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After insurance entered China, the original entry threshold for insurance salespeople was very low, and many insurance salespeople were not professional, which completely stinked the industry. As a result, everyone talks about insurance, like the sentence "One person does insurance, the whole family is shameless" is also very straightforward.
Last year, my husband entered the insurance industry as an insurance salesman. Through my observations, I found that I now see more and more professional insurance planners. They are no longer the same as before, with low education, and they only know how to sell products when they see people, and they are stalked if they don't buy them.
Today's insurance planners are more and more highly educated and more professional.
After my husband did insurance, he never made a favor list, that is, he would not ask relatives and friends to help him complete his performance. Instead, I keep learning all kinds of financial knowledge, community management, and psychology every day. Every day, he was much busier than I was, and I couldn't see any sign of time freedom after insurance.
He often studies during the day and makes plans for clients at night until midnight. After more than a year in the industry, I have seen him grow professionally, and his own performance has gradually increased from the original difficult to bill.
When he used to work in a software company, he would work diligently and work overtime; Now in the insurance company, he is still diligent, but I can see the change in him. As he said: Originally, overtime was overtime, and he didn't have any energy, and overtime was added for the company.
And now I'm very happy working overtime, because I do it for myself.
So, I didn't feel anything bad about having a relative doing insurance, and I even thought it was good.
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I have a small family, relatives, and classmates all work for insurance companies. I told them: don't ask me for insurance. Because I'm going to cut ties with you. So they never talked to me about insurance.
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It's also good to sell insurance! I am engaged in property insurance, 20 years, I have never pestered others to buy insurance, anyone's insurance expires, I just remind him, those should not be matched and precautions on the line, will not be heaven and earth to him **, willing to buy, do not buy to pull.
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If a person really wants to buy insurance, I think you should find a large company to buy, insurance to buy is just protection, buy is peace of mind, this has little to do with the salesman, only other people's salesman said reasonable, well-founded, you are willing to buy if you don't want to buy don't buy, and the salesman really has no contradiction, the salesman is just an errand, and the loss of money is the company's compensation.
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I am an ordinary office worker, and I bought my husband's and children's own insurance, because I don't want to borrow money everywhere when something happens
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I used to sell insurance, and my relatives knew about it, and they also said that they would buy it, and they didn't force it, but a few days ago my brother-in-law fell ill and had liver problems. I felt very uncomfortable, if I told him more at the time, let him buy an insurance, if a big problem is found, their family will collapse, and their family will rely on him to earn money alone, it is not easy, so, I think people really need a serious illness insurance to protect a family when they are healthy.
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How much does it cost to buy insurance, on average to one or two packs of cigarettes a day, and you don't make a fortune with this money, why not buy yourself a guarantee, this is the mantra of selling insurance.
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As a Ping An person, insurance is a financing tool for customers. I would never advise you to buy too much insurance unless you have a lot of money. Generally, you only need to buy a covered disease.
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Critical illness accidents are necessary, and pension is enough! Unless you have a lot of money to spend, you don't know if you can live until retirement.
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My relatives are all of them, but I didn't buy them. Until now, I don't know exactly how insurance works. Whether it works or not.
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It's not right to be stuck at 6000 old either. In the case of poor economic conditions, 3000 can also have the same amount of protection, don't worry about peace and happiness.
There's nothing wrong with insurance, it's not right to let everyone do your peace and happiness!
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I am also a safe salesman, never looked for relatives and friends to buy insurance, they took the initiative to buy me, I would rather ask strangers to buy insurance, and definitely not to let relatives and friends buy, once my eldest sister said that I want to buy an insurance, I said if you really want to buy a copy, if you want to give me a performance, then or don't, since I chose this industry, I will do it if I have the ability, I will do it if I don't have the ability, but I don't want to do it.
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It just shows that your sister is unprofessional, and I didn't explain to you what insurance is, what protection a family should have, and the amount of protection must match the actual situation of your family!
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There is nothing wrong with buying insurance, but insurance is not only about peace and security. Peace and blessing are okay, but one word is expensive. The same sum insured is 30% more expensive than peers.
All risks include accident insurance, critical illness insurance, life insurance, and medical insurance. Medical insurance includes hospitalization treatment, hospitalization allowance, and accident medical treatment. There is money to buy full insurance, and less money to buy the most important and most important.
Accident insurance, critical illness insurance, and life insurance are the most important, and you can find a few more insurance companies to make a plan. Let's make a comparison. Nowadays, many insurance policies themselves contain accident insurance, critical illness insurance, and life insurance.
It is recommended that the insured amount be more than 100,000 yuan, of course, the higher the insured amount, the better. But it also depends on your own financial situation, and it is impossible to not even be able to eat because of insurance. Secondly, consider medical insurance.
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Whether the insurance is good or not depends on whether you buy it right or not, and whether it meets your needs! If you buy it, you must at least know what to protect, which depends on whether the work of the ** person is in place!
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It's a pity that I was young when my cousin sold insurance.
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Afraid that he would come, he would find a reason to escape if the party had him. Plague,
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Insurance is a good thing, insurance in China is not a good thing.
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Do you think your sister only cares about her performance and advises you to buy insurance? That means you really don't appreciate the meaning of insurance, and your sister's concern for your family. You might as well imagine, if one of you husband and wife is suddenly diagnosed with cancer now, the ** cost needs 300,000, do you have it?
If not, how can you raise it? When you borrow money from others, will your dignity be hit? Even if there is, is it distressing to spend your own money to see a doctor?
