How much does ABC s UnionPay card cost? How to charge the annual fee for the Agricultural Bank of Ch

1. Since 2004, the head office of the Agricultural Bank of China has charged an annual fee for debit cards, and for 10 years, it will be automatically deducted from the system on a year-to-month basis.

2. The management fee for small accounts of ABC has been collected since September 21, 2006. A small-value account refers to a RMB personal deposit account (including a current passbook, debit card, and a combination of card passbook) in which the average daily deposit balance of RMB (including the total amount of the main account and sub-accounts) is less than the prescribed minimum amount of fees during the statistical period. The statistical period refers to the day after the interest settlement date of the previous quarter (inclusive) to the interest settlement date (inclusive) of the current quarter.

The starting amount of the fee is generally 500 yuan (exclusive) per day, which is subject to the regulations of each branch. For small-amount accounts that meet the charging conditions, a small-amount account management fee will be charged once on the evening of the 23rd at the end of each quarter, at 3 yuan each time.

3. If there is any arrears, the system will automatically deduct it, and the annual fee will not be charged if the debit card is not enabled.

4. Customers can take the initiative to go to any branch of ABC to apply for a free account, and provide customers with an account (excluding credit cards and VIP accounts) that are exempt from account management fees (including small account management fees) and annual fees.

ABC UnionPay cards charge an annual fee of 10 yuan per card. Because the bank has charged an annual fee of 10 yuan, there is no need to charge an account maintenance fee of 3 yuan per quarter if the average daily deposit is less than 300 yuan. There is no fee for withdrawing money locally, unless you have to withdraw money abroad.

The fee is 5/1000 per withdrawal, but the maximum is 50 yuan per withdrawal.

The annual fee of the savings card is 10 yuan per year; Individual customers who only have one unique account in ABC (excluding credit cards and VIP customers) will take the initiative to reduce the annual fee and small account management fee of the account. If not, you can apply for a double-exemption account, and you need to bring your valid personal identity document, savings card or current passbook to apply at any branch of ABC.

If it is the first type 1 account, the annual fee and account management fee are exempted, and the annual fee and account management fee will be charged for the rest of the accounts, which are generally about 10 yuan. For details, please consult the customer service of Agricultural Bank of China.

There is no charge for the first debit card, and the second card will have an annual fee of 10 yuan, and the deposit amount is free. The annual fee for credit cards is generally waived for 6 times, and the annual fee is generally 300

How does the bank charge an annual fee? The annual fee charged by the Agricultural Bank of China's card depends on what level of your card is? If you want the annual fee for the gold card level, it will be higher, and if you want the annual fee for the general card, there is basically none.

The annual fee for the debit card of the Agricultural Bank of China is generally 10 yuan, which starts to be calculated in the next month after the bank card is processed.

The annual fee for each physical card is $10, but there can be one free annual fee, and there is no annual fee for electronic cards.

It is recommended that you consult the local Agricultural Bank outlets yourself, or you can call.

Harvest. 1. Agricultural bank cards have an annual fee. Since 2004, ABC has charged an annual fee of 10 yuan per year for debit cards, and the annual fee for new cards will be charged in the following month after the card is opened.

The annual fee is exempted for 6 types of debit card accounts that contract to pay wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund.

If a customer needs to check whether the annual fee is waived or exempted from the debit card, the customer can bring his valid ID card and debit card to any branch of ABC for inquiry.

The Notice on Printing and Distributing the Pricing Catalogue of Commercial Bank Services stipulates that "if a customer's account (excluding credit card) does not enjoy the exemption of account management fees (including small account management fees) and annual fees, commercial banks shall, upon the customer's application, provide customers with an account (excluding credit card and VIP account) that is exempt from account management fees (including small account management fees) and annual fees." ”

This means that the customer has a free account with each commercial bank. It should be noted that the social security account that is also free of annual fees does not have a savings function, but it is still counted as a free account. If you want to apply for annual fee reduction, you need to take the initiative to apply.

1.The annual fee of the debit card will be automatically deducted from the system from year to month, and the system will automatically deduct the debit card if there is any arrears.

2.If the debit card is not activated, no annual fee will be charged.

3.Type II accounts (with physical cards) opened at the counter will be charged the same as Class I debit cards. That is, the annual fee, small-amount account management fee and inter-bank transaction fee will be charged to the debit card of Type II account, and those who meet the conditions for reduction and exemption will be exempted.

