I didn t register, but I kept sending verification codes

It is likely to be a forgery, do not believe this kind of information, or you may fall into a trap. Be cautious in investment and financial management!

Installment is a financial service provider focusing on installment shopping for college students, providing installment shopping and cash consumption services. The relationship between Installment Le and JD has always been close, and it is not surprising that it has received investment from JD.com, and Installment Le has been selling goods to users as a distributor of JD.com in the shopping ** model, and at the same time, it also relies on JD's advantages to do a good job in quality control and logistics. Now installment has become the largest distributor of JD.com.

On June 15, 2016, Installment announced that it had completed the first financing of 100 million US dollars in Series D.

Development history: At the end of 2014, the company received a B round of investment of 100 million US dollars, led by DST, followed by Bertelsmann, Jingwei China, Huaxing Capital, Xianfeng Huaxing, etc. On March 25, 2016, the Internet Finance Association of China, led by the People's Bank of China, together with the China Banking Regulatory Commission, the China Securities Regulatory Commission, the Insurance Regulatory Commission and other relevant departments, was officially launched in Shanghai, and more than 400 member units participated in the first member congress of the association.

Installment became the governing unit of the association.

Honor Record:

On June 21, the "Top 50 Mobile Influence List of Mutual Finance Platform" was released, and the installment music ranked 13th.

On July 1, 2016, the valuation of China's unicorn enterprises ranked TOP300, and the installment music ranked 50th.

In December, Installment Le won the title of "2016 Cutting-edge Startup".

Maybe someone else deliberately used your mobile phone number to register to trick you.

Someone may register through your mobile phone number, it is recommended to block text messages, and never disclose the verification code to others.

Someone may register through your mobile phone number, it is recommended to block text messages, and never disclose the verification code to others.

Someone signed up with your ** number.

If it weren't for him she had made a mistake.

You'd better go and freeze the number.

If he does something bad with your number.

Then you're the scapegoat.

Someone may register through your mobile phone number, it is recommended to block text messages, and never disclose the verification code to others.

Spam text messages, ignore them.

The registration is only, if you want to take out a loan, you can also pay off your real name, and then you can apply for a limit, and you have to bind a bank card after the amount is down, facial recognition, that is, look at the camera, and read out the numbers on it according to the prompts.

Legal basis: Commercial Bank Law of the People's Republic of China

Article 34 In accordance with the needs of national economic and social development, commercial banks shall carry out loan business under the guidance of the state's industrial policy.

In lending loans, commercial banks shall conduct a strict examination of the borrower's purpose of borrowing, ability to repay, and method of repayment. Commercial banks shall implement a system of separating examination and lending from examination and approval and grading of loans.

Article 36 The borrower shall provide a guarantee for a commercial bank loan. Commercial banks shall conduct a strict examination of the guarantor's ability to repay, the ownership and value of the collateral and pledge, and the feasibility of realizing the mortgage or pledge. If, upon examination and assessment by a commercial bank, it is confirmed that the borrower has good credit standing and is indeed able to repay the loan before repayment, it may not provide a guarantee.

A commercial bank shall conclude a written contract with the borrower for a loan. The contract shall stipulate the type of loan, the purpose of the loan, the amount, the interest rate, the repayment period, the repayment method, the liability for breach of contract and other matters that both parties deem necessary to agree.

Commercial banks shall determine the loan interest rates in accordance with the upper and lower limits of the loan interest rates set by the People's Bank of China.

Commercial banks shall abide by the following regulations on the management of the ratio of assets and liabilities in their loans:

1) The capital adequacy ratio shall not be less than 8%;

2) The ratio of the balance of the loan to the balance of the deposit shall not exceed 75%;

3) The ratio of the balance of liquid assets to the balance of liquid liabilities shall not be less than 25%;

4) The ratio of the balance of the loan to the capital balance of the commercial bank shall not exceed 10%;

5) Other provisions of the banking regulatory authority on the management of the asset-liability ratio.

Where a commercial bank established before the implementation of this Law does not comply with the provisions of the preceding paragraph in its ratio of assets and liabilities after the implementation of this Law, it shall comply with the provisions of the preceding paragraph within a certain period of time. The specific measures are stipulated by ***.

When you register on some online accounts, you often encounter the need for SMS verification, but sometimes our mobile phones have not received the verification code for a long time, what should we do in this situation? Here's what problems you might encounter with your phone and how to fix it:

Method steps.

1. The user's own mobile phone number is blocked by the operator.

You have complained to your carrier about such notification messages as spam, causing them to be blocked by your carrier.

Workaround: You'll need to contact your carrier to resolve the issue.

2. Blacklist settings such as mobile phone SMS security software.

You have set up a more stringent blocking rule in your mobile phone text messages.

Solution: Check the SMS blacklist settings, menu - harassment blocking - settings, and check whether there are numbers that are not allowed to reach SMS in the blocking mode and black and white list.

