How to properly guide your child s attitude towards money

It is a long-term process to educate children not to imitate and compare, and not to spend money indiscriminately, which requires patient and firm guidance and education from parents. Here are some suggestions:

Establish the right values: Parents should discuss with their children what true values and success are, and educate children not to associate their own values with other people's wealth, material resources, and other factors. Children's inner values can be cultivated through stories, reading, storytelling, etc.

Cultivate financial awareness: Children should know where money comes from, how to save, manage and invest. We can pay attention to educating children in their lives to save money, so that children can feel the difficulty of using money.

Break the comparison mentality: Children should know their strengths and weaknesses, and understand that there is no point in comparing themselves with others. Parents can let their children develop self-confidence by participating in team activities, learning new skills, and more.

Establish a reasonable reward mechanism: Parents can set up an appropriate reward mechanism to motivate their children to spend according to their actual needs. For example, parents can encourage their children to receive rewards for doing chores, doing well in their studies, etc., so that children understand the relationship between money and effort.

Be a good role model: Children naturally like to imitate, parents should set a good example for their children, and don't let children feel that comparison and waste are the right behaviors. Parents should start from the things around them, so that their children can learn to consume rationally from an early age.

What should parents do when their children want something outside and the parents feel that the price is too expensive or they don't want their children to develop the habit of thinking about what they see? Don't say you don't have the money to buy it, and you can't scare children with explosive power. Children are not incomprehensible microorganisms, if you talk to them with your heart, they will listen.

For example, if a child wants to have a double rocker today, you think the price is very expensive, and in a busy area such as a large shopping mall, the child is reluctant to go.

What do you do in a situation where this kind of scene is more chaotic? First of all, you must first discourage the child's crying and trouble, otherwise, to see the lively group come, will definitely say some "children want to buy, just buy for the child, the child is crying like that, don't buy it for the child, and it's not an item that you don't have money to buy, why Qigao doesn't buy it for the child", this kind of ** to see the lively people's words, come to the child's ears, but it will promote his confidence in vowing to get which double rocker, naturally, the child's concept of his own personal behavior will cause a lot of embarrassment to the parents, I won't think of my parents in order to end this kind of embarrassment, and I will use explosive power to make him stop being unreasonable.

When you do slap a child because you don't want to make trouble again, then after that, the child will often have a dark shadow in his heart, and he will be afraid to express his love for all things from now on. In the case that the child explicitly states that he wants to think of an item, it must be resolved immediately. For example, when your child is not moving around a double rocker, or immediately says to you, "Mother, I want it", you must say to him, "Which double rocker is really good-looking, and mother wants you to buy it, but there are so many beautiful things in this big shopping mall, and mother also has items to think about, what do you think should be done?"

In response to such a question, the child undoubtedly has to say, "Then the mother also buys what she wants", the child naturally does not have the definition of price, income, and economic strength, and the items in his mind are too simple, so parents must try to let the child understand this kind of item, but they should not immediately say to her, "My family can't afford it", that will make the child feel that his family is so poor that he has no money to buy it. The mother should say that "however, these items must be exchanged for money, and the parents do not have so much money to exchange for the time being, you see how it is, the mother comes back to work more seriously, and then earns money, so how about you buy it", hearing this response, the child can undoubtedly realize that there is no money at home, but it is not easy for him not to be confident, because the mother told him that money and other items can be exchanged according to diligence, therefore, the child will also choose to be a hard-working person in the daily life in the future.

However, if you have the ability to work to buy it for your child, you should also pay attention to the fact that you don't have to let the child feel that all the items can be obtained casually with one mouth, so that the children can understand that happy items are not easy to come by, and they will know how to cherish them more. Anyone who is a child will develop a lot of consciousness, which is all cultivated under the danger of parents and parents, so parents must pay more attention to blind infiltration.

1.Children's view of money should be cultivated from an early age.

Mom has a lot of responsibility.

As a mother, you have to tell your children from an early age, you see why dad is often not at home, because money is not easy to earn, we can't spend it casually, and use money to make plans, you have to think about it first, otherwise when you want to use it, it is very painful to have no money.

When you are a child, you can't spend money indiscriminately, and you can't make money with family affairs when you are a child, these are the most basic concepts.

Parents can give their child a fixed amount of money every day, but he will come back and tell you what to do.

Cultivate children to have a preliminary value of money from an early age, and then as the child grows older, he can cultivate a correct concept of money in stages, which can be done in the family.

2.Cultivate lifelong financial management principles in children.

As your child grows up, you can give it to him only if he proposes a plan to use the money, rather than saying that the family has money and can take it at any time.

People must know that money is finite, and it cannot be unlimited. In this way, you are slowly developing a financial management principle that your children can use for the rest of their lives.

The so-called lifelong financial management principle can be summed up as eight words: when you don't use it, when you don't save it.

No matter how large a company is, this is also the case with this financial management principle, and even more so for the country. When you can't save it, when you save it, you can't use it, even if you can't use it, because 10,000 yuan is made up of the accumulation of one dollar.

Especially when the child is able to spend his own money, such as college, his parents tell him that you can write down all the money you need for this semester's plan, including tuition, living expenses, miscellaneous expenses, etc., and we will discuss it together.

The goal is to develop the habit of using money in a planned way for children. Children should tell their families in advance if they want to use money, rather than calling ** at any time, that's not okay.

Don't underestimate a dollar, don't think that a dollar is not important, and then say that it is not okay. Because there is no big or small difference, only the difference between what is right and what is not, what should and what is not. This is a very correct concept.

