How can you teach your child the right way to treat money?

Nowadays, many parents do not let their children have a concept of money, because parents feel that if they let their children know about money too early, it may cause their children to become very materialistic. Parents don't want their children to be in such a situation, so let's talk carefully about how to let children have a concept of money?

We can usually give our children some discretionary pocket money, such as 15 to 20 yuan a week. In this way, you can also let your child buy what they want to buy, and parents can tell their child that this money is your own money, and you can choose to save it, and you can choose to spend it this week when you buy more expensive things later. But after spending it all, parents will never give you more money, so we can also let children have a concept of money, let children know what they can buy for 20 yuan, and let children know that if they save money, they can buy more expensive things that they want more.

200,000 yuan is not a lot of money for parents, but it is a huge amount of money for children, and children can freely dispose of this money.

We can tell our children to write down what they buy every week, and if they have more pocket money left, their parents will give you a reward of one to two dollars, so that they can also know how to save money. If the child spends 20 yuan every week, then it proves that the child still does not have a clear concept of money, and the child will spend it at will after having money, and does not know how to save money.

Many parents will not let their children contact money early, because the parents of the children may feel that letting their children come into contact with money, it will also make the children become very materialistic, and will make the children see money as very important, but this kind of education can also make children realize the importance of money. In fact, I think this method is still very good, because it is at home to educate children like this.

We can let our children understand the pain of making money, and we should also let our children change their current views, and in the process of children's growth, we should teach our children well, so that children have a correct concept of money.

Parents can have a good talk with their children, so that children can realize what kind of ideas are correct?

In life, children should be cultivated with a correct view of money, so that children can have a particularly good treatment, and will also let children have a particularly good consumption in life.

1. Tell your child to actively consume what they should consume, and stop spending money if they don't need to spend.

The child is raised by care, so his concept of money comes from family education, so his consumption bills must be seen by parents.

Let your child understand what spending is, let him understand the importance of spending money, and then help him manage his finances.

For example, in the direction of dressing up, you really don't need to pay too much attention, so it is forbidden to spend money, and you only need to follow the adult consumption.

Second, tell children to have an investment vision when they consume, and then when they don't need to consume, they should be calm.

The child's consumption concept will also exist with the consumption concept of his classmates, so parents should remind him of his vision.

For example, some students like snacks, so they will always spend money on pocket money.

Let his snacks be particularly rich, and these snacks are unhealthy, so it is not recommended for children to have this consumption direction, so let him be calm and accustomed to this disciplined way of education.

Let children get used to a kind of investment and financial management.

The way of companionship made him understand the importance of consumption and the importance of not needing to consume.

Third, the concept of money determines the direction of his spending, and the direction of spending money determines the way she spends time.

Parents are willing to help their children spend, which is conducive to their children's growth, such as outings, such as travel, these consumption bills are particularly attractive, so that parents can also actively participate.

Parents are willing to achieve their children's consumption, all of which are conducive to children's changes, such as extracurricular tutoring, such as hobbies, these consumption lists are particularly influential, so that parents also actively match their children's own.

The child slowly followed the vision of his parents, had his own vision, and then achieved the charm of consumption in the consumer world.

To establish a correct concept of money, this state should let children have a sense of rationality and high wealth, so that children do not spend money indiscriminately, and can appropriately give children some pocket money to let children understand the importance of money.

It is necessary to educate children not to put money first, to treat money reasonably, not to "only talk about money and leak it", and not to take ill-gotten gains.

In family education, parents should infiltrate their children with the concept of money. Children can manage their own pocket money. It is good to let children know that every penny of lead in the shed is not easy to come by.

You need to show the child the value of each renminbi and what it can buy.

From an early age, children should be taught the concept of treating money correctly, and tell them that money is earned through hard work.

In today's prevalence of consumerism and vanity comparison, how to guide children to establish a correct view of money and avoid children from falling into the quagmire of consumerism in the future is an important lesson that every parent must learn, and the following are some practical methods:

1. Teach children to make their own dream booklets. Your child writes down a list of 10 of his best wishes, and chooses the three most important ones to make a dream book for them, these three wishes may be wanting to have the latest game**, wanting to go to a concert of his favorite singer, wanting a beautiful dress, etc. Print ** for them and stick them in a notebook.

It visualizes the content of the dream, constantly reminding the child of what he wants, so that the child will keep an eye on every possible opportunity to achieve the dream.

2. Build a dream piggy bank. Prepare a piggy bank for each dream, write wishes on the piggy bank, teach your child to calculate how much it will cost to achieve a certain dream, how long it will take to save enough money, and insist on depositing every money saved by Cha Qizheng and opening it when needed.

3. Success diary. Teach your child to write a success diary every day, and write everything he has done successfully today, no matter how small it is, to enhance his child's self-confidence, and the success diary will tell the child that he is making progress all the time. Provide continuous motivation for dreams.

If you develop the habit of working hard for what you want from an early age, you will know that money is not easy to come by, and you will take every penny in your hand seriously.

4. Teach by example. The role of parents' words and deeds has a great impact on children's money concepts and means of use. Parents should start small, correct from the details, form a benign idea of money topics, and set up a positive role model!

5. Let children know how to exchange labor for money, parents should provide an opportunity for children to do some simple housework to earn pocket money, and make children feel that only hard work can have a good life.

