How much can I refund Ping An Critical Illness Insurance 700 after 20 years of surrender?

Ping An critical illness insurance 700 a year, I don't know if it's critical illness insurance or medical insurance?

There are two kinds of health insurance in life insurance, one is critical illness insurance, which is long-term insurance, and the annual premium will be automatically paid after selecting the protection period and then selecting the coverage content and the amount of insurance and the payment period.

Under normal circumstances, the sum insured of 300,000 yuan, 30-year-old people, depending on the gender, the premium of critical illness insurance is about 2000-4000 (some products have different protection content, and the premium will be relatively more, this is estimated according to the age of about 30, not counting such insurance products as financial management universal type).

If it is medical insurance, if there is social security, Ping An Million Medical has a medical insurance of more than 300, and if there is no society, it will cost more than 600. Therefore, the 700 one-year critical illness insurance you mentioned, except for the consumer-based critical illness insurance for children under the age of 10 or so, may have this cost, it stands to reason that other ages will not have such a low cost.

If there is, I think it should only be medical insurance, this kind of medical insurance is a one-year consumption type, and it is not refunded after 20 years.

It is recommended to ask clearly, Ping An I have never heard of 700 a year of critical illness insurance, the difference between critical illness insurance and medical insurance is that one is a diagnosis of compensation and the other is a reimbursement type.

If I am seriously ill and meet the criteria for claims, my critical illness insurance coverage is 300,000, then I can apply to the insurance company for a claim of 300,000, I spent 500,000 in the hospital**, my medical insurance is a million medical insurance, in addition to the deductible, and the reimbursement of social security expenses (assuming that in addition to 200,000) the medical insurance will reimburse the remaining 300,000, this part is the medical insurance for reimbursement, at this time I am recuperating at home, with the money paid for the previous critical illness diagnosis.

The difference between the two is that the way of claim settlement is different, and the health notification of medical expenses is more strict than that of major illness insurance, you may be able to buy critical illness insurance, but medical insurance may not be configured, similarly, if you configure medical insurance, but you must be hospitalized to pay the fee first, and then reimburse, this money still has to be paid by yourself in the early stage.

Sometimes, if the conditions are not met and the claim standard is not met, it cannot be reimbursed.

Therefore, if you bought it 20 years ago and it is still 10 years away, and the sum insured is very low, the choice to surrender the policy also depends on the cash value on your policy.

You can take the insurance policy out and look at how many years you have paid to see how much the corresponding cash value is.

Life insurance surrender during the contract period can only surrender the cash value of the policy, the amount of insurance is different, the cash value of different insurance premiums is different, the cash value of each policy is different, the specific amount can be found in the cash value table in the policy.

You don't want to return, it's too cost-effective to return, you can't return a few dollars, you have to think twice, if you pay for a longer time, the less cost-effective it will be.

Summary. Pro, Ping An Insurance's critical illness insurance has been paid for 7 years, and if you surrender the policy, you can refund about 20-30% of the principal.

Ping An Insurance's critical illness insurance has been paid for 7 years, how much can I refund if I surrender the policy?

Pro, Ping An Insurance's critical illness insurance has been paid for 7 years, and if you surrender the policy, you can refund about 20-30% of the principal.

Ping An Fu has been paid for 7 years, how much can I refund if I surrender the insurance? Critical illness is 5500, medical treatment is 2500, Ping An Fu has been paid for 7 years, and the policy can be refunded if you want to surrender it, as long as the policy is still valid. Ping Shou Anfu is a lifelong re-grip sail disease insurance, and the 7th year is still in the coverage period, so it is effective; Even a policy that has already been claimed can be surrendered, as long as the policy still has a cash value.

Is it 8000 in total.

A year. Yes, what is cash value l

It's that you have a cash value table in your contract.

Look for it and show me before you shoot.

I'm outside.

There are very few critical illness escapes.

If you pay 8,000 yuan, you can only return more than 1,000.

Can you tell us what that value list looks like?

It depends on the month you pay to have a cash value data.

It's the amount you can get back.

Summary. Critical illness insurance can still be surrendered after 10 years. Critical illness insurance is refundable.

According to Article 47 of the Insurance Law of the People's Republic of China, if the policyholder terminates the contract, the insurer shall, within 30 days from the date of receipt of the notice of termination, refund the cash value of the insurance policy in accordance with the contract.

