What do I need to pay attention to when buying a house for the first time, and what should I pay att

Answer: There are many issues that need to be paid attention to when buying a house for the first time, first of all, you have to buy a house from a regular developer, otherwise you may be defrauded by relevant intermediaries; If you buy off-plan housing or existing housing, you have to pay attention to the delivery time of the contract to prevent the developer's later capital chain from breaking, and then the property will be empty; Also, if you are taking out a loan to buy a house, then you have to negotiate with the bank what is the interest rate? How much more per month?

After negotiating the agreement, it is decided to sign a bank loan agreement; In addition, things like what community facilities, greening, travel, etc. are also reference objects, and you have to discuss them with your family before deciding. The above are the main points that I think you should pay attention to when buying a house for the first time, of course, there are other aspects I won't go into detail, these points do you won't have a big problem buying a house.

Mul. 1. What needs to be seen is whether the five certificates are complete, generally there are pre-sale certificates, and other certificates are basically available, which will be placed in a prominent position in the sales department. The pre-sale permits are issued one by one, and consumers do not understand this, and some developers just take advantage of the loopholes and use the pre-sale permits of other buildings to fool them.

Of course, the pre-sale permit can be found at the Real Estate Bureau. Mul.

2. Many developers will offer as much as they want. How much deposit is required. The difference between a deposit and a deposit, in short, is a non-refundable deposit. Mul.

3. When paying the purchase price of commercial housing, signing relevant contracts, subscription letters, and letters of intent, you must ask the seller for contracts, subscription letters, invoices, bills, etc. stamped with the seal of the real estate development enterprise. In addition, in addition to paying the housing payment, deed tax and registration fee agreed upon in the contract, there are no expenses that have nothing to do with the purchase price, such as "tax avoidance", "service fee" and "intermediary fee". Mul.

5. Do not participate in any form of "fund-raising and construction", "cooperative construction", "market operation housing" and other suspected illegal and illegal financing to buy houses. Mul.

6. Applying for a mortgage loan is the choice of home buyers, and real estate developers have the obligation to cooperate. Be clear about what the respective responsibilities of both parties are if the mortgage fails. If the salesperson promises to help with the mortgage loan, this commitment needs to be clearly written in the contract. Mul.

The first time you buy a house, you should pay attention to the financial issues, pay attention to the needs to be clear and clear, pay attention to the five certificates, pay attention to the details of the real estate, and pay attention to the sales advertisement.

First, pay attention to the issue of funds.

The first thing you should consider when buying a house is the problem of funds, if you don't have the funds to buy a house, everything is in vain, many buyers miss their favorite house because they can't get a down payment at one time, even if there are more discounts, it can only be practical after the down payment.

Second, pay attention to the needs to be clear and clear.

Whether it is buying a house or buying other items, you should be clear about the items you are buying before purchasing, and you can't choose aimlessly, which is a taboo for buying a house, buying a house is not a child's play, and there are many issues that need to be paid attention to, especially for your own needs to be as clear as possible.

3. Pay attention to the five evidences.

Whether you buy a house through a real estate agent or through a sales office, you must first look at the other party's documents, and the developer needs to have five documents.

Fourth, pay attention to the details of the real estate.

When choosing a real estate, because there are more points to pay attention to, some friends are easy to ignore the details, many times people in addition to paying attention to the big aspects such as **, area, supporting and other aspects, it will be easier to ignore the details of the real estate, such as the ratio and use of parking spaces, the design of the underground garage, the spacing between buildings, the living environment and atmosphere of the community, etc., and these details will have a greater or lesser impact on the future life of buyers, so it can not be ignored.

For first-time home buyers, it's easy to overlook some issues due to lack of experience. It is recommended that buyers should maintain rational analysis in the process of buying a house, do not be blindly impulsive, and try their best to avoid making mistakes. Let your own or even your life's savings be worthless!

First of all, we must pay attention to the quality of the house, with the current house price, it is not easy to buy a house, so buyers should pay attention to whether there is a problem with the quality of the house when buying a house, if they spend a lot of money and buy a house with quality problems, it is very troublesome. When buying a house, buyers should pay attention to check whether the developer's five certificates are complete, the progress of community construction, the reputation of the developer, and the level of property service in the later stage.

