cooperatives have actually implemented commercial operations. Rural credit cooperatives in these areas can be transformed into rural commercial banks by carrying out the transformation of the shareholding system.

  9. Anonymous users2024-02-08

    Agricultural Bank of China can be used nationwide. When you leave the city where you opened your account, it is a non-local transaction.

    Agricultural Bank of China has branches in urban and rural areas of China, becoming a large-scale modern commercial bank with the largest number of branches and the widest business coverage in China. The business field of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a complete range of financial services with a combination of local and foreign currencies, which can handle all kinds of international and domestic financial services.

    Mainly include: deposit services, comprehensive loan services, foreign exchange wealth management, RMB wealth management, overseas wealth management on behalf of customers, bank cards, remittance and foreign exchange settlement, safe deposit box rental, bill payment service, payroll service, overseas financial services, e-banking services, private banking, financing business, domestic payment and settlement, international settlement, **related business, corporate wealth management services, financial institution services.

    At the same time, it also provides a variety of corporate banking and retail banking products and services, and carries out proprietary and agency capital business, and its business scope also covers investment banking, ** management, financial leasing, life insurance and other fields.

  10. Anonymous users2024-02-07

    This can be very clear, as long as you do not import abroad, relatively speaking, it is common in China, and relatively speaking, the Agricultural Bank of China has a very high status in the world, and the Agricultural Bank of China can be used normally in some places such as Japan and South Korea, and correspondingly speaking, the Agricultural Bank of China will have more outlets in other urban and rural areas, so it is more convenient to use, but relatively speaking, its fees sometimes produce some small fund management fees, which are three yuan per month.

  11. Anonymous users2024-02-06

    Agricultural bank cards should be universally available throughout the country, because you have a password to set up a deposit and withdrawal business in various places.

  12. Anonymous users2024-02-05

    It can be used in Agricultural Bank of China outlets across the country, and other banks need to charge a handling fee for handling business.

  13. Anonymous users2024-02-04

    Of course, it can be used nationwide, and now the bank cards are all nationwide deposit and exchange, and you can deposit and exchange at any agricultural bank counter or ATM across the country.

  14. Anonymous users2024-02-03

    The card of the Agricultural Bank of China can be used throughout the country, and if you apply for the card of the Agricultural Bank of China, the Agricultural Bank of China can use it no matter where you are.

  15. Anonymous users2024-02-02

    As long as it is the four major bank cards, it can be used nationwide, and the withdrawal of money nationwide is free of handling fees, but it is only limited to the Agricultural Bank of China.

  16. Anonymous users2024-02-01

    Can Agricultural Bank cards be used nationwide? Agricultural bank card. Of course you can, it's available all over the country. Because the agricultural banks of the whole country are connected to each other.

  17. Anonymous users2024-01-31

    Agricultural bank cards are used throughout the country. No matter where you are in the region, as long as it is an agricultural bank, it can be used.

  18. Anonymous users2024-01-30

    As long as it is a card of the Agricultural Bank, it can be used by the Agricultural Bank of China all over the country. Agricultural bank cards with the UnionPay logo can be used by banks across the country.

  19. Anonymous users2024-01-29

    OK. UnionPay cards are all used nationwide, and Agricultural Bank of China is one of the four major banks, with business outlets all over the country, which is very convenient to use.

  20. Anonymous users2024-01-28

    Yes, debit or credit cards issued by the Agricultural Bank of China can be used anywhere in the country.

  21. Anonymous users2024-01-27

    Can Agricultural Bank cards be used nationwide? Agricultural bank cards can be used in agricultural banks across the country.

  22. Anonymous users2024-01-26

    It can be used to deposit and withdraw money at any Agricultural Bank counter or ATM in the country, and it can be used nationwide.

  23. Anonymous users2024-01-25

    As long as it is a card of the Agricultural Bank of China, then all the Agricultural Bank can be used. In addition, as long as the ATM with the UnionPay logo is used.

  24. Anonymous users2024-01-24

    As long as the card has the UnionPay logo on it, it can be used nationwide.

  25. Anonymous users2024-01-23

    Agricultural Bank of China cards can be used nationwide.

  26. Anonymous users2024-01-22

    Agricultural bank cards can be used nationwide.

  27. Anonymous users2024-01-21

    Ordinary bank card services can be used at service outlets nationwide, and bank cards with the UnionPay logo can also be used at banks and shopping outlets abroad that have related business.