Critical illness insurance can still be surrendered after 10 years. Critical illness insurance is refundable. According to Article 47 of the Insurance Law of the People's Republic of China, if the insurer terminates the contract, the insurer shall, within 30 days from the date of receipt of the notice of termination, refund the cash value contained in the insurance policy in accordance with the contract.

When the insurance period is not expired, the expiration period can also be refunded; There is no strict restriction on the surrender of the commercial return policy, and the critical illness insurance has been paid for 10 years, but there is still a period of time before the protection period, the policyholder can apply for the surrender of the policy at any time.

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Ping An Insurance Critical Illness Insurance paid six years of how much money can be returned, dear, can be refunded 11,010 yuan, can only be refunded, paid 6 years of surrender loss, the cash value of critical illness insurance is generally not high, usually young people or children are insured, the return is between 25-38 years, depending on the product, if the policy is surrendered in 6 years, only the cash value can be refunded, and the amount obtained is very small. <>

How much money can be returned after paying Ping An Insurance's critical illness insurance for six years.

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Ping An Insurance Critical Illness Insurance paid six years of how much money can be returned, dear, can be refunded 11,010 yuan, can only be refunded, paid 6 years of surrender loss, the cash value of critical illness insurance is generally not high, usually young people or children are insured, the return is between 25-38 years, depending on the product, if the policy is surrendered in 6 years, only the cash value can be refunded, and the amount obtained is very small. <>

Critical illness insurance refers to the commercial insurance behavior handled by the insurance company to pay the insurance money according to the insurance contract when the risk of specific critical diseases, such as malignant tumors, myocardial infarction, cerebral hemorrhage, etc., occurs when the insured reaches the critical illness status agreed in the insurance terms. <>

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Critical illness insurance can be refunded for 550 yuan in one year. Critical illness insurance surrender is generally not refundable and can only refund the cash value of the policy, but if the surrender is made within the cooling-off period, the maximum cost will be deducted, and then the premium paid will be refunded without interest. The cash value generally refers to the value of the policy insured by the policyholder, which will increase with the increase in payment time, that is, the money that the policyholder can get back when the policy is surrendered, but the cash value is generally much lower than the premium paid.

How much can I get back when I surrender my critical illness insurance in one year?

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Critical illness insurance can be refunded for 550 yuan in one year. Critical illness insurance surrender is generally not refundable and can only refund the cash value of the policy, but if the surrender is made within the cooling-off period, the maximum cost will be deducted, and then the premium paid will be refunded without interest. The cash value generally refers to the old reserve value of the policy insured by the policyholder, which will increase with the increase of the payment time, that is, the money that the policyholder can get back when the policy is surrendered, but the cash value will generally be much lower than the premium paid.

Critical illness insurance refers to illness insurance that is conditional on the payment of insurance benefits for specific critical illnesses. It can be divided into consumer-type critical illness insurance and return-to-cherry class critical illness insurance according to whether the premium is returned to the cave car. Critical illness insurance was introduced to the Chinese mainland market in 1995 and has developed into an important protection product in the life insurance market.

Summary. Hello dear, the surrender of consumer-based critical illness insurance after 10 years of premium is based on the cash value of the contract, because its coverage period is fixed, the cash value is generally gradually increased first, and then slowly decreased, until the contract is terminated, the cash value will become 0.

Consumption-based critical illness insurance is a regular protection, and the premium is cheaper than that of lifelong critical illness insurance, but there is no premium return after expiration, which is equivalent to consumption.

How much can I get back after paying for 10 years of critical illness insurance?

Hello dear, the surrender of consumer-based critical illness insurance after 10 years of premium is based on the cash value of the contract, because its coverage period is fixed, the cash value is generally gradually increased first, and then slowly decreased, until the contract is terminated, the cash value will become 0. Consumption-based critical illness insurance is a regular protection, and the premium is cheaper than that of lifelong critical illness insurance, but there is no premium return after expiration, which is equivalent to consumption.

How much do you pay in a year.

After 10 years of critical illness insurance, I want to return the principal.

It is a pity to pay for ten years of insurance, the surrender of critical illness insurance can be refunded about 50%, and the surrender of annuity insurance can be refunded about 70%.

In the first year, I was not diagnosed with a disease, but in the second year, I was found to have a disease.

Well, you don't want to refund the insurance. You can also be reimbursed for medical treatment<>