You may think that these diseases are far away from me, and now that I am healthy, I will not get these diseases. But is that really the case? Which patient in the hospital was never healthy, and which one had expected to be sick?
Now that I don't have the money to buy insurance, I will suddenly have money to see a doctor when I get sick? I'm afraid it's only going to make things worse. Insurance is not available to everyone, and when you really need it, I'm afraid you won't be able to buy it.
At that time, I am afraid that not many people will be willing to help you at any cost. Your sister persuaded her relatives and friends to buy insurance, and her original intention was definitely good, but she was a little stubborn and stubborn in her way of doing things. I'm also an insurance person, I can understand your sister's mentality, but you can't.
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It feels like there's one less loved one!
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I don't have relatives to do insurance, so I'm going to do it.
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One person does insurance, and the whole family is shameless.
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I wonder how my relatives feel?
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Hello, first of all, we must learn professional insurance knowledge, insurance companies have morning meetings every day, as long as you go to participate in their training from Monday to Friday, ranging from one hour to one and a half hours a day (it depends on each insurance company) to learn the knowledge to be learned, which is the first step in insurance.
Doing insurance is generally from your familiar relatives and friends, and then to strange visits, at the beginning of the more difficult, but these teachers will teach you, as long as you keep working hard to do, you will gain a foothold in the insurance industry, as long as you can do the performance, then your income will also rise, and the biggest advantage of this job is freedom. Except for the morning meeting, the rest of the time is up to you.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Hello. First of all, I will correct you for a mistake. Isn't the insurance salesman what others say about you, and you are what you are?
What you are is up to you. If you are honest, trustworthy, and have a good communication method, then the customer will trust you and want to talk to you a few more times, and only when the customer trusts you, you can make an insurance policy. Who said that salesmen are inferior to others?
Without a salesman, how can any insurance company in China have the current development status! Do you know why foreign insurance companies are desperately trying to enter the Chinese market? It is because there are many Chinese, and secondly, the Chinese salesman is too powerful.
Some customers say how the salesman is, so have you ever wondered why you say that? That's because there is a problem with the salesman. The business is indeed pulled out, but it is the salesman's honest heart and good communication methods to help.
To be honest, there are too many precautions and methods for pulling insurance. To give you a simple example, let's say: you go to a customer's house and sell him an accident insurance.
You tell him, "How good is this insurance, if you have an accident tomorrow, the insurance company will pay you how much money." Excuse me, do you think this method of explanation is good?
The client must be in a hurry with you, and he thinks you're cursing him. He must be worried about whether there will really be an accident tomorrow. In fact, let me tell you, this method exists in every salesman.
If you replace the "tomorrow" you just said with "yesterday", what do you think the customer psychology will think? At least the customer will keep talking to you. He'll think you're really in charge of him.
That way, you have a chance to pull the policy.
Uh, there's more. Actually, I'm just a college student, majoring in insurance. I'm graduating this year.
Every year, during the winter and summer vacations, I go to different local insurance companies for internships. And most of them are pulling insurance policies. The performance is still there.
Ha ha. If you have any questions in the future, just ask. As long as you have time, we will definitely answer for you.
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If this industry really has such high pay and low requirements, why do you have to come uninvited, it is an individual, and no one is willing to do it, or if you find it but can't keep people?
Ask yourself:
Do you have enough connections so that you don't get rejected by everyone?
Do you have enough savings to stay out of the bill for a long time and live without a basic salary?
Do you have enough patience to watch your friends and family alienate you because of your annoying sales pitch?
But if you believe in your own abilities and can foresee the stress you will experience when you go, then you can try it, and it is also a life experience.
Unless you are not a human being, you are a so-called talent, so that those rich lords, those strangers on the street listen to your words and obediently dig out their pockets.
Do you think it's possible?
By so-called sincerity, so-called diligence? This is all piled up by time, without months or even years of accumulation, why should strangers believe you?
With your 20s? Or your worthless diploma? Or are you those eyes that are eager to make money?
Otherwise, unless you have good connections, thick skin, and many relatives and friends, you are willing to spend money on insurance, and you are willing to pay for insurance.
Do the math, how many of the insurance you sell are from your relatives, how many are from your friends, and how many are from you in the same way.
When you have no use value, they will either let you go, or they will give you a title, let you keep recruiting, and use the insurance policies they bring to maintain your survival.
Listen to the pitch of the people upstairs and downstairs, the reason why these people are trying to preach that enthusiasm can overcome all difficulties is because the insurance company can pay him for the speech, and they don't care about how you make a living after the enthusiasm.
It's not that insurance is bad, there's a saying"One will make all the bones dry", it is very appropriate to describe the insurance industry. It's hard to live on commissions for a start-up, limited network, and a job after a year or two, delaying your time.
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Truth be told, not here to educate you.
It's really hard to be an insurance salesman, because the Chinese people don't have a strong concept of insurance. They would rather buy insurance for their houses and cars, and no one will take the initiative to take out a commercial insurance for themselves. This cannot be blamed for their weak consciousness, but too much self-confidence.
Secondly, the reputation of insurance is not as good as it used to be. No matter how insurance companies change their sales model, "insurance fraud" has taken root in the minds of Chinese people, because of the "valuable wealth" left to us by the predecessors of the insurance industry in the past.
But if we want to develop in this industry, we can't look at other people's eyes. Every salesman will more or less encounter the stage of suffering from white eyes in the initial growth process. This is a training that no other industry can give us. After this hurdle, you will be smooth sailing.
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