Can the New Year s money be handed over to the children to manage by themselves?

In fact, the New Year's money is not a carrot for children that can be seen but not eaten, the New Year's money plays a great role, and parents can use the New Year's money to teach their children the first lesson of good wealth.

Of course, this also depends on the age group. For example, 1-7-year-old children are too young to feel the feeling of money, not direct, and the New Year's money can be collected and deposited by the parents first. For example, open a single savings account and deposit it in the bank every year, while only giving the child a small amount of New Year's money to use.

When the child is older, 8 to 12 years old in the upper grades of primary school, the child already has an intuitive understanding of the money, and also has a certain degree of self-control, at this time the New Year's money can be handed over to the child for safekeeping. Of course, this is some advice that parents should give their children, such as taking out 1 3 to save in the bank, 1 3 for consumption, and even 1 3 can also be invested. It is also very valuable for a child to learn how to balance limited resources in the future.

When they are over 13 years old, children in junior high school and high school tend to be more independent. They understand the value of money, and may just take it away, so parents should let go and let their children take care of their own savings. Of course, some supervision is also necessary, but it can only be used as a suggestion for the child's reference.

In fact, children who have a very good concept of money since childhood, may not be much worse than adults in the concept of spending money, so that money value-added is always the goal of our exploration, how to find a balance between their own desire to spend and long-term benefits, is the most important concept of wealth. If your child knows this as soon as possible, you'll never have to worry about them becoming a big-spending moonshine clan.

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Don't give your child's money to manage by yourself, because your child doesn't know how to manage money or is too young, and she generally spends money lavishly.

Every time the New Year is celebrated, the children now basically receive a large amount of New Year's money, so how should these New Year's money be managed? Should it be left to the child's complete discretion, or should it be left to the parents to manage it on their behalf? Let's listen to what Mr. Huang Huai has to say!

Hello <> dear! We're happy to answer for you! Should the child keep the New Year's money or hand it over to the parents for you to answer as follows:

Children's New Year's money should be kept by their parents, because children do not have a correct view of consumption and do not have a good concept of money, but parents also have the responsibility to help their children establish a correct view of money and consumption. Minors over the age of eight may independently accept the New Year's money given by their elders, or they may use their own New Year's money within a certain range, but their parents have the right to intervene. Minors under the age of eight cannot dispose of the New Year's money on their own, and should be at the disposal of their legal **.

Personally, I think this needs to be looked at on a case-by-case basis. First, according to the age of the child and the amount of New Year's money, decide whether to manage the child himself or let the child hand it in. Second, it depends on the child's self-consciousness, if he is used to being sensible and self-conscious, he will still be given a part of it to try to let him dominate.

Third, communicate with your child and ask him for his opinion, such as: "Do you want to keep this money yourself?" Or is it kept by my parents?

Or is it for household expenses, or for school supplies? When Yan is good, you can express your opinion, as long as it is appropriate, your parents will support you! And tell the child that your parents will not ask for your New Year's money because they want to pay you tuition and raise you, but you are still young, and your parents will keep it safe, and if you have a reasonable use, your parents will give it to you.

I believe that if parents tell their children this, they should accept it. Fourth, some parents are very domineering, and when they get home, they ask their children to hand over the New Year's money, or leave a small part for their children. This is really bad for the child's heart, and the child will feel that he is just a tool to suppress the New Year's money, and he doesn't use much at all!

And it was not respected, the money was forcibly handed over! Over time, children will feel that the New Year is boring, and they can't spend the New Year's money anyway, even if they spend it, it's only a little bit! Children will lose their hearts and lead to their desire for the New Year!

Fifth, the generation of my parents, if I am from an ordinary family, the standard of living is not high, and it is good to be able to eat enough, so in terms of spiritual education, the spiritual level is vacant, so the indoctrination and contact of many things are lacking! Sixth, parents in our era pay more attention to their children's psychology, heart, spirit, thoughts, etc., for example, now parents want to have a second child, they must consider Dabao's feelings, or will communicate with Dabao about this. Would parents have been like this in the past years?

Of course not, if my parents give birth to younger siblings, that is to say! When the elder brothers and sisters help to bring it, there will be no Dabao who opposes the statement that his parents want younger siblings, and there will be no Dabao who feels that his parents are partial to his younger siblings, jumping off the building, running away from home, etc. Seventh, the times are changing, it can't be said that the current times are not good, it can only be said that many ideas, opinions, etc., inherited by the old generation are still worth keeping!

Eighth, let's live anyway, no matter how many red envelopes there are, who keeps them, take your time, it's good to be a family together, and the days can flow for a long time! I wish you all a happy new year, a happy family, and all the best!

What should I do with my child's New Year's money? In fact, there are several ways to really make children happy, envious and even long-term happiness

The first is to obtain the consent of the child, and to keep the child for the wild rolling child, after all, the child is still a child, although it is an independent brother, but the ability to self-control is still limited. Therefore, in order to prevent children from wasting New Year's money, in order to prevent children from spending money in vain, parents can keep the New Year's money for their children with their children's consent, in case the children need it in the future.

The second is to help children plan for spending money. If the child does not approve of the parent's custodial behavior and wants to use the pocket money by himself, then the parent needs to help the child plan for the use of the New Year's money, because the child alone may not know the purchasing power of money, the value of goods, etc. In addition, due to the lack of experience, children may not know where to spend their money.

In such a situation, parents can first ask their children about their willingness to spend, and then give their children spending advice to guide them to spend money correctly.

The third is to establish correct values. Of course, parents also need to guide their children to establish a correct view of money and values, and improve their financial management skills, so that children can use New Year's money more correctly and correctly understand the role and essence of money. In this way, the child will be truly happy.