Second, the location area where the house is located, the location is very important for a house, a good location ** must be expensive, if you value the time cost of travel, then the convenient location is a good location for you. If you are looking at school resources, then a place with a school is a good location for you.

Third, the surrounding supporting facilities, urban functional areas as a standard to judge the maturity of supporting facilities, but on the basis of paying attention to the improvement of living facilities, we should take into account their own economic affordability. For example, common urban functional areas include business districts, political districts, economic districts, cultural districts, etc., and business districts may not be suitable for ordinary home buyers, and the cost of living is too high.

1. Understand the knowledge of buying a house in advanceFirst of all, buyers need to understand the knowledge of real estate when they have the idea of buying a house, and the most taboo thing for buyers is that they do not have too much understanding of real estate knowledge and plunge into the real estate market, and the result is often inevitably deceived. Therefore, before buying a house, it is necessary to have a certain knowledge of buying a house. Understand the current property market environment and real-time property market policies, and grasp the opportunity to buy a house.

It is also necessary to understand the conditions that a good quality real estate should have, and be prepared to maintain its value and resist declines. 2. Clarify the needs of the buyer for what he plans to buy a house, what kind of house he wants to buy, the buyer should have a clear goal, and then consider the size, floor, location, etc. of the house according to their own buying needs.

3. When you look at the house and buy a house, the most important thing is to see the house on the spot, if you only look at the floor plan, you can't intuitively contact the quality of the materials used in the house, etc., the buyer needs to inspect the community environment and surrounding facilities, which affect the quality of life of residents. In addition, it is necessary to carefully observe the house type, a good house type can give the owner a higher enjoyment of life, generally speaking, the layout is square, the kitchen is bright, the house type is a good house. 4. The details of the real estate should be considered The relevant information of the real estate buyers also need to understand, many times people in addition to paying attention to the big aspects such as **, area, supporting facilities, etc., it will be easier to ignore the details of the real estate, such as the ratio and use of parking spaces, the design of the underground garage, the spacing between the buildings, the living environment and atmosphere of the community, etc., and these details will have a greater or lesser impact on the future life of the buyers, so they can not be ignored.

5. The most taboo thing to keep the bottom line of buying a house is impulsiveness and impatience, buyers should not easily listen to the words of the sales staff when looking at the house, after determining the plan, the relevant area and price are delineated, and then pay attention to the news of the property that meets the requirements in many aspects, and at all times must keep the bottom line of the first, do not loosen easily, otherwise it will increase the budget for buying a house and affect the normal family financial situation. 6. Learn to calculate the area of the house, the area of the house is related to the price of the house purchased by the buyer, and the area is also a problem that the buyer is more concerned about. Buyers should ask what the construction area and the floor area of the suite are, and how big the shared area is.

This is because the size of the sales area determines the size of the house, and the size of the shared area affects the housing rate, which affects the comfort of living.

7. Choose a developer to buy a house, choose a large developer, quality real estate. Some unknown developers have a high probability of unfinished buildings. Carefully look at the purchase contract, the number of years of ownership.

If it's owner-occupied. That's for your convenience. If it is an investment, it depends on the appreciation space.

What problems need to be considered when buying a house 1, consider the location 2, consider the size of the house 3, the surrounding supporting facilities 4, consider the surrounding environment 5, consider the orientation 6, and look at the surrounding security situation.

1. Pay attention to the issue of funds. The first thing you should consider when buying a house is the problem of funds, if you don't have the funds to buy a house, everything is in vain, many buyers miss their favorite house because they can't get a down payment at one time, even if there are more discounts, it can only be practical after the down payment. Therefore, we must pay attention to the problem of funds, in addition to the down payment in the early stage, the problem of loan repayment should also be clearly planned, so as to avoid the situation of buying a house but not being able to repay the loan.

2. Pay attention to the needs to be clear and clear. Whether it is buying a house or buying other items, you should be clear about the items you are buying before buying, and you can't choose aimlessly, this is a taboo to buy a house, buying a house is not a child's play, there are many problems that need to be paid attention to, especially for your own needs to be as clear as possible, such as whether you just need to buy a house, or improve the property, or use the idle funds on hand for house investment, these must be thought clearly before buying a house. Because different needs will have different focuses in the process of choosing real estate, it is possible to find the right one after clarifying their own needs.

