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Hello friend. If you apply for a China Merchants Bank credit card over the counter, it usually takes 10 working days from the receipt of your application materials by the review department to the completion of the credit card review.
After the review is passed, the card will be made for you within 2 working days, and then sent to you in the form of **letter according to the billing address, and the delivery time of **letter is generally within 15 days.
If you want to know the progress, you can check the progress of your China Merchants Credit Card application
1. First of all, you can log in to your credit card**, click "Application Progress Inquiry" on the upper right side of the home page, and enter the ID number according to the prompts.
Extended Information: China Merchants Bank Credit Card Application Requirements:
1) Chinese residents, foreigners permanently residing in China, and compatriots from Hong Kong, Macao and Taiwan who are at least 18 years old, have full capacity for civil conduct, and have good credit standing, may apply for a credit card personal card principal card from the card issuer with their valid identity documents. The principal cardholder of the personal card may also apply for an additional card for other natural persons with full or limited capacity for civil conduct. The principal cardholder may apply to cancel the supplementary card at any time.
2) Enterprises, administrative institutions, social organizations, and other economic organizations authorized by legal persons that open basic deposit accounts with financial institutions within the territory of China and have independent legal personality may apply for a unit card from the card issuer with the basic deposit account opening permit and other supporting documents issued by the People's Bank of China (if you need to apply for an international unit card, you must also have a foreign exchange settlement account). The qualifications of the corporate cardholder shall be designated and revoked in writing by the legal representative of the entity or its authorized person. The applicant bears all the debts incurred by the unit card.
3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form and submit the relevant supporting documents required by the card issuer correctly, completely and truthfully in accordance with the regulations of the card issuer, and agree that the card issuer shall understand and inquire about the applicant's credit status from any relevant departments, units and individuals, and retain and use the relevant data.
4) The card issuer shall decide whether to issue the card, whether to require the applicant to provide guarantee and the method of guarantee, determine the method and type of card issuance, and the credit limit to be approved to the applicant according to the applicant's credit status. Rejected applications will not be returned.
5) The applicant provides security in the following ways: guarantee, mortgage and pledge. The guarantee shall be separately signed with the corresponding guarantee contract.
The scope of the guarantee is all debts incurred by the cardholder under its credit card (including but not limited to the principal and interest of overdrafts within the credit limit and overdrafts, overlimit fees, late fees and recourse fees).
6) After receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, the cardholder shall be responsible for the loss arising therefrom. The card issuer will also provide the cardholder with the inquiry password and transaction password (i.e. cash advance password and credit card consumption password) through the designated channels.
Good luck.
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If you apply for a China Merchants Bank Savings Card online, you can check the progress of the card application as follows:
1. Old customers: log in to mobile banking - all - assistant - check the progress of card application.
2. New customers: Register as a Netcom user in mobile banking, click "Apply for Bank Card" in the lower left corner to inquire.
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The following is how to check the progress of China Merchants Bank credit card application
1. Inquire through online banking. Click "Card Application Progress Inquiry" in China Merchants Bank Online Banking, and then enter your ID card information and name to inquire.
Extended Materials. First, the credit card limit of China Merchants Bank is generally between 1,000 and 50,000 yuan. Specifically, it is divided into 4 situations, the amount of the general card is 1000-10000, and it can reach 50000 yuan in areas without a gold card; The gold card limit is 10,000-50,000 yuan; Under normal circumstances, the amount of platinum card is more than 50,000 yuan; The Unlimited Card is only issued to Platinum Credit Card users, but it has the same limit as the Platinum Card, with a limit of more than 50,000 yuan.
Second, the factors that affect the credit card limit of China Merchants Bank are:
1. Personal income:
Personal income is the most important credit information for credit card applicants. If an individual has a stable income, they can get a higher limit.
2. Academic qualifications and technical titles:
The higher the education, the higher the technical title, which helps to get a higher credit card limit.