There is no annual fee for Category II accounts (virtual accounts) and small account management fees.

Class accounts are electronic accounts, have no physical media, and do not charge annual fees.

3. Agricultural Bank of China is one of the major comprehensive financial service providers in China, and is committed to building a world-class commercial banking group with obvious operating characteristics, efficient and convenient services, complete functions and synergy, and outstanding value creation capabilities. With a comprehensive business portfolio, extensive distribution network and leading technology platform, the Bank provides a wide range of corporate and retail banking products and services to its customers, as well as financial market business and asset management business, including investment banking, ** management, financial leasing and life insurance.

There is no annual fee for the Agricultural Bank Card debit card, but a cost of 5 yuan will be charged when the card is opened.

In addition, if the account balance of the ABC debit card is less than 300 yuan, a small account management fee will be charged.

At present, there is no annual fee for ABC cards. However, it is limited to the first type of card, and the second type of card still needs to be collected. There is also an annual fee for credit cards. The annual fee is waived for 5 times of ABC credit card swipe. The debit card is subject to an annual fee, which has nothing to do with the number of card swipes.

To apply for an ABC debit card, the cost is now 5 yuan, and the annual fee is 10 yuan, and the annual fee is generally deducted one month after the card is issued, and then deducted in the same month every year. After 2017, the first bank card of each bank does not charge an annual fee, and there is no money for online banking, and K treasure is also given for free, and now there is no annual fee for the online banking of the Agricultural Bank of China.

Difference Between ABC Savings Card and Debit Card:

1. The number of digits of the card number is different.

The debit card is 16 digits, the debit card is 19 digits, and the form of 2 and number digits is different.

The numbers on the savings card are protruding and feel good to the touch; The debit card is printed in a typeface, which has no sense of volume to the touch.

3. The expiration date mark on the surface of the card is different.

The debit card at the bottom left of the card will have an expiration date, while the debit card does not have this marking.

4. The anti-counterfeiting logo on the card surface is different.

Debit cards will have an anti-counterfeiting marking, but debit cards will not have this logo.

5. The card function is different.

The debit card is used to spend money, the debit card is signed with the bank, there is no credit limit, that is, you can't overdraft and you must deposit in the consumption first, the debit card will be required to recharge after the normal use, it can be used to deposit and withdraw money on the ATM machine, and you can also transfer money through online banking, pay utility bills, and also consume and buy financial products on the POS machine.

The savings card is used to save money, and the purpose of the savings card is slightly less, although it can be consumed at ATM and POSS machines, mainly used to save money and pay wages on behalf of the customer, and the method of current deposit settlement is adopted. Of course, neither of these can be overdrafted in the same way as a credit card, and there is no credit limit.

Agricultural Bank of China's bank card has an annual fee, but if the cardholder only has a debit card in Agricultural Bank of China, and it is the cardholder's only account in the bank, then the annual fee can be waived. If the cardholder has more than one debit card in the Agricultural Bank of China, then the cardholder can only choose one bank card to waive the annual fee, and the other debit cards are subject to the annual fee of 10 yuan per debit card per year.

The annual fee of the Agricultural Bank Card is 10 yuan, but the regulatory authorities stipulate that a customer can apply for a debit card with no annual fee in a commercial bank, and if you want to cancel the annual fee of the Agricultural Bank of China, you need to go to the counter of the Agricultural Bank of China with your ID card and bank card. Generally, the bank will automatically deduct the annual fee of the current year from the bank card, but if the balance of the cardholder's savings card is insufficient, the bank will automatically deduct the annual fee of the bank card in quarters, deducting 3 yuan per quarter, and deducting it 4 times a year. The annual fee for new account opening will be deducted from the month following the account opening.

The following accounts are exempt from annual fees: 6 types of debit cards such as salary payment, subsistence allowance, medical insurance, pension, unemployment insurance and housing provident fund. If you need to check whether your debit card is exempt from the annual fee, please bring your valid ID card and debit card to any branch of ABC for inquiry.

If there is no deposit in the debit card, under normal circumstances, more than three years, the opening bank will automatically cancel it, if the online banking is also opened, the online banking will generally not be automatically closed, and the online banking account will be manually processed.