How to buy a shop? What are the precautions for buying a shop?

Updated on Financial 2024-07-28
8 answers
  1. Anonymous users2024-02-13

    1. Be aware of the risks of the store.

    If you are buying a store for investment, you must pay more attention when choosing a store.

    2. Try not to buy shops in shopping malls.

    Try not to buy shops with scattered property rights, only buy independent shops. If the overall condition of the mall is not good, then the shops will not be able to be rented out and re-sold.

    3. Do more research before buying a shop.

    Before buying a shop, you must consider the consumption level of the surrounding area, what type of business the shop is suitable for, what level of brand it can support, and whether the expected rent level can make the business profitable on the basis of a conservative estimate of turnover.

    4. If you buy a shop, you don't get a "golden job".

    Buying a shop does not mean that you will get a "golden job", the normal maintenance period takes one to two years, and even if the deadline is over, there is no hope, so when investing in the shop, you must have a clear understanding.

    5. Look at the passenger flow and potential passenger flow.

    The location of the shop is crucial, and for entrepreneurs who run small shops, the size of the customer flow directly affects the level of income. Therefore, when choosing a geographical location, you must pay attention to the surrounding ** volume, traffic conditions, and the situation of surrounding residents and units.

    6. Be forward-looking when buying shops.

    Not all shops in good locations are guaranteed to be profitable, and if there is a change in municipal planning, the bustling area will become deserted. Therefore, when buying a shop, you should take a long-term view and learn more about the future development of the area. In addition to paying attention to municipal planning, it is also important to pay attention to the future competition in the region.

  2. Anonymous users2024-02-12

    First, it is possible to look at the documents and property rights! The second is to look at the location, the choice of the shop must be cautious, the choice is not good, but three generations to raise a shop, rather than a shop to raise three generations, mainly to see the return on investment, with the future development, and the target of the population!

  3. Anonymous users2024-02-11

    Answer 1: Confirm the property rights of the shop. As with the purchase of a home, the confirmation of title is an important step that cannot be overlooked. In order to prevent the purchase of a house with a problematic title, be sure to check the ownership certificate, mortgage or pledge status of the ownership certificate before buying, and do not just listen to the sales side.

    2. Inspect the structure of the shop. The structure of the shop is as important as the type of house, in addition to the geographical location of the shop, the structure of the shop determines the value of the shop to a certain extent. The structure of the shop is mainly to inspect the width of the surface, the proportion of depth, the internal layout of the house, the utilization rate, the height of the house, the birth and other aspects, if there are no problems in these aspects, in order to ensure the convenience of future use.

    3. Inspect the surrounding supporting facilities. The planning and design of the shop is the policy of charter and management, or the merchant can choose to operate by itself, how to charter the lease, how many years, how to rebate, and how long the investment can be returned.

    4. The street shops near large mature communities and schools are extremely popular, and the street shops can freely choose to rent or self-operate, and adjust the price according to the market, with better return on investment and better income.

  4. Anonymous users2024-02-10

    Precautions for buying shops: 1. Pick a large number of lots; 2. The corner or street side is a good location, don't buy a middle lot; 3. Look at the passenger flow of the outer street shops, and look at the management and operation of the inner street shops; 4. The number of low-rise shops is more sufficient; 5. Be sure to buy a shop with independent property rights; 6. Be wary of the developer's leaseback commitment; 7. If the rental yield is above 8, you can consider investment.

  5. Anonymous users2024-02-09

    When buying a store, you need to pay attention to the following 7 situations:

    1. Houses without housing ownership certificates;

    2. Houses that have not paid the land transfer fee;

    3. The house that the co-owner of the property right does not agree to (Wangpu Network);

    4. Houses in a mortgaged state;

    5. Houses that cannot establish a real estate number;

    6. Houses whose names and addresses do not match the house ownership certificate;

    7. Houses that cannot provide original invoices;

    And most importantly, try to pay the full amount after the transfer of ownership after the purchase of the house.

  6. Anonymous users2024-02-08

    The investment income of buying a shop is relatively high, so people with financial ability will choose to buy a shop, but there are many things to pay attention to when buying a shop.

    1. Pay attention to the common apportionment area.

    The shared area of shops is generally 30-40%, and some are 50%. The ** of the shop will be higher than the residential, even if the margin of error is small, there will be tens of thousands of yuan of ** changes, which will disrupt the original budget; Therefore, in order to avoid this situation, when buying a shop, it should be purchased according to the area, and the size of the shared area of the shop and the ownership of property rights should be agreed in the contract, and the planning and design of the common parts should be determined.

    2. Pay attention to the leaseback commitment.

    Many developers will use some leaseback means for the sake of the first shop. Leaseback means that the buyer pays for the house and then hands it over to the developer many years later, and the developer helps to operate the lease, and the buyer can get a fixed monthly leaseback return. On the surface, this method seems to be a safe profit for the purchaser, but in fact the developer does not pay the leaseback return as agreed; Therefore, when buying a shop, if the developer uses this kind of means, it must be promised in writing, otherwise it will not be possible to obtain evidence if it does not return the lease.

    3. Pay attention to loan risks.

    The loan ratio and loan term for individuals using loans to purchase shops are relatively short, and the loan amount of shops will not exceed 60% of the total **, and the loan term is only 10 years; There are also many banks that are more stringent in approving shop borrowers. Therefore, buyers should consider how they will face the pressure of payment if the application for a loan to buy a shop is not approved.

    4. Pay attention to the consumption level and business demand around the shop.

    If the location of the purchased shop is relatively remote, then it is necessary to consider the grade of the community around the shop and the occupancy rate.

