How to use insurance to spray paint the whole car? How to operate the whole car painting through ins

There is no insurance to spray the whole car.

In the first case, purchase scratch insurance.

If you often go to some places, the road is in poor condition, mud, stones, etc., it is very easy to scratch the paint on the body, scratches, and the overall car will drop in price. Be sure to remember to purchase scratch insurance. After purchasing scratch insurance, if there are scratches on the car, you can directly claim with the insurance company, up to six pieces of paint, except for the roof.

In the second case, scratch insurance is not purchased.

It is not so easy to do the whole car painting for accident car insurance, because the whole car painting is more expensive, and the quota is relatively high, so the damage assessment will be higher, and the car needs to be hit more seriously before you can claim the car paint. In general, the insurance company will not pay the full amount, but only the damaged paint. In addition, car owners should pay attention to the fact that they cannot paint the whole car in a way that cheating the insurance.

The cost of the whole car painting process:

The cost of painting the whole car, including paint + labor hours. If the painter controls it well, the cost of general metal paint, such as DuPont paint, is about 1200-1600 yuan, and the cost of working hours is different from manufacturers around the country, high-end cars such as Audi are more than 6000 yuan, high-end cars such as Passat are about 5000 yuan, and low-end cars are generally about 4000 yuan. Non-metallic paints are cheaper for low-end cars, so it seems that the labor cost is the most expensive.

Car painting is usually divided into 8 parts: engine cover, front bumper, fenders on both sides, roof, four doors, trunk lid, rear side wall, rear bumper, these parts of the vehicle ** evenly distributed, you can estimate the ** of each part.

1. The front cover of the engine is painted at 800 yuan (the lowest price is 500 yuan).

2. The trunk cover of the body is painted at 700 yuan (the lowest price is 400 yuan).

3. The door is fully sprayed 600 yuan (the lowest price is 400 yuan).

4. The door is half sprayed 300 yuan (the lowest price is 200 yuan).

5. The roof is 800 yuan (the lowest price is 500 yuan).

It is not possible to use insurance to paint the whole car, and there is obviously insurance fraud.

In real life, many people buy car insurance. So, when our vehicle is scratched and wants to pass the insurance and paint the vehicle for the whole car, how to operate? For this thing, we first have to eat whether it has the corresponding insurance content, and then choose the method.

In general, the vehicle can only be sprayed through the car damage insurance and scratch insurance. So, if we buy these insurances, then we can use these insurances to paint the whole car. Of course, we must not go to special insurance in order to do the whole car painting.

Such behavior is illegal and falls within the scope of insurance fraud, and if you are caught, you will have to bear criminal responsibility, so you need to be cautious. So what are the dangers of fraudulent insurance, let's take a brief look at it together. <>

First of all, the insurance company denied the claim. We know that the so-called insurance fraud actually refers to the fraud of insurance companies. Then this kind of behavior is very wrong.

This is clarified in the insurance-related regulations. That is, in this case, the insurance company can choose to deny the claim. In this way, the loss of our vehicle will be borne by ourselves.

Is it worth the loss, the loss is very large. Everyone begs me not to take chances, they have their own unique channels to measure whether they are fraudulent or not. <>

Secondly, to be punished by law. Except that the insurance company will refuse to pay because we have defrauded the insurance company. It constitutes a certain amount of criminal liability, so it is also possible that we may be held legally liable by the insurance company.

In this case, we will face legal accountability, which will have a serious impact on our lives. <>

So I hope you can pay attention to it, because these things are very important to us. And it is also very common in our real life, if we don't pay attention to it, then we risk making these mistakes. And it may bring some irreparable results to our lives, in which case, our losses are very large.

To go through the insurance to paint the whole car, you must first make sure that your commercial insurance must have scratch insurance. The whole car is painted to go through the insurance process, first have the scene, and then report to the insurance company to come to assess the damage, and then go to the 4S shop for maintenance, and finally to settle the claim with the documents.

Each insurance company has certain limits on scratch compensation, and some companies will also require you to call the police and provide a certificate from the police station.