1. Let children understand that money is the foundation of a happy life, and having money does not mean that there is happiness. People who are materially rich and spiritually empty do not have true happiness. This is why some celebrities have a lot of money, but they will take drugs or even commit suicide.

2. Encourage children to experience the process of earning money by themselves, only in this way can they know that money is also hard-won, and they will cherish what they have, experience the hardships of their parents, and learn to be grateful.

3. Let children know that money is not all that is pursued in life. In today's materialistic society, children know that there are more important things worth striving for besides money. Studying hard, having a career you love in the future, and living the life you want is far more meaningful than earning a lot of money.

4. Let children read more, when children are immersed in the ocean of books, they will naturally be edified, and their lives will become colorful, and they will not be spiritually empty, and they will form correct and prudent values.

Tan Xiang. 5. Let children have more contact with relatives and friends, play more with friends, and experience the happiness that money cannot bring. Family affection and friendship are naturally irreplaceable by money.

6. "Words and teachings are not as good as teaching by example". As parents, we should also take time to spend time with our families and children, so that our children can experience the love of their parents and give them a warm family atmosphere. Instead of just being busy earning money and ignoring the children, the child's values are wrongly affected.

Getting children to treat money properly is an important educational task, and here are some suggestions:

Communicate values: Discuss the values of money with your child to help them understand the nature of money, such as that money is earned through labor and contributions, and that the proper use of money is to meet basic needs, achieve goals, and help others.

Establish a saving habit: Educate your children about the importance of saving and encourage them to save a portion of their savings every time they get a certain amount of money. You can set up a piggy bank or savings account so that children can experience the benefits of saving and learn to delay gratification.

Monetary education: Educate children about various currencies, including coins and banknotes, and their value. Through toy money, role-plays, and shopping activities, children can learn to calculate, compare and understand the concept of money.

Spending decisions: Guide children to learn to make rational decisions and weigh the pros and cons. Involve them in the shopping decision-making process, educate them about what they need and want, and the importance of budget management. At the same time, encourage them to set goals and work towards them.

Develop a sense of charity: Teach children about the importance of sharing and helping others. Together, they can participate in charity activities or make donations, so that children can experience the joy of giving, and develop a generous mindset and a sense of social responsibility.

And book education: Choose age-appropriate, picture books, or storybooks to educate them about the concept of money and the right attitude. These resources can provide real-world examples and vivid stories to help children understand and learn better.

The most important thing as a parent is to lead by example and set the right example for your children. Through their own behaviors and attitudes, teach children that money is a tool that should be used for positive purposes, while emphasizing the importance of values and relationships to help them form the right idea of money.

Nowadays, many children have no concept of money, and some even steal their parents' money to recharge in the game. This phenomenon can be seen everywhere on the internet. For example, on one occasion, a boy of seven or eight years old fell from the tenth floor and died on the spot when he was too excited about the game on the balcony, and this is how the game hurt them.

Children's minds are immature, and they can easily become addicted to something attractive, especially games. Because they don't have any concept of money, another piece of news is that they stole 120,000 yuan from their parents. At first, their parents didn't notice or care.

They often give their children their mobile phones to play with, but later when they check their bank card balances, they find that their savings for so many years are gone.

In a hurry, the parents called the police. When the police arrived, they found that the money had been spent by their own son, and all the money had been stuffed into the game, and in the end, only a portion of the money was recovered. So I think we should pay attention to the learning of these minors, and we should not play games for them in our daily entertainment, but we should take them out to play, go to nature, climb mountains, take walks, or play some small games, such as chess or backgammon.

It can be said that mobile phones have not only brought us a huge help, but also brought us a hidden cancer that is slowly corroding us. This can be seen in the younger generation, so parents must supervise their children and should not let them become addicted to the game. It's a great time to learn during their ** period.

They can't ruin their future with one game. Not everyone can play and earn money like a pro gamer.

It is the responsibility of every parent to teach their children to treat money properly. Here are some tips to help your child learn how to manage money:

1.Education begins at an early age

Children should be taught how to treat money properly from a very young age. There are many ways to educate children, such as toy banknotes, tiny piggy banks, and so on. It can teach children about the importance of money and guide them to learn how to spend, save and manage money.

2.Lead by example

Parents should lead by example and let their children see how you manage your money. If you often buy unnecessary things, children will follow you. So let your child see how you spend your money wisely.

In this way, your child can learn from your behavior how to control their spending and finances.

3.Give your child a certain amount of pocket money

Parents should give their children a certain amount of pocket money and let them use it themselves. This will not only teach children to manage money, but also make them understand that money is not spent casually. While giving their children pocket money, parents also need to set some rules, such as not letting children spend all their pocket money on one thing, and educating them how to save.

4.Teach your child to save

It is very important to educate your children to save. Children can be told that if they keep saving, they can buy better things. You can set savings goals for your child, such as buying toys that you have been dreaming of for a long time or accompanying Bi Wu on a trip.

Through the setting of these goals, children can learn to plan and save, and feel the benefits of saving when they achieve their goals.

5.Educate your children to consume

It is also important to educate children to consume. It is possible to teach the child how to distinguish between necessary and unnecessary consumption. Children can be educated through games, stories, etc.

For example, children can simulate the shopping experience through games, understand the value and ** of some goods, and help them better understand what is necessary consumption and what is unnecessary consumption.

Through the above methods, it can help children learn to treat money correctly and become good at financial management. Of course, these methods are not static, and parents need to make appropriate adjustments and improvements according to their children's age and situation, so that children can better understand and master financial literacy, so as to better use money in their future lives.