  7. Anonymous users2024-02-07

    1. Before buying, you should understand the use of the house and the use of the land. The type of property must be commercial in nature, otherwise, you will face the situation of not being able to obtain a business license and will also be at risk of illegal use of the house.

    2. The owner of the house agrees to ensure that the lease contract is signed with the owner of the house or other rights holders.

    3. There is no rental registration information in the house. If there is a lease registration information in the shop, the tenant has the right of first refusal to purchase the shop. Of course, if the lessee gives proof of waiver of the right of first refusal, that is also possible.

    Precautions for buying goods 1, pay attention to the common apportionment area.

    Under normal circumstances, the shared area of shops accounts for 30-40% of the construction area, and some even exceed 50%. For buyers, the unit price of shops is higher than that of residential properties, and even if there is an error within the allowable range, it may bring tens of thousands of yuan in ** changes and disrupt the buyer's budget.

    To avoid this situation, it is recommended that buyers choose to purchase according to the usable area, and clearly stipulate the size of the shared area and the ownership of property rights in the contract, and determine the planning and design of the common parts.

    2. Pay attention to the leaseback commitment.

    Leaseback is a more popular means used by shop developers, which means that after the buyer pays the house price, the property will be handed over to the developer for operation and rental within a certain number of years, and the owner can get a fixed leaseback return. On the surface, the leaseback brings buyers a guaranteed profit, but this is not the case: Mr. Lin bought a shop in a large shopping mall under construction and agreed to lease the property to the developer, who also promised to pay 22% of the total price of the property within three years.

    When Mr. Lam sued the court to demand liquidated damages, leaseback and late fees from the developer, he was told that since Mr. Lam had not delivered the property to the developer, the leaseback agreement signed by the two parties did not meet the conditions for validity, and his claim for leaseback was not supported.

    In addition to the difficulty in realizing the return on leaseback due to the delay in delivery, a considerable number of developers have adopted the method of non-written commitment, only writing the leaseback promise into the advertisement or verbally promised by the sales staff, but there is no agreement in the purchase contract. In this case, if the developer does not give a leaseback return, it is difficult for the purchaser to demand that the buyer deliver on the promise.

    3. Pay attention to loan risks.

    Personal shop loans have the characteristics of low proportion and short tenure. The loan amount of the shop will not exceed 60% of the contract price, and the loan term is only 10 years. In addition, banks are more stringent in reviewing the qualifications of commercial borrowers than residential loans.

    When home buyers consider taking out a loan to buy a shop, they must be aware of the payment pressure they will face if the loan application is not approved.

    4. Pay attention to the fact that domestic and export stores are not merged.

    There is a difference between the inside and outside of the sale of shops, and members of the public should ask about the nature of the property before buying a shop, otherwise you will not be able to obtain a property certificate.

  8. Anonymous users2024-02-06

    Shops are often higher, and you need to be more cautious when choosing shops, so what problems do you need to pay attention to when buying shops, and how much tax do buyers and sellers of shops have to pay?

    1. What problems need to be paid attention to when buying a shop?

    1. The property rights of the shop. The property rights of the shops must be clear, and before purchasing, you must check the ownership certificate of the house, the ownership certificate of the mortgage or pledge status, etc., and do not listen to the owner's words.

    2. The structure of the shop itself. Not all good lots of shops can be used reasonably, in the same case of the shop itself is quite important, the main considerations are the proportion of width and depth, the internal layout structure and utilization rate of the house, the height of the house, load-bearing, floors, etc.; Only these hardware qualifications can ensure that customers can better meet the use standards of themselves or the tenant in the use or later lease.

    3. Supporting facilities. A good package can save a lot of cost and energy for business customers. Such as water, electricity and capacitors, gas, weak current facilities, sewage and chemical facilities, etc.

    Be sure to verify it before purchasing, otherwise the difficulty and cost of transformation will directly restrict the effect of self-operation or rental in the later stage.

    4. Choose a good location, the location is directly related to the first place of the shop, the buyer should combine their purchasing ability, too far away from the place in the near future there is not much room for appreciation, too prosperous the location is relatively high, should be considered in combination with the planning of the selected place.

    2. How much tax do shop buyers have to pay?

    1. Real estate transaction fee: 3 yuan per square meter.

    2. Housing registration fee: 550 yuan (10 yuan per additional certificate).

    3. Stamp duty on warrants: 5 yuan.

    4. Stamp duty: the property price of the house.

    5. Deed tax: 3% of the transaction price (or appraisal price).

    3. How much tax do shop sellers have to pay?

    1. Real estate transaction fee: 3 yuan per square meter.

    2. Stamp duty: the property price of the house.

    3. Land Appreciation Tax:

    a. If the invoice for the purchase of the house can be provided, the LAT = [transfer income - the invoice price (plus 5% per year) - the relevant tax] shall be subject to the quick calculation formula of the tax rate.

    b. If the invoice for the purchase of the house cannot be provided, the LAT = (transfer income - transfer income 90%) 30%.

    4. Individual income tax: 20% of the actual collection is (transfer income - original value of real estate - reasonable expenses), and the assessment is collection of transfer income. Transfer income - original value of the property - reasonable expenses equal to the net personal income.

    5. Business tax and additional tax:

    a. If the invoice for the purchase of the house can be provided, it is (transfer income - the invoice price).

    b. If the invoice cannot be provided, it is the transfer income.

    c. The tax is the difference.

    6. Land transfer fee: 35% of the benchmark land price of the grid point for commercial buildings; Commercial frontage parcels in the commercial route price section will be charged 10% of the route price; Office buildings are charged at 30% of the base land price of the grid point.

    7. Land transfer deed tax: 3% of the price of the land transfer fee levied this time.

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