What should I do if the life insurance salesman does not come to charge

Find your insurance company service ** consultation, this situation is usually caused by the original payment bank and the insurance company canceled the entrusted collection agreement, as for the salesman to collect cash, now the insurance regulatory Commission does not allow ** people to collect cash, because there has been a situation of entrainment and embezzlement of premiums, you can contact the insurance company to confirm the new bank payment channel, or go to the insurance company counter to handle.

Why doesn't the bank accept it, it's all bank transfers now. If the salesman comes, be careful of being deceived. Call their customer service**, or go directly to the local outlets to pay the fee, and it's safe to pay it yourself.

95519 check the outlets near you, now they are all bank transfers, and the salesman is not allowed to accept cash.

Find someone who insures you. That is, an insurance salesman. Ask him what to do.

Summary. 1. Insurance Handling FeeInsurance handling fee refers to the "labor fee" charged by the insurer to the insurer in accordance with the insurance contract and within the scope of the insurer's authorization. Broker commission refers to the "intermediary fee" charged by the insurance broker in accordance with the law for the policyholder and the insurer to provide intermediary services for the policyholder and the insurer to conclude the insurance contract (the specific payment method shall be agreed upon by the parties).

Legally qualified insurers and insurance brokers refer to insurers and insurance brokers who have the qualifications prescribed by the insurance regulatory authority, and have obtained the insurance business license or brokerage business license issued by the insurance regulatory authority, register with the administrative authority for industry and commerce, obtain a business license, and deposit a deposit or purchase professional liability insurance. 2. Insurance Handling Fee The law stipulates that insurance handling fee and broker commission are the operating expenses of the insurer (insurance company) for business development, and can be included in the cost and paid before tax according to law. Therefore, for the sake of the interests of small groups, some insurance companies engage in fraud, and also withdraw handling fees or broker commissions in the name of ** people or brokers for their own insurance business, so as to increase the amount of pre-tax expenses of insurance companies and open small treasuries.

Hello dear! No, you don't.

1. Insurance Handling FeeInsurance Handling fee refers to the "labor fee" charged by the insurer to the insurer in accordance with the insurance contract and within the scope of the insurer's authorization. The broker's commission refers to the "intermediary fee" charged by the insurance broker for the policyholder to provide intermediary services for the policyholder and the insurer to conclude an insurance contract based on the interests of the policyholder (the specific payment method shall be agreed upon by the parties). Legally qualified insurers and insurance brokers refer to insurers and insurance brokers who have the qualifications prescribed by the insurance regulatory authority, and have obtained the insurance business license or brokerage business license issued by the insurance regulatory authority, register with the administrative authority for industry and commerce, obtain a business license, and deposit a deposit or purchase professional liability insurance.

2. Insurance Handling Fee The law stipulates that insurance handling fee and broker commission are the operating expenses of the insurer (insurance company) for business development, and can be included in the cost and paid before tax according to law. Therefore, some insurance companies engage in fake insurance business for the benefit of small groups, and also withdraw handling fees or broker commissions in the name of ** people or brokers for their own insurance business, so as to increase the amount of pre-tax expenses of insurance companies and open small treasuries.

1. Insurance salesmen conservatively estimate that 80% are defrauding customers. This includes both intentional and unintentional. The ultra-high elimination rate of salesmen of insurance companies is extremely irresponsible to customers.

For example, if someone later discovers that he has been deceived by an insurance salesman and complains to the insurance company, the salesman has left the company. At this time, even the complaint is "the blind man lights the lamp in vain".

Most salesmen stay in the insurance company for only one month, less than 7% stay for two years, and less than 2% stay for five years.

At present, almost all insurance companies in China have a unified sentence when they make mistakes: "There is no standard for China's insurance industry, and we are still learning" to excuse themselves. We might as well ask, "If you are studying, should the client pay for you?"

This bandit logic has become the unwritten rule of all insurance companies. Ten years ago, it was a sentence, and today it still does not change a word.

2. From the nature of the contract, the insurance contract is a very unfair contract, because the text clauses of the contract are unilaterally formulated by the insurance company, and some of the text clauses are interpreted in a variety of ways, so once the lawsuit is filed, it is the customer who suffers. Insurance claims are even more troublesome, the insurance company will not simply settle the claim, maybe 80% of them are going to court to fight a lawsuit, that is, once you sign an insurance contract with the insurance company, the rate of you and the insurance company in the future is 80%, unless you give up the claim, in the 80% can win the lawsuit is about 15%, because the text terms of the insurance contract are interpreted in a variety of ways, and the normal claim is 20%. Therefore, if you buy an insurance policy, the probability of getting a claim is 35%. ”

It's all like this, buy the previous attitude, buy the latter attitude.