Laughing to death is not covered by insurance?

Because of external factors, it should be within the scope of accident insurance.

Personally, I think this situation belongs to the accident ** and the like, depending on what kind of insurance you are insuring, the insurance covers the types of insurance from personal to liability to accident to guarantee and so on, and death must belong to personal accident insurance.

It depends on what kind of insurance you have! Laughing to death should be an accident, and accident insurance can be claimed.

If you buy life insurance, it is covered by insurance.

As long as there is insurance for death liability, you can also get a claim for laughing death.

It can be because it was also an accident.

The insurance company should pay the claim, can you die without illness?

Hahaha, this is difficult.

Who said not to pay. Deliberately laughing to death within 2 years will not be compensated, as long as it is more than 2 years, no matter how laughing to death, it will be compensated.

Of course, the death benefit is paid regardless of illness, accident or suicide (two-year waiting period).

Laughter is a trigger, and it usually causes heart disease or breathing problems. If you are sure of your death, you will be compensated.

You find out the declaration to see if there is any accidental injury in it, if not, the insurance company will definitely not pay, if there is, you can call the Insurance Regulatory Commission ** complaint.

You first look at what kind of insurance you have. Look at how the contract stipulates, generally there will be insurance coverage in the contract, whether you are within the scope of the claim, if so, the insurance company still does not pay, you can go to the insurance regulatory commission to complain to the insurance company.

See whether the policy is serious illness medical insurance or accident medical insurance, or death insurance, the difference is a pit, don't believe that the insurance customer service is insured for everything, it's okay if nothing happens, it's a fart when something happens! If there is an accident and he does not pay for it, go directly to the Insurance Regulatory Authority, and they can make the decision for you.

This depends on whether the policy covers accidents, not that with insurance, everything can be compensated, some accidents are covered, some are covered by illness, and some are medical, you look at which aspects of insurance liability are for.

It shall be borne by the infringing party, i.e. the responsible party.

Cover refers to the terms and conditions set out in the policy. It mainly stipulates under what circumstances the insurance company can compensate and what the amount of compensation is. The coverage can be divided into travel insurance coverage, accident insurance coverage, health insurance coverage, vehicle insurance coverage, etc.

Travel insurance coverage.

Personal accident protection, medical expense protection, personal property protection, personal legal liability protection, etc., need to be decided according to different travel insurance products and contract terms. [1]

Accident insurance coverage.

Including accidental death, disability, etc., accident medical insurance includes outpatient and emergency medical treatment, hospitalization fee reimbursement, hospitalization subsidy, etc. [2]

Health insurance coverage.

It can be divided into sickness insurance, medical insurance, income protection insurance, etc. Medical insurance also includes: general medical care, hospitalization expenses protection, and surgical expenses protection; Sickness insurance generally refers to critical illness coverage. [3]

Vehicle insurance coverage.

Covers the loss of the insured vehicle itself due to natural disasters and accidents. Most insurance companies' vehicle damage insurance generally covers the loss of the insured vehicle and related rescue expenses caused by natural disasters such as lightning strikes, storms, heavy rains, floods, and accidents such as collisions and overturns.

You get the following scenes of yours first, and I will definitely give you a satisfactory answer. I'm still pretty good at insurance, but I'm not very good at making it up out of thin air.

What are the scenes, you didn't say, and you didn't explain what we think.

Something like this: there is a ** object in the car; Separate damage to the wheels; The engine after being flooded was damaged by secondary ignition; vandalism; Damaged or stolen vehicle parts; There is no compensation for damage to the vehicle or theft of the contents of the vehicle caused by the goods contained in the vehicle itself.

Oh my God, the insurance clauses and liability exemptions are the most, this is really hard to explain to you, the first thing to see is what kind of insurance you have, the important thing is that it is also necessary to pay attention to, for example, driving without a license, driving license, expired driver's license, drunk driving, traffic accident escape.

There are many exclusions, and they also have to do with the type of insurance you insure. The content of different insurance is also different, and some insurance is precisely the exclusion clause of other insurance, such as theft insurance, glass insurance, wading insurance, etc.

It is advisable to take a look at the terms.

Drunk driving, drunk driving, criminal offenses, and force majeure are all absolute deductibles.

The salesman will be subject to administrative penalties at the company level, but only if you can prove that the type of insurance you want to buy is different from the type of insurance he recommends, and he describes to you as the type of insurance you want to buy. For example, WeChat chat records, recordings, product explanation manuscripts, and so on.

Yes, the situation you are talking about is indeed not covered by insurance claims! The so-called accident refers to: an objective event that suffers from an external, sudden, unintentional, and non-disease that causes physical harm!

For example, if you accidentally slip and fall while mopping the floor, you will be bitten by a dog, and you will have an unpredictable lighter! And if you cause an injury in the process of practicing sanda, it is easy to cause physical injury in the process of practicing such a high-risk sport as sanda, which is the same as the nature of sports such as rock climbing, diving, gymnastics, stunts, etc.! In the insurance liability, for rock climbing, diving, gymnastics, stunts, skydiving, bungee jumping, expeditions, glider driving, wrestling, horse racing, car racing, etc., the medical expenses incurred by the insured during these activities are covered by the insurance liability!

Insurance can't change lives, but it can prevent them from being changed! So, we have to take care of our bodies! In the future, you should be good at protecting yourself during the activity!

If it is a fracture in ordinary life, it is considered an accident;

But you're not, you're doing dangerous sports, so don't pay.

Did the insurance company pay you last year, if you paid last year, of course, it is within the scope of the claim.

Insurance companies generally don't delay a long time to settle claims.

An accident is an event that occurs suddenly, is not foreseen in advance, is external, and goes against the subjective will of the person concerned. At the same time, it is required that there is an external force and cannot be included in the exclusion liability to be considered as an accidental claim. For example, if a person has a twisted waist and goes to the hospital to see a doctor, if the case says that he got up in the morning and twisted his waist, the insurance company will generally not pay the claim.

Or if you are injured while skiing, you are generally not covered, but if you are injured on the slopes without skiing, it should be considered an accident within the scope of the accident. So you can take a look at yourself. Is there anything wrong in the case, or ask your ** person to ask why the claim is not claimed, and you can find a way.