What a car insurance specialist does. What does a car insurance specialist do

Car Insurance Specialist Job Responsibilities:

1.Maintain customer relationships, and achieve customer satisfaction with thoughtful, smiling service attitude and professional, high-quality work level.

2.Follow-up of the progress of the maintenance vehicle, the overall maintenance quality, acceptance and control 3Query for parts and components with **.

4.Implement the company's pricing strategy, sell accessories, working hours, boutique accessories and insurance.

5.Assist the insurance salesman to follow up the collection of insurance receivables.

6.Coordination and communication between departments to control and adjust the production process.

7.Strictly implement the management of the technician level, and manage the ability to deal with the promotion, grade adjustment and difficult faults of the technician.

1: The car insurance specialist is the insurance company dispatches the business area to provide inquiries and policy service personnel for the field. Do not sell insurance directly.

2: The commissioner himself is the salesperson of the property insurance company, but he can also do **, claims and value-added services for other insurance companies or institutions connected with car insurance, but the commissioner's car insurance knowledge and experience should be rich in the claim process.

The secret that the car insurance specialist will not say, it is enough to buy only these four types of car insurance, and save money on a mobile phone a year.

Auto insurance specialists are generally not involved in the sales of insurance, but are mainly responsible for the customer's related insurance or renewal work, and at the same time contact the customer whose insurance expires in one year, and facilitate the completion of the customer's renewal. In addition, it is responsible for the solicitation and statistical analysis of investment and renewal business, and finally is responsible for the collection and sorting of customer insurance information.

Users can choose different types of insurance when buying insurance, but the same type of insurance is different for different insurance companies.

Extended Materials. Interpretation of the Supreme People's Court on Several Issues Concerning the Application of the Contract Law of the People's Republic of China (1).

Article 12 The creditor's rights exclusive to the debtor as provided for in the first paragraph of Article 73 of the Contract Law refer to the right to claim payment based on the relationship of dependency, support and inheritance, and the right to claim labor remuneration, pension, pension, pension, resettlement fee, life insurance, personal injury compensation, and other rights.

Analysis of the law: According to the relevant laws and regulations: in China, the basic types of enterprises are: limited liability company, shares, partnerships, sole proprietorships, of which partnerships are divided into general partnerships and limited partnerships.

According to the relevant provisions of the Company Law, the shareholders of the limited liability company and the shares of **** shall bear limited liability to the company with their capital contributions. The life insurance policy purchased by the shareholders themselves belongs to the personal property of the shareholders and does not belong to the capital contribution to the company, because the shareholders do not bear unlimited liability to the company with their personal property, so even if the company goes bankrupt and needs to declare the company's creditor's rights, it does not involve the issue of taking the shareholder's life insurance policy, that is, personal property, as a creditor's right to declare.

According to the relevant provisions of the Sole Proprietorship Law, investors bear unlimited liability for the debts of the enterprise with their personal property. Although the life insurance policy belongs to personal property, it belongs to the property exclusive to itself, that is, the creditor's rights exclusive to the debtor mentioned in the Contract Law, so in combination with the provisions of the Contract Law, the beneficiary insurance money of the life insurance policy shall not be used to pay off debts.

According to the relevant provisions of the Partnership Enterprise Law, the partnership is divided into general partnership and limited partnership, in the general partnership, the partners bear unlimited liability to the partnership with their personal property, and the life insurance policy still belongs to the personal property, but belongs to the property exclusive to itself, that is, the debtor's own creditor's rights mentioned in the Contract Law, so in combination with the provisions of the Contract Law, the beneficiary insurance money of the life insurance policy shall not be used to offset the debts of the partnership. The general partner in a limited partnership is liable in the same way as the partner in a general partnership. The limited partners in a limited partnership bear limited liability to the partnership with their capital contributions, and do not bear unlimited liability to the partnership with their personal property, so it does not involve the issue of using the life insurance policy of the limited partners, i.e., personal property, to settle debts.

Summary. Generally speaking, the claims adjusters of regular insurance companies are still very good, not only with complete benefits and high salaries, but also with a sound corporate culture, which can allow you to learn a lot of things. 1.

Job content: Mainly responsible for the claim after the occurrence of insurance accidents, strictly implement the compensation policy implemented by the company, and do a good job in claim settlement services. It is mainly to investigate the accident of the docking insurance report, publicize the matters to be paid attention to in the early insurance claim process to the relevant personnel of the accident, solve the questions of the insured about the insurance claim, negotiate the compensation dispute between the two parties, and follow up on some unreasonable requests on a regular basis to avoid complaints, and continue to follow up repeatedly.

2.Treatment: The claim post is an internal post, partial to the technical category, mainly composed of basic salary and basic bonus, the basic bonus is calculated according to the previous month's handling of accident timeliness, loss reduction and other indicators, the overall average income is a little higher than the local average, and you can live normally in the local area.

Is a car insurance claims specialist good or not?

Generally speaking, the claims adjusters of regular insurance companies are still very good, not only with complete benefits and high salaries, but also with a sound corporate culture, which can allow you to learn a lot of things. 1.Job description:

It is mainly responsible for the settlement of claims after the occurrence of insurance accidents, strictly implements the compensation policy implemented by the company, and does a good job in claim settlement services. It is mainly to investigate the accident of the docking insurance report, publicize the matters to be paid attention to in the early insurance claim process to the relevant personnel of the accident, solve the questions of the insured about the insurance claim, negotiate the compensation dispute between the two parties, and follow up on some unreasonable requests on a regular basis to avoid complaints, and continue to follow up repeatedly. 2.