3. The privacy settings of the internal browser of the mobile phone.

The browser settings are too secure or you have set a setting to block "third-party cookies and **data".

Solution: Reset the security level of the browser or turn off the "Block third-party cookies" setting of the browser, Settings - Privacy Settings - Content Settings.

Fourth, the sending of SMS on your mobile phone exceeds the maximum number limit of the day.

In order to avoid SMS bombardment and waste of resources, some mobile phones have set a maximum of 10 SMS messages per mobile number per day.

Solution: You can no longer log in to the service that requires mobile phone verification on the same day.

5. Network wireless network, communication and other delays.

Due to network or region issues, there may be a delay in the authentication information sent by the server.

Solution: Wait patiently, or try again after the countdown is complete.

Summary: 1. Several situations where the mobile phone cannot receive the verification code:

1. The mobile phone is equipped with interception software.

2. The mobile phone is turned off, there is no signal, arrears or shutdown.

3. After the mobile phone is stopped in arrears, the SP SMS cannot be received on the first day of recharge and resumption.

4. The user has set up a blacklist on the operator's side.

5. The mobile phone cannot receive SMS with a length of more than 70 words.

6. The mobile phone is used abroad or the mobile phone is used abroad.

7. The mobile phone short message storage is full.

8. There are mobile phone network and operator failures in individual areas.

1. Remove the SMS interception of the application software, or change the phone.

2. Shutdown in arrears, after payment, it is generally restored within 24 hours, basically within 24 hours. It is recommended that you change your mobile phone number or get it again the next day.

3. Contact the operator Senliang to cancel the blacklist.

4. If the signal network is delayed, you can try to re-obtain it later.

The reasons for the failure of the installment review are as follows:

1. The risk control system of Installment Le reviews the borrower, and the borrower's comprehensive credit score is too low.

2. The lender examines the borrower and does not meet the lending conditions of the lender.

3. The applicant has a bad loan record and credit card repayment record.

4. The applicant has multiple loans, usually more than 3.

5. The applicant's ability to repay is insufficient and there is no ability to repay the principal and interest.

1. Founded in Shenzhen in 2013, it is a leading Internet consumer financial service provider in China, the first batch of council members of the Internet Finance Association of China, and the first batch of 17 Internet financial credit information sharing units.

It has established official cooperation with many well-known brands such as Apple, L'Oreal, and Philips, and has become the third largest Internet channel after JD.com and Tmall in terms of sales volume of many brands. With a wealth of high-quality products and a good installment experience, Installment Le** provides users with a new e-commerce installment consumption scenario; At the same time, it is also open to credit card holders of dozens of banks such as Industrial and Commercial Bank of China and China Merchants Bank.

2. In terms of business model, installment music cooperates with JD.com and many partners, starting from the installment purchase of mobile phones at the earliest, and gradually expands to the entire 3C digital, sports and outdoor, washing and beauty, education and training, eating, drinking and playing and other consumption scenarios.

As of April 2016, Installment has more than 8 million registered users, providing multi-faceted support for young people and white-collar workers to consume reasonably. In 2015, the annual sales of installment exceeded 10 billion yuan, and the monthly sales exceeded 2 billion.

3. Installment Le pioneered the Internet small and micro consumer finance business model. At the front end of consumption, Installment has improved the user shopping experience through cooperation with JD.com; At the back-end of creditor's rights processing, Installment Le launched Orange Wealth Management in June 2014, and exclusively launched all creditor's rights in installment, forming a closed-loop ecology of "self-production and self-sale". With a wealth of high-quality products and a good installment experience, Installment Le** provides users with a new e-commerce installment consumption scenario;

Summary. Hello, I am a cooperative lawyer of Baitai Degree, and I am happy to serve you.

Today inexplicably received a installment music verification code text message manuscript Tong,I don't know what is the installment music? How does the state deal with it? Today there was a strange text message saying that I used installment music, and even my name was not right. What am I doing.

Hello, I am a cooperative lawyer of Baitai Degree, and I am happy to serve you.

In most cases, this kind of text message is either a scam or **.

You don't have to bother.

You don't click on the link, and you don't want to transfer money to the other person.

Today I received a text message from an unfamiliar number, which reads: Installment Le Entrustment Office, Jin Kai, right? Can you talk back**?

I'm a full-time mom. I don't know the name of the person he was talking about.

Did someone steal my mobile phone number and ID number to borrow money in installments?

Borrowers now need to sign in person.

You haven't borrowed money, the text message is a scam or the wrong one was sent.

Or maybe it's because you've been used by someone else before you got your phone number.

No, what information is required to borrow money in installments.

Is it possible to borrow money in installments as long as your mobile phone number and ID number?

The basic conditions that need to be met to apply for installment music are: at least 18 years old Xunhuai, with full civil capacity; Have a stable job and income, and have the ability to repay principal and interest; Have good personal credit and no credit card and loan overdue repayment records; Online loans, bank loans, consumer finance company loans, and other institutions may not borrow more than 3 loans.