What does it mean to run old age medical insurance in the name of the company

There are only two ways to participate in insurance, which can be insured in the form of a unit or in the form of an individual, and there is no obvious difference.

For transfers, medical insurance does not support remote transfers, and can only be used and reimbursed at the place of purchase. That is, other species can only be used locally.

In the co-ordination area, you can handle the transfer relationship casually, while in the non-co-ordination area, in the transfer of social security, you can only transfer the endowment insurance, and you can only transfer to the social security bureau where the hukou is located, so if your hukou is local, you can handle the transfer.

For inter-provincial and municipal transfers, the procedures need to be applied to the social security bureaus of the two places separately, and only the part of the personal account can be transferred, and the personal account and the overall account cannot be taken away together, so be mentally prepared.

The name of the company to run the old-age insurance medical insurance is: the company has to bear to pay 20% of the company (pension) and 8% of the individualCompany 10% (medical) individual 2% + 3 yuan.

Individual: 22% (pension) and 7% (medical care) are paid by themselves.

So: if in the company only pay the personal part is suitable.

If you pay in the name of the company, the company will bear an extra part of the money for you and a small part for yourself.

But if you don't do it in this company in the future, you can only take the part you paid.

There are many individual payments, so it is recommended to buy commercial insurance directly!

Procedures for handling endowment insurance (1) ** unit 1, three copies of the "business license" and "legal person ** certificate" of the single family mu of the account opening; Fill in the Social Insurance Registration Form in quadruplicate (with official seal); Pension insurance information, supplementary levy and payment details of all insured employees of the unit. 2. The personnel payment schedule is a crack or offer. 3. Report the increase and decrease of personnel in the next month before the 15th of each month.

4. For those who are new to work and have not participated in pension insurance, they need to provide a copy of the "Citizen ID Card" and a one-inch bareheaded copy when paying for the first time.

1. Most of the five insurances are non-refundable. Only the pension insurance cannot be refunded temporarily, but it has not been paid, and it is not enough to receive a pension when you retire, so you can apply for withdrawal (which is very uneconomical).

2. It is also necessary to pay endowment insurance to be a full-time wife, which is a national welfare policy, and professionals have calculated that in either case, it is a personal benefit, and only earnings are not lost.

If you don't pay it, when you retire, everyone else has a pension, but you don't. Although the money may not be as much as that of successful people in the business world, it is more or less an economic problem to support oneself when you are old, and the standard of living of the society will improve when the time comes.

3. If the payment is stopped, the previous fee can only be refunded when the retirement age is reached, and only the part of the personal account can be refunded.

It is recommended that the pension insurance should continue to be paid in the lowest level in the name of an individual as a flexible employee, at least 15 years. We can't wait to pay later, and the current salary is rising every year, and the more it is delayed, the higher it is. In the name of the unit, you pay 20% of your salary equivalent to the unit and 8% of the salary you personally bear, and continue to pay with the original account as an urban flexible person, only 20% of the average salary of the society, less than 8%.

In addition, it is also necessary to pay for medical insurance, and you can pay the lowest grade, which is more or less a guarantee. The rest is up to you.

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The amount allocated by the pension insurance unit means that the unit pays 20% of the basic pension. The pension received at retirement is composed of 20% of the basic pension insurance premium paid by the unit and 8% of the personal account pension insurance paid by the individual.

The basic endowment insurance premium shall be jointly paid by the enterprise and the insured according to different payment ratios. Enterprises pay 20% of their total contribution base every month, and employees pay 8% of their wages. Among them, urban individual industrial and commercial households and flexibly employed persons shall pay basic pension insurance premiums at a rate of 20% based on the average monthly loss and regret of employees in the city in the previous year, and 8% of the forelimbs shall be credited to personal accounts.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

57 years old, there should be little difference, you will retire in a few years, for specific conditions, you can go to the local social security bureau for consultation, or call human resources and social security **12333.

The main factors affecting the level of pension are: the average salary of the local society in the previous year of retirement, the level of the payment base, the length of the payment period, etc., the higher the payment base, the longer the number of years, the more pension will be received when retiring. 2. The reference formula is:

At the time of retirement, the average monthly salary of local employees in the previous year The average monthly salary of the indexed employee of the person) 2 The number of years of payment 1 The balance of the personal account The number of months of calculation and payment The payment is small, and the treatment is also low, which is directly proportional.

The difference between the personal name of the pension insurance and the company's name: the pension insurance can not buy maternity insurance, work-related injury insurance and unemployment insurance in the name of the individual, the individual contribution ratio is 20%, the company can buy maternity insurance, work-related injury insurance and unemployment insurance, the payment ratio is 20% of the company's payment + 8% of the individual payment, and the total payment ratio is 28%.

Endowment insurance, the full name of social basic endowment insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit for releasing labor obligations stipulated by the state, or after retiring from labor positions due to old age. The purpose of endowment insurance is to ensure the basic living needs of the elderly and provide them with a stable and reliable life**.

Answer: If you work in a certain unit, the employee should participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premium. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

If you have a unit, it must be more appropriate for the company to pay.

Legal basis: Article 10 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance pool. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Ask questions without units, freelancers.

Asking questions can be paid in my husband's company, but I don't know if it's cost-effective to pay in his company or by myself.

I also paid for the question, but I didn't know what the benefits of paying in the company were.

2.The social security medical reimbursement paid by the employee only needs to be paid normally for one month after the normal payment is received, while the social security of the flexible employment window needs to wait for half a year.

3.There are professional staff at your service throughout the process, and any policy changes can be consulted for free, and the staff will handle them for everyone. If you find a job or don't pay the insurance to stop the insurance, you only need to contact the staff to operate, and you don't need to operate it yourself to avoid mistakes.

Some friends will easily forget things, and at this time, the staff will also contact everyone intimately within a fixed time to avoid breaking the payment.

Summary. Hello, I am happy to provide you with the answer service, I am Yoyo, specializing in the answer industry for 2 years, I have seen your question, is querying information and sorting out the answer for you, typing takes time, please wait patiently for a while.

Hello, I am happy to provide you with the answer service, I am Yoyo, professional from the hail scum answer industry for 2 years, has seen the stuffy questions you consulted, is querying information and sorting out the answers for you, typing when you need to be wanton, please wait patiently for a while.

Hello, I am happy to provide you with the answer service, I am Yoyo, professional from the hail scum answer industry for 2 years, has seen the stuffy questions you consulted, is querying information and sorting out the answers for you, typing when you need to be wanton, please wait patiently for a while.

Hello, very high state xing to answer your questions, the company must do this to save money, because the more types of insurance you buy, the higher the price, but this practice is not legal, the law is required to buy all five insurances.