First of all, you have to have scratch insurance, if there is scratch insurance, you can go directly to the insurance company to make a claim, and then go directly to spray the whole car, if there is no scratch insurance, it is more difficult to make a claim, the insurance company will let you go to the police station to issue a certificate, and then go directly to the insurance company to make a claim.

We should make it clear what the car is, and it is the damage of the body, and it is the set of bar lights, the insurance cost of the car, and we should contact the 4S shop, so that the operation can be.

First of all, you have to ask the car repair factory to issue a ** order, and then you give this ** order to the insurance company, and the insurance company will pay the claim.

Reimbursement in two cases:

In the first case, the paint damage caused by the accident can be reimbursed by the vehicle damage insurance. (Vehicle damage insurance reimbursement is based on the purchase price of the new car).

In the second case, if the paint on the surface of the vehicle without obvious collision marks is damaged separately during the use of the vehicle or when parking, the insurance money shall be paid to the limit of the insurance amount agreed in advance. (This must be insured with separate body paint damage insurance to be reimbursed).

The car can be painted with scratch insurance, the full name of scratch insurance is body scratch loss insurance, family self-use vehicles, non-business vehicles can be insured, which means that during the insurance period, the insured vehicle has no obvious collision traces of the body surface paint scratched separately, and the insurance company is responsible for compensation according to the actual loss.

General insurance companies have a 15% deductible on scratch insurance. And the scratch insurance reinsurance amount, the minimum is 2,000 and 5,000 and so on. After each claim, the sum insured will be reduced accordingly.

Scratch insurance is an additional insurance to the vehicle damage insurance, that is, it can only be insured if the vehicle damage insurance is insured, and cannot be insured separately. The number of accidents is included in the total number of accidents in the year.

To paint the whole car, you must first have car damage insurance and scratch insurance, and pay attention to what kind of way the car dealership claims are taken in the car insurance, and whether it includes the claim content of vehicle painting.

In the case of scratch insurance, if the car is scratched, you can directly claim with the insurance company, up to six pieces of paint, except for the roof.

If there is no scratch insurance. It is more difficult to do the whole car painting for accident car insurance, because the whole car painting is more expensive, and the quota is relatively high, so the damage assessment will be higher, and the car needs to be hit more seriously before you can claim the car paint. In general, the insurance company will not pay the full amount, but only the damaged paint.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

After a few years of use, it is inevitable that there will be a lot of scratches on the body. The scratch looks colorless after repair. Then the owner wanted to paint the whole car and change the color by the way. So how much does it cost to paint the whole car now?

First of all, if your vehicle's paint is not badly damaged, we don't recommend painting the whole vehicle, because then your vehicle won't be the original paint. Repainting will not achieve the original effect in any way.

If you're determined to paint your car all over the place, then it's naturally important. In general, the whole vehicle painting also depends on the grade of the car and the grade of the jujube code of the paint. In the repair shop, the low-grade ordinary car paint ** is about 1-2000 yuan.

A mid-range car costs about 4,000 to 5,000 yuan. High-end cars** are around 7,000 to 8,000 yuan. If it's a 4S shop, it's at least twice as much, or even higher, than a repair shop.

Many car owners want to ask: how many years can the whole vehicle be used after painting? It's really hard to say.

The master thinks it depends on the grade of the paint, as well as the level of craftsmanship and professionalism. For example, if you paint a car with an experienced veteran or novice technician, the end result will be different. Generally speaking, if the whole car is well maintained after painting, it can be used for 5-6 years.

How to choose metallic paint, pearlescent paint, ordinary paint and other car paints?

Metallic paint and metal powder are mixed together. From different angles, it will have a texture in the sun, which is why metallic paint is more popular for stools. Pearlescent lacquer also adds something, but instead of metal powder, it is pearl powder.

A unique white pearl powder, its process is more complex than other paints, and it will naturally be higher. Ordinary paint is also our common plain paint, ** cheap, simple process, but the gloss is not very good.

Millions of car purchase subsidies.