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Anonymous users2024-02-07Both work-related injury and accident insurance can be reimbursed at the same time.
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Anonymous users2024-02-06[Legal Analysis].
Purchased by the general contractor. The construction unit shall apply for accident injury insurance for personnel engaged in dangerous operations at the construction site. In the case of general contracting, the general contractor shall pay the accident insurance of the subcontractor.
[Legal basis].
Regulations on Work-related Injury Insurance
Article 30 Employees who are injured in accidents or suffer from occupational diseases due to work shall enjoy medical treatment for work-related injuries.
Employees who are injured at work shall seek medical treatment in a medical institution that has signed a service agreement, and in case of emergency, they can first go to the nearest medical institution for first aid.
**If the expenses required for work-related injuries meet the requirements of work-related injury insurance diagnosis and treatment items, work-related injury insurance drug lists, and work-related injury insurance hospitalization service standards, they shall be paid from work-related injury insurance**. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs, and the hospitalization service standards of work-related injury insurance shall be prescribed by the administrative department of social insurance in conjunction with the administrative department of health, the food and drug supervision and administration department and other departments.
The food subsidy for the hospitalization of the employee for the work-related injury, as well as the transportation, accommodation and accommodation expenses required for the work-related injury employee to seek medical treatment outside the co-ordination area shall be paid from the work-related injury insurance, and the specific standard of payment shall be stipulated by the people of the co-ordination area.
Injured employees are not entitled to medical treatment for work-related injuries and shall be dealt with in accordance with the basic medical insurance measures.
If the work-related injury employee goes to the medical institution that has signed the service agreement to carry out the work-related injury**, if it meets the requirements, it shall be paid from the work-related injury insurance**.
Article 34 Where an injured employee has been assessed for disability and is confirmed by the Labor Ability Appraisal Committee to be in need of life care, he or she shall be paid a monthly living care fee from the work-related injury and service insurance**.
The living care expenses are paid according to three different levels: being completely unable to take care of themselves, being unable to take care of themselves for most of their lives, or being unable to take care of themselves partially, and the standards are respectively % or 30% of the average monthly salary of employees in the overall planning area in the previous year.
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Anonymous users2024-02-05It's not the same thing.
The nature of insurance is different between the two, and accident insurance is commercial insurance.
Whereas, work-related injury insurance is social insurance.
The scope of protection is also different, accident insurance is an individual insurance, there is not much restriction on the time of insurance, whether it is during work or non-work, a reasonable amount of accidents will be paid, and work-related injury insurance is the unit for employees to insured, and the insurance must be during work or engaged in work-related things, accident insurance protection is relatively more extensive.
Accident insurance is a kind of commercial insurance, which covers accidental death, accidental disability and accidental medical treatment, and the insured will make reasonable claims as long as the accident occurs during the validity period of the insurance.
Work-related injury insurance is a kind of social insurance, which is compulsory, and refers to accidental injuries caused by workers during work or occupational diseases caused by work.
The society gives workers a certain amount of treatment and economic compensation.
Workers' compensation insurance must be subject to a formal work-related injury appraisal.
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Anonymous users2024-02-04Work-related injury insurance is an important part of the social insurance system. It refers to a social security system in which the state and society provide material assistance such as medical treatment, living security, economic compensation, medical treatment and occupation for workers and their relatives who are injured by accidents and occupational diseases in production and work.
Construction accident insurance is a kind of statutory commercial insurance, which is usually calculated according to the construction contract amount or construction area, and is suitable for the special population engaged in dangerous operations on the construction site, and is more suitable for the industry characteristics of construction site workers, including those engaged in dangerous operations.
1. Under what circumstances will employees cease to enjoy work-related injury insurance benefits?
Circumstances of cessation of enjoying work-related injury insurance benefits, including loss of conditions for enjoying benefits, refusal to accept labor ability appraisal and refusal to **. Work-related injury insurance refers to a social insurance system in which workers or their surviving family members receive material assistance from the state and society when they suffer accidental injuries or occupational diseases resulting in temporary or permanent incapacity for work and death at work or under specified special circumstances.
2. What are the costs of labor insurance premiums?
Work-related injury insurance refers to a social insurance system in which workers receive material assistance from the state and society if they are temporarily or permanently incapacitated or die due to accidental injuries or occupational diseases. The recognition of work-related injury insurance means that the employee temporarily loses the ability to work due to work-related injury or occupational disease, and no matter what the reason, the responsibility lies with the individual or the enterprise, and he or she enjoys social insurance benefits. According to Article 30 of the Regulations on Work-related Injury Insurance:
Employees who are injured in accidents or suffer from occupational diseases due to work are entitled to medical treatment for work-related injuries.
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Hello, to help you understand, the new regulations on work-related injury insurance are as follows: If an employee has any of the following circumstances, it shall be recognized as a work-related injury: 1) During working hours and in the workplace, he is injured in an accident due to work-related reasons;(2) Being injured in an accident while engaging in work-related preparatory or finishing work in the workplace before or after working hours;(3) During working hours and in the workplace, hunger and trembling are injured by violence or other accidents as a result of performing work duties;(4) Suffering from an occupational disease;(5) During the period when they are out for work, they are injured due to work reasons or their whereabouts are unknown in an accident;(6) On the way to and from work, being injured in a traffic accident for which the person is not primarily responsible, or in an accident involving urban rail transit, passenger ferry, or train;(7) Other circumstances that laws and administrative regulations provide shall be recognized as work-related injuries.