  28. Anonymous users2024-01-20

    Agricultural bank cards are used nationwide.

  29. Anonymous users2024-01-19

    Agricultural bank cards are used nationwide.

  30. Anonymous users2024-01-18

    As long as it is a UnionPay card, it can be used nationwide.

  31. Anonymous users2024-01-17

    Now all banks are connected nationwide, and they can be used nationwide.

  32. Anonymous users2024-01-16

    UnionPay cards are accepted nationwide.

  33. Anonymous users2024-01-15

    Hello, since the necessary information such as account type, account opening area, and transaction channel is not clear in your question, it is recommended that you call our customer service **95599 or WeChat to follow "Agricultural Bank of China Cloud Customer Service"*** for detailed consultation. Thank you for your attention and support to ABC's business!

  34. Anonymous users2024-01-14

    Can be used. 1. Cards with UnionPay logos can be withdrawn from ATMs with UnionPay logos, and inter-bank and inter-provincial fees will be generated, and the amount of handling fees is charged by individual banks in different ways, with fees per transaction and fees according to the percentage of transaction amount, but the overall gap is not large. The card of the rural credit union can withdraw money from other provinces, and there is a handling fee.

    Withdrawals can be made at any financial institution's business office or ATM, but the deposit must go to a credit union or rural commercial bank.

    2. ATM deposit steps:

    1) Insert the bank card into the ATM, enter the password to log in to the card of the rural credit cooperative, and the inter-provincial transfer prompt on the ATM exceeds the withdrawal limit because the bank card can only withdraw up to 20,000 yuan a day at the ATM, select deposit, click OK, and can no longer withdraw money on the same day if it exceeds 20,000 yuan. Withdrawals can be made using other cards;

    2) Click OK to complete.

    3) Deposits at ATMs can only identify those with a face value of 100 yuan (some can identify 50 yuan).

    1. Article 35 A bank settlement account opened by a depositor in the name of a natural person on the basis of his identity documents shall be a personal bank settlement account. Postal savings institutions shall manage the accounts opened by bank card business in the form of personal bank settlement accounts. A depositor of a corporate bank settlement account can only open one basic deposit account in the bank.

    The depositor shall open a bank settlement account at the place of its registration or domicile. In accordance with the provisions of these measures, bank settlement accounts can be opened across provinces, cities and counties.

    2. When handling a single factoring business, a commercial bank shall, in principle, require the seller to open a special factoring account or an accounts receivable collection account in the factoring contract. Commercial banks should designate special personnel to monitor the inflow and outflow of funds in factoring accounts.

    3. Article 25 The following profit-sharing ratios shall be implemented for inter-bank transactions:

    1) In cities that have not built an information exchange center, the settlement fee received from the merchant shall be distributed according to the ratio of 90 for the issuing bank and 10 for the acquirer; Commercial banks can also carry out inter-bank transactions through negotiation in the form of apportionment, mutual apportionment, and mutual non-charge.

    2) In cities that have established information exchange centers, the settlement fees received from merchants shall be distributed according to the proportion of 80 card issuers, 10 acquirers and 10 information exchange centers.

  35. Anonymous users2024-01-13

    Rural credit cooperatives are equal to rural credit cooperative banks and rural commercial banks, and they are from the same industry, but they are distinguished by different names. Rural commercial banks and rural credit cooperatives (rural credit cooperatives and rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members, practicing democratic management, and mainly providing financial services to members.

    Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

    To apply for a China Merchants Bank Savings Card, minors under the age of 16 can open an account

    1. The guardian shall issue the valid identity documents of the person and the person being the person, as well as the certificate of guardianship or the official document of the designated person issued by the people's court and relevant departments to open an account;

    2. For the bank account opened by the guardian**, the mobile phone number of the guardian or depositor can be retained with real-name authentication.

    If the ward's household registration book is issued at the time of opening an account, it should be noted that the household registration book can only prove the guardianship relationship between the head of the household and the member, and if the head of the household is not his guardian, other certificates that can prove the guardianship relationship must be issued; If the ward's resident ID card is issued when opening the account, it is also necessary to provide proof of guardianship, such as household registration book (conditions are the same as above) or other proof of guardianship. Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn.

    Debit cards have the functions of transferring, depositing and withdrawing cash, and spending. A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

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