Yes, because my child is still relatively young, I keep his New Year's money, and I will also cultivate my child's financial management concept at ordinary times

Many children have received New Year's money from the elders of Zhaoyou Shirt during the Chinese New Year, ranging from a few hundred yuan to more than tens of thousands. Over the course of a year, the children have become "little rich". But recently, there have been ** reports that many children have to grind until they have squandered the New Year's money.

Even 5 children spent more than 30,000 yuan a day. The child spends his money like this. I'm afraid it's not what parents who give their children New Year's money want to see.

I thought that although the problem was with the child, when the parents should be held accountable, the parents should clearly tell the children that the New Year's money is also the parents' money, and they should not spend it indiscriminately. It is a traditional custom of our country to give New Year's money, which is not only a sign of family, friendship and courtesy, but also increases the festive atmosphere of the New Year. On the surface, the New Year's money is for children, but in fact, this money is also for adults, otherwise ignorant children think that the New Year's money is for themselves and have the right to use it independently, so they spend money excessively and make an astronomical amount of tens of thousands of yuan a day.

Telling children that the New Year's money belongs to the parents is to tell the children not to abuse the New Year's money, and to educate the children to manage the New Year's money.

In the past, the economic conditions were poor, and the New Year's money was not much, but now the conditions are good, people are unexpectedly generous, and the ** of the children's New Year's money is also rising every year, and the New Year's money has become a lot of wealth, and parents have the responsibility to take this opportunity to tell their children about the economic situation of the family, the hardships of parents' entrepreneurship, and carry out the education of "remembering the bittersweet and sweet", and in the face of the current social comparison, extravagance and waste and money worship, educate children not to lose their way. Let children know the harm of spending money indiscriminately, and don't develop the bad habit of getting something for nothing, and then establishing a correct concept of consumption.

As for the New Year's money received by your child, whether you want to hand it over directly or leave it to your child for safekeeping, hold the first point of view: it cannot be handed over to your child for management.

Now people's living conditions are gradually improving, red envelopes range from hundreds to thousands, the probability of children receiving huge red envelopes during the Chinese New Year has increased greatly, more young children do not know how to deal with so much New Year's money, and this part of the money is given by others, not through the children's own hands in exchange for it, therefore, if this huge amount of money is given to the children, the children will not be able to get a sense of accomplishment, and may also develop a bad habit, that is" Get it for nothing"! It can be said that parents are also worried that their children are spending this money where they shouldn't be wasting. Hold point 2:

The money is handed over directly to the child.

1. The red envelope is given to the child during the New Year, and it is an expression of love between relatives, we cannot directly characterize the child's New Year's money as "getting it for nothing", no matter how much the red envelope is, it can't be said to be "getting it for nothing"; 2. Although the money is not the child's labor income, but the right to control should belong to the children, as a parent, if you want to save the child's money, you don't need to have any psychological barriers and scattered ruler burden, take the initiative to communicate with the child, negotiate how the child's money should be spent, you may wish to ask for some children's opinions, if it is tens of thousands of huge money, I believe your child will not easily spend it at will; 3. Take the opportunity to cultivate children's financial awareness, it can be said that most of the many schools in China are mainly based on schoolwork, and there are very few schools that can take the initiative to teach financial management, and children are in school, and it is difficult for parents to accompany them all day long, and they spend less time together, so families can use the Spring Festival opportunity to teach children how to make good use of the red envelopes in their hands, so that children can establish financial knowledge from an early age, not only that, but also teach children the process of financial management. In fact, this money is not only money, but more of a tool to educate children, teach children how to manage themselves, and let children benefit for life. 4. Teach children to use money correctly, create a high machine meeting, let children use this fee, and let children experience the value of money.

To put it simply, New Year's money is actually a way to enhance the relationship between relatives and friends, and who is in charge of the New Year's money, in fact, there is no meaning at all.

Of course, I took my own New Year's money, and my approach was to ask my parents for money when I needed it. Because after all, my parents are the ones who raised me, and they don't spend my New Year's money indiscriminately.

Every year during the Chinese New Year, New Year's money is an indispensable topic, when we are young, we should have our own New Year's money by our parents to keep the experience, although now I am a parent when I think of childhood, my parents take their own New Year's money This experience is also fresh in my memory. When I was a child, when I went to my grandfather's house and my grandmother's house to pay New Year's greetings, my uncles and aunts in the family, as well as my uncles and aunts, would give me New Year's money, and when I received these New Year's money, I was naturally very happy in my heart, but this happiness did not last long, because when I went home, my mother took back my New Year's money, although I was very reluctant in my heart at that time, but my mother said, on the one hand, because I was relatively young and afraid that I would spend these New Year's money, and on the other handThe New Year's money itself is exchanged between relatives, because these relatives and elders in the family give me New Year's money, and my mother also has to give their children New Year's money.

Although I can't accept my mother's approach, I will still communicate with my mother as much as possible, and try my best to assure her that I will not spend money indiscriminately, and will save this part of the New Year's money, and finally under my struggle, my mother will return part of the New Year's money I received to me, especially my grandparents, and my grandparents gave me this part of the New Year's money, my mother will hand it over to me for safekeeping, but the premise is that I must ensure that I will not spend money indiscriminately. So for this part of the New Year's money they will help me deposit in the bank, for this result, I am already more satisfied, and then older, especially when I become a parent, I can also understand the pain of parents doing this, after all, the child is too young, if you give the child too much money, then not only will develop the habit of spending money lavishly, but also is not conducive to the growth of the child.