You can show your child some money about the world, you can also show your child some books about money, and you can also tell your child some stories about the mechanical square, you can also show your child some movies about money, and you can also pretend to be hungry to tell your child some knowledge about money.

In normal times, we should create a good atmosphere for the child to be buried, and then we should also establish a correct concept of money for the child, do not let the child have the psychology of comparison, and also let the child take care of his own pocket money and New Year's money, so that the child has a financial management concept.

It can be suffocated to let children exchange labor for money, let children use their blind pocket money to buy things they like, teach children to keep accounts and learn to manage money, so that children have a sense of the price of items.

Parents must establish a correct view of money for their children, and must not put money first.

In fact, this problem can be left to your child to solve.

About pocket money.

Give your child pocket money at regular intervals, according to his age, family situation, environment. It is best to discuss this with your child and reach a consensus in the end. Do not use money as a reward, such as housework.

I can't say how much I pay you for the housework you do, because housework is something that everyone should share, don't treat the family as a company! That is to say, pocket money is given unconditionally, of course, not more.

Let your child take care of his pocket money. The main principle is that parents give their children what they need, and children use their pocket money to do what they want. For example, stationery, books, interest learning, etc., these are what children need and need to be unconditionally undertaken by parents.

The cost of socializing with classmates is partly what the child needs, and partly what the child wants. The parent bears what the child needs, and the child bears what he wants. In response to your question, I think that when you go to play together, the unified expenses of everyone can be borne by your parents.

Other children's different needs are what the child wants and needs to be borne by the child. When your child's friends have other needs, it can be said that this is your business and you need to let your child take care of it, so they can discuss it themselves. Another example, if a child buys a mobile phone, parents can say that we bear your mobile phone within 1000 yuan (what you need), but you want to buy a fruit mobile phone (what the child wants), and you need to bear the excess with your pocket money.

In this way, the child's financial consciousness and delayed gratification are all there, how wonderful. Pay attention to communicating with your child and the scope of use of pocket money. Within the scope, no questions shall be asked.

Outside of scope, parental consent is required. I remember my child wanted to buy a box of imported pencils, and I said that the laughing stool is your own business, and we only provide the ordinary colored pencils you need. More than 400 a box, he just bought it.

In front of the rules, he saved almost half of his pocket money for the past few years. As long as he thinks it's worth it, do it.

First of all, it is to tell the child that it is particularly difficult to earn money, and several times it is necessary to tell the child that he must save money, and he also has to tell the child that the money should be used on the right path, so that it will be better to make a hole in the hole, and it will not waste money.

First of all, Lingfeng Hu is to let the child be interested in the values and money concept, parents should communicate more with the child, to set a particularly good example for the child, should give the child some pocket ruler money, let the child at their own disposal.

It is necessary to let children understand the importance of money, how to make money famous, how to better plan the cost of brothers, make reasonable arrangements, and have the concept of financial management.

When educating children about money, you need to start with the following aspects:

1.Build financial awareness.

Children should be aware of the importance of money and how to manage their money. Parents can let their children take charge of some small shopping tasks by themselves, so that they can learn how to make shopping pre-answers and avoid excessive spending.

2.Educate about financial literacy.

Parents can teach their children about financial management, such as how to open a savings account, how to invest, etc. This can help children build wealth and make informed financial decisions.

3.Let children know the value and value of money.

Children should know that money is not simply "buying, buying", but needs to be obtained by working, earning, and saving. At the same time, parents should also educate their children to cherish money, not to waste it, and not to spend it unnecessarily. Lu Ju Brigade.

4.Motivate your child to learn actively.

Parents can develop some reward and punishment systems to encourage their children to study and grow hard, so that they understand that they can achieve a better future through learning, so that they can learn how to better manage the money stool in life.

5.Lead by example.

The most important point is that parents should lead by example and convey the correct concept and concept of money through their own behavior, so that children can learn the correct financial management methods when observing their parents.

1.Give your child pocket money: Allocate your monthly pocket money to your child and tell them that they are managing the money themselves.

Teach your child how to save money, manage expenses, and create a budget. In this way, children can learn to use their money purposefully and to control spending in a planned way.

2.Help your child build a savings habit: Teach your child how to save some of their pocket money.

3.Teach your children how to spend: Teach your children that money is not a bottomless pit and learn how to spend it.

Teach your child how to avoid impulse purchases, how to compare items with quality, and encourage them to value every penny. Parents can work with their children to make a shopping list and shop on a budget.

4.Let your child understand your family's finances: Let your child know about their parents' income and expenses. Let your child know about the necessary and non-essential expenses, the financial problems in the family, and tell them how important the expenses in life are.

5.Motivate kids to create value: Motivate kids to try and earn some extra money.

Children can participate in household chores, volunteer work, become part of the community, and so on. Educating children that many people need to put in a lot of effort to make money every day, so that they understand that money is not a simple and brainless acquisition.

6.Lead by example: As a parent, you should also set a good example. Children will learn from you how to spend, budget and save, so be mindful of what you say and do.

Finally, I would like to emphasize that educating children about financial management requires patience and perseverance, and needs to be guided and motivated step by step. Early education is very important for the cultivation of correct financial management concepts.