Hello, my child is 0 years old, and now I want to pay insurance, I should pay that kind of introduct

The annual premium is about 10-15% of the annual income, which is reasonable!

The most basic insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education funds for children, pay a total of 100,000 yuan in 15 years, then you can receive more than 10,000 yuan when your child reaches high school and college, you can receive 50,000 yuan when you get married, and there are more than 70,000 yuan in the account at this time, if you receive a pension after the age of 60, you can receive more than 5,000 per month, and a total of 1.2 million in 20 years! After the age of 80, there are still about 200,000 in the account! By the age of 100, there will be 680,000 in the account!

Get your premium back every 3 years!

2. In addition, there is a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! There is no limit to the number of reimbursements, and the waiting period for hospitalization is only 30 days!

Where are you? For 0-year-olds, I suggest you choose the following:

1.Medical insurance, 350 yuan card single solution, high protection.

2.The education fund is prepared, and when the child is admitted to college in the future, it is impossible for you not to let him go to school. This kind of education fund can choose the Sunshine Children's Universal Insurance.

The reason is that the payment is more flexible and it is easy to receive. If the economic conditions are good, you can increase the premium. It can not only solve the cost of education, entrepreneurship funds, but also marriage and pension.

If you need to use the money in the middle of the way, you can receive a part of it, and the guarantee will not be affected. If you are interested, you can q me, check out my profile and you can see.

In addition, it is recommended that when buying doll insurance, first take a look at what kind of insurance you have. Most people have the misconception that they should buy insurance for their children first. Think about it, what if one day, for some reason, you have no income, and you can't afford to pay the doll insurance.

Chinese Shou Hongyun Kids + Kangheng or Fuxing Kids + Kangheng or Ruixin are all good choices. Specifically, you need to talk about the child's gender, ability to pay and payment period, and the needs are different for different plans.

How do children buy insurance? This problem seems to have a super high appearance rate recently, take this opportunity to write an article about how to buy insurance for children, I wrote an article before, listing the popular children's critical illness insurance, if you have time, you can take a closer look, I believe you can have a general understanding of children's products:Designed for 0-year-olds!

Popular Critical Illness Insurance Comparison Table

Newly born children are not very old and have a relatively small risk of serious illness, so the premiums are very small, and there are many options to choose from. Let me talk about the general idea, mainly including:Critical illness insurance + accident insurance + medical insurance

1.Critical illness insurance

In fact, there are many specific critical illnesses that children are more likely to suffer from, and you can buy one in case you need it. So how much do you have to pay? It's not high, a few hundred a year, and there will be hundreds of thousands of insurance amounts, and the insurance leverage is super high.

So what are the cost-effective critical illness insurance products worth buying? Let's find outDesigned for 0-year-olds! Top 10 Cheap and High-quality Critical Illness Insurance for Kids

2.Accident insurance

Children are naturally lively, and they are easy to scratch when playing around, and purchasing an accident insurance can ensure that after this unfortunate occurrence, there are enough expenses for subsequent **. And the children's accident insurance is really not very expensive, don't want 200 a year, buy it and buy it! So is there a comprehensive and cost-effective product?

Some! Don't let it goDesigned for 0-year-olds! 10 Accident Insurances Worth Buying!

3.Medical insurance

Medical insurance is a cost-effective insurance product, ** very low, but the amount of insurance is surprisingly high, we generally think that it will be purchased together with critical illness insurance, it mainly protects the expenses of hospitalization, drugs and other expenses, is medical insurance expensive? The answer is not expensive, only more than 100 a year, most families can afford it, but the reimbursement amount has reached an astonishing million, it is highly recommended to buy!

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.