3. Proof of personal finances:
4. Marital status:
Married people have higher credit scores than unmarried people because married people have more stable social relationships and a stronger ability to repay their loans.
3. How long does it take for a credit card to be issued?
1.If you apply for a China Merchants Credit Card at the bank over the counter, it will take 10 working days to complete the review when you receive your application materials from the review department and guide the credit card to complete the review. After the review is passed, we will make a bank card for you within 2 working days, and then send it to you in the form of **letter according to the billing address, and the general delivery time of **letter is within 15 days.
2.If you make an appointment through the online mobile phone registration, the bank needs 7 working days for the preliminary examination, if the preliminary examination is passed, it will contact you to arrange a door-to-door card application or send you a text message, and go to the China Merchants Bank branch where you work within 30 days with your ID card for interview. If the preliminary review fails, you will be notified by SMS.
3.If you are applying for a two-card card, you will be able to check the progress of your application within 5 working days after submitting your application online.
China Merchants Bank, Apple 12ios14 browser.
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<><7) Click on the 10 yuan below to redeem.
(8) Click on the card activation progress to check the application progress.
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2. If you apply for a China Merchants Bank credit card, you can check the progress of the application in the following three ways: 1. Log in to the credit card**, click on the "Card Application Progress Delivery Progress Inquiry" on the upper right side of the home page, and enter the ID number according to the prompts; 2. Call the credit card customer service** 3 -1-3 for inquiries. 3. Through the credit card mobile banking app, log in to the card * payment below, select the interface and inquire in the application progress inquiry, enter the "card service - delivery inquiry", and you can check the credit card delivery progress with the delivery number.
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The operation process for checking the progress of China Merchants Bank credit card processing is as follows:
1. Log in to the credit card center of China Merchants Bank;
2. Click the "Application Progress Inquiry" function on the right;
3. After entering the "Application Progress Inquiry" page;
4. Enter the certificate number according to the type of certificate;
5. You can check the progress of China Merchants Bank credit card application.
China Merchants Bank usually completes the data entry within two working days after receiving the personal application information, and the individual can inquire about the application progress at that time, and the online banking can query the application records of multiple applications in the last 3 months, and call the 24-hour customer service of China Merchants Bank**: 400-820-5555 and operate according to the voice prompts to inquire about the progress of the China Merchants Bank credit card application.
2. Click on the message to check the message and click "I want", "card opening progress" and "application & delivery progress inquiry" in the lower left corner to query;
The credit card center will receive the information at least 20 days, and it will take 20 days to check the progress, and the review period will also take a period of time.
In China Merchants Bank, you can also choose your own card online banking, and the specific operation steps are as follows:
1. After logging in to the public version or professional version;
2. Select "Credit Card";
3. Click "Customer Management";
4. Select "Online Application";
5. Click "Application Progress Inquiry" to inquire.
Operating Environment: Brand: Xiaomi Mi 8
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Delivery method and timeliness: New or replacement cards are generally issued within 2 working days. It is generally sent by EMS and other methods, about 3-15 days; The shipping address is your billing address, and if you do not receive the card in time or return it, you can call the credit card** for inquiry and processing.
How to check the progress:
1. Online Banking: After logging in to the Public or Professional Edition, select "Credit Card Customer Management Online Application Application Progress Inquiry";
3. Mobile banking: Log in to mobile banking, click "My All Credit Cards (Section) Apply for Credit Card and Inquire about the progress of card application";
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<><7) Click on the 10 yuan below to redeem.
(8) Click on the card activation progress to check the application progress.
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1. After opening the mobile banking of China Merchants Bank on your mobile phone, find the "Credit Card" item and click to enter.
2. After entering My Credit Card, find the "Progress Inquiry" item and click to enter.
3. After entering the progress inquiry, if you have applied for a China Merchants Bank credit card, you can check the application progress of the China Merchants Bank credit card on this interface.
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<><7) Click on the 10 yuan below to redeem.
(8) Click on the card activation progress to check the application progress.
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