3. Pay attention to the five certificates. Whether it is through a real estate agency or through the sales office to buy, you must first look at the other party's documents, the developer needs to have five certificates, namely "commercial housing sales (pre-sale) license", "construction project construction permit", "construction project planning permit", "construction land planning permit", "state-owned land use certificate". Of course, under normal circumstances, it is enough to only check the "Commercial Housing Sales (Pre-sale) License", because only when the first four certificates are complete, the Housing Authority will issue the "Commercial Housing Sales (Pre-sale) License".

4. Pay attention to the details of the real estate. When choosing a real estate, because there are more points to pay attention to, some friends are easy to ignore the details, many times people in addition to paying attention to the big aspects such as **, area, supporting and other aspects, it will be easier to ignore the details of the real estate, such as the ratio and use of parking spaces, the design of the underground garage, the spacing between buildings, the living environment and atmosphere of the community, etc., and these details will have a greater or lesser impact on the future life of buyers, so it can not be ignored.

5. Pay attention to sales advertisements and don't be gullible. When understanding the house, you will see the relevant advertisements, some of the advertisements are more attractive, but there are many developers who exaggerate the publicity, sales advertisements and the facts are not consistent, misleading the buyer, this behavior violates the provisions of the real estate advertising management, the buyer should be timely to the industrial and commercial administrative department to reflect, by the industrial and commercial department according to the law.

1. Buy an existing house or a quasi-existing house as much as possible.

2. Write the developer's commitment in the brochure or advertisement into the supplementary agreement. If the developer does not agree to write, prepare a small tape recorder in advance to record the developer's verbal promise.

3. Make a list of fees to be paid to avoid arbitrary charges.

4. Sign a supplementary agreement in as much detail as possible. Clearly how to assume liability for breach of contract, check out or not check out. What fees are included in check-out. How to bear the liability for breach of contract if you do not check out.

First, look at property rights.

I want to believe that everyone who buys a house hopes to buy a large property and successfully get the house. Therefore, for some houses with unclear ownership and unresolved property rights disputes, it is important to be cautious when buying. Try not to get involved in some low-priced houses with unclear property rights, especially for novices who have no experience in buying a house.

Second, look at the quality.

Now the real estate market is booming all over the country, and developers of all sizes are emerging in an endless stream, and the construction of real estate is also diverse. At this time, we need to pay special attention to the quality of the real estate. Don't easily believe any publicity and explanations, when looking at the house, you must go to the site to check the construction quality of the house, if there is nothing off-plan, it is recommended that you still be cautious.

3. Look at the house.

It mainly depends on the floor, orientation, layout and structure of the house. A house with good floors, orientation, and layout is definitely more satisfying, and these factors also have an important impact on the house**. When buyers look at the house, they also need to see whether some indoor infrastructure is perfect, such as the interior decoration status, ** wiring, air conditioning power line, TV reception common antenna, pipes, water and water pipes and heating pipes.

Fourth, look at the location.

Some people say that buying a house is actually buying a lot. It shows the importance of a good location for a house. The location of the house will affect the convenience of life.

Some plots that are currently relatively remote but ready to be vigorously developed have a lot of space. If you need to move into a new home right away, then it is a good choice to choose an area with a high degree of development, convenient commuting, beautiful greenery, and perfect living service facilities.

Fifth, look at the environment.

Environmental factors are important, and I believe that no one would want to live in a room full of environmental pollution. When choosing a house, buyers must pay attention to whether there are air pollution sources, water pollution sources and light pollution sources in the surrounding area.

Sixth, look at the contract.

When you sign a contract with a developer, you must understand a truth, that is, it is not what the developer says. In the contract, the performance period, liability for breach of contract, and compensation methods should be clearly defined, so as to avoid delays in the delivery of the property caused by various problems of the developer, and also to avoid disputes in the event of liquidated damages.

Buying a house is important for a family, and even related to the formation of a new family. So it's not surprising that no matter how much attention is paid to buying a house. When buying a house, it is best to discuss with the family and consult more people who have bought a house, so that you can avoid many detours.

I hope you will be familiar with these precautions and buy a house that satisfies you.