Treatment: The claim post is an internal post, partial to the technical category, mainly composed of basic salary and basic bonus, the basic bonus is calculated according to the previous month's handling of accident timeliness, loss reduction and other indicators, the overall average income is a little higher than the local average, and you can live normally in the local area.

Will this position work at two or three o'clock in the morning because of the occurrence of a claim case, and is it also on standby?

Yes, 24 hours a day.

The job responsibilities of the auto insurance specialist are to understand and master the new car insurance target tasks assigned by the company; Be directly responsible for errors in the contents of the policy and the loss of documents; Patiently answer relevant business inquiries raised by customers, sales consultants or other department personnel; Responsible for the enquiry of policy information by customers and sales consultants.

Motor vehicle insurance, also known as automobile insurance, refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents. Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

You need to have a detailed understanding of the car insurance business, and at the same time have a wide circle of friends, and at the same time respect consumers. Novices will generally have old salesmen to bring, and there will be someone to teach them after sale. The salesman not only needs to contact the customer, but also needs to run the business.

1. You need to understand the key points of the car insurance business, not only to understand the needs of the market, but also to grasp the cost of insurance.

2. Have a wide circle of friends, because the circle of friends is large, the possibility of your business transaction will also increase, and the more wealth you will create for the insurance company.

3. Respect consumers and explain the relevant car insurance knowledge to consumers in detail, which can solve many problems. Only by allowing consumers to invest in insurance clearly and using car insurance with peace of mind can more consumers trust.

4. Novices will generally have old salesmen to bring, and there will be someone to teach them after sale. The salesman not only needs to contact the customer, but also needs to run the business.

When the insured or its property has an insured accident, the claims specialist of the insurance company will conduct an investigation and then verify the claim to see if the claim can be made and how much the claim can be claimed.

Specific work content:

1. Investigate and collect evidence, collect, sort out and review survey and damage assessment data;

2. After receiving the notice of investigation and damage assessment, organize customers and relevant personnel to conduct on-site investigation and evidence collection, and verify the loss of the insured accident;

3. Meet with customers, check and determine the validity of property rights, check police and hospital records, and determine responsibilities;

4. Check the form of claims and other records to determine the scope of coverage, and adjust the compensation for all claims and claims within the scope of responsibility;

5. Reasonably explain the claim conclusion to the customer and the first person, and deal with the customer's feedback on the investigation and assessment of the loss and the claim opinion;

6. Organize and archive claim documents, establish and maintain claims business database and customer risk files, analyze customer risk distribution, put forward risk management countermeasures, and ensure the authenticity and accuracy of claim information and data;

7. Study the relevant policies, management systems and practical processes of claims, put forward suggestions for drafting and revision, and continuously improve the quality and efficiency of claims.

4S shop insurance claims adjuster: 4S shop is mainly for sales and after-sales maintenance, we say 4S shop claims adjusters, should be, 4S shop levy full-time customer service personnel for insurance accident car maintenance, provide consultation, provide advice for customers, 4S claims adjusters tackle the insurance company's claims department, some small accidents 4S shop can directly assess the damage, ** compensation, damage assessment is set at a high point. The damage assessment scale is more superior:

Such as: some parts are replaced or repaired, compensation or not, how much compensation and so on. 4S relies on maintenance to make money, and the more the relationship between 4S and the insurance company is in place, the more beneficial it is to customers.

In a word: personal understanding: 4S shop claims adjuster, is the 4S shop full-time for accident car maintenance claims set up a position, is a service consultant who provides insurance advice, helps customers make suggestions, handles claims on behalf of customers, and has the right to speak in the assessment of damages.

Chinese Insurance is the largest property insurance company in China, and this largest refers to both business scale and employment. As the saying goes, "it's good to enjoy the shade under the big tree", as a car insurance salesman of PICC, it is indeed good to use the golden sign of PICC to do business, but at the same time, the competition of PICC is also very fierce. If you are a new social person, don't try the insurance business easily, after all, this job requires you to have a wide range of social networks, but also requires you to have an indomitable determination.

It is said that the salary of their business personnel is not high, and they will mix food and clothing every month, but these businesses also need you to accumulate, one is the business source, the other is the business experience, just like going to the snowball, I wish you to roll bigger and bigger. In addition, if you want to be a car insurance salesman, you should choose PICC, empathy, if you are a car owner, let you choose an insurance company to insure, which one is your first choice.

It's easier to do, and it's simple. If the old customers who participated in the insurance last year can guarantee that the income is basically stable.

Car Insurance Claim Content:

1. Carry a clear copy of the "Three Certificates and One Ticket" of the motor vehicle with the car, that is, the owner's ID card, driver's license, driving license and insurance policy. It is important to remind you that the insurance card of many insurance companies is no longer used as proof of claim.

2. It is very important to call the police immediately in case of danger, especially for major accidents. When reporting to the insurance company, you need to provide basic information such as the insurance policy number, the time and place of insurance, and the nature of the accident.

3. Vehicles with temporary license plates generally have compulsory traffic insurance in the short term, and there is a specified route and time, and the insurance company does not bear the liability for accidents that occur at non-specified routes and times.

4. When the vehicle is in danger in another place, it shall be reported to the insurance company in time, and the person in charge of the dangerous damage shall conduct an alternative investigation to identify the damage. The compensation cost is generally assessed in accordance with the industry standard of the insurance place, and some of the damage is only found when it is returned to the insurance place, and the insurance company can make up for the loss of this part of the repair cost.

5. If the insured entrusts the repair shop to compensate or directly pay the accident compensation to the repair shop, it shall sign a power of attorney on its own and file it with the insurance company. For each maintenance, you can sign a quality contract with the repair shop to safeguard your legitimate rights and interests. <>