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Anonymous users2024-02-12Function description: Commonly used business payment and settlement include cash deposit and withdrawal, transfer settlement, merchant consumption, collection and payment, etc. One card multi-account can be opened or moved into multi-currency (RMB, USD, JPY, HKD, EUR, etc.) and multi-deposit (current, lump sum deposit, lump sum deposit, principal deposit and interest, etc.) to realize the function of one card and multiple accounts. Foreign currency savings, time deposits, wealth management, etc., can be deposited in Hong Kong dollars according to the debit card function table published by the Agricultural Bank of China.
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Anonymous users2024-02-11OK. Any bank in China can handle foreign exchange deposit business, but the processing time of each bank and branch is different, so it is necessary to consult in advance.
Common bank foreign exchange business includes foreign exchange deposit and loan, foreign exchange settlement, foreign exchange investment and wealth management, etc.
There are two types of foreign exchange deposits: unit foreign exchange deposits and individual foreign exchange deposits.
The foreign exchange settlement business is divided into individual foreign exchange settlement business and corporate foreign exchange settlement business.
Foreign exchange trading methods mainly include spot foreign exchange trading, forward foreign exchange trading, arbitrage trading, arbitrage trading, ** trading and options trading.
Foreign exchange savings deposits: Foreign exchange deposits can be divided into corporate and individual foreign exchange deposits. From the different terms of deposits, they are divided into fixed and demand foreign exchange deposits.
There are different forms of deposited funds, which are divided into cash accounts and cash account deposits. According to the location of the deposit object, it is divided into domestic interbank and foreign interbank foreign exchange deposits.
When opening a foreign exchange deposit account outside the customer, the customer should fill in the "Account Opening Application" and submit a valid identity certificate to the bank for verification. The principle of the bank's foreign exchange business is "voluntary deposits, free withdrawals, fixed withdrawals, and confidentiality for depositors".
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Anonymous users2024-02-10Transactions can be made under the UnionPay network system using a bank card with the UnionPay logo.
Including overseas cash advances and withdrawals of overpayments, and cash withdrawals from RMB cards at overseas ATMs
Overseas cash withdrawals through other card network are charged at 3% of the transaction amount, with a minimum of 3 USD (or equivalent in other foreign currencies);
Overseas cash withdrawals transferred through the UnionPay network will be charged at 1% + 12 yuan of the transaction amount.
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Anonymous users2024-02-09Yes, but there is a certain handling fee for inter-bank withdrawal, which generally ranges from 1 to 50 yuan, and the specific handling fee is determined by the bank's charging standard and individual withdrawal amount.
Steps to withdraw money from the bank:
1.Bring your card (fold) and ID card to the bank business hall;
2.Queue up for withdrawal (small withdrawals do not need to fill in the withdrawal form; More than 50,000 yuan need to bring ID card; Large-amount withdrawals need to be booked one day in advance, and some banks stipulate that more than 100,000 yuan is a large-amount withdrawal, and some banks stipulate that more than 200,000 yuan is a large-amount withdrawal, and the specific amount depends on the specific regulations of the bank. ）；
3.After calling the number, go to the counter, deliver the card (fold) and ID card to the counter staff, and inform them of the withdrawal amount;
4.Enter the password to confirm;
5.Signature of receipt of receipt;
6.Get cash and withdrawal receipts.
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Anonymous users2024-02-081.Yes, you can. 2.Take a look at it when withdrawing. ATMs with China UnionPay logos on them. Then you can withdraw the money. 3.Or go directly to the bank counter to withdraw your money.
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