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It's normal for a business to fail, don't feel stressed about being in debt. It's normal to be in debt, and as long as you have the heart to repay the money, I think the creditor will understand. Make a repayment plan, the installment should not be too long, calculate it on a monthly basis, and then work hard for the monthly repayment plan, don't save the money and pay it back, because the longer the term, the less patience of the creditor, let them see hope, in order to pay off the debt as soon as possible, in order to make a comeback, from now on, work hard to make money every month, whether it is to work or start a small business, you can.
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Debt repayment" is the last word, no one should be responsible for your failure, as a debtor, the word good integrity is the only life-saving straw for their "salted fish turned over". As long as you are still there, and you say that you will repay the money and have a repayment plan, the creditor will not make up the scene where the money is gone, and then make some moves that you must repay the money immediately, so promise how much money you will repay in a month, so that the creditor can rest assured.
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No matter how much debt you have, don't forget what life should be, in the spirit of opening up sources and reducing expenditure. To ensure their own food and housing, the necessary expenses of their families, and their own investment, the creditors are nothing more than asking for money, and it is impossible to get all of them in a short time, and they are also willing to give you time, as long as you can repay the loan as you promised, and repay more or less every month, which proves that we are willing to repay and act.
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To sort out the debt, honestly explain the business failure to the creditor, find out the reason, and make a written debt repayment plan to obtain the creditor's understanding.
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In the bag for safety, no one wants their money in other people's pockets, so they are in urgent need of money, at this time to have a certain ability to discern, some of the money to give birth to a child to save lives must be enough for others, the most unfortunate should also get some to meaning, in short, it is to make money hard, see how it is still appropriate.
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What else can I do, find a way to pay back. Since it is owed by business failure, and it is still being called for debts every day, it must be repaid for a while, find a job, and pay it back monthly.
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The person who lent you money should be given a time and explanation to repay the money, and if the person who lent you money has interest to him, then you will delay the repayment according to the interest extension! In short, I just want to find a way to return it.
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I have to find a way, or real estate funds, the house is upside down, and the money is paid back, if I really can't come up with so much money, I will pay it back on a monthly basis.
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Will change the number to call you**,You may even be blown up in the address book In order to avoid being "bombed",Fortunately, I have prepared two sharp weapons。
Weapon 1: A mobile phone without an address book.
When using a loan applet, avoid it to obtain certain permissions, or unknowingly obtain the address book, the new phone does not leave the address book, or give some wrong unknown numbers.
Weapon 2: intelligent assistant, responsible for pick-up.
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It's only a few hundred thousand, I owe hundreds of thousands and you don't worry so much, it's true to make money quickly, others will not rush you when they see you so hard, you go to see the 88888 car owners in Wenzhou to know how to do it.
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I feel like you just haven't turned around yet. It is a practical problem that must be faced to repay the money, but you can actively communicate with your family to prove that you are not too confused, but your failure is not good, because of your face, I think this is also the main factor in your failure.
Face kills people, and if you didn't care about your so-called face at first, you wouldn't owe so much money today. And you've been tearing down the east wall and making up the west wall. In the end, I couldn't hold it anymore and confessed to my family.
Actually, I'm just like you. When you started your business, if it wasn't for the sake of face, you shouldn't fall deeper and deeper. Later, I couldn't hold it alone.
Only confession to the family. Later, in less than two years, my debt of more than 1.5 million yuan is now only about 100,000 yuan.
You must be strong, use practical actions, and strive to make up for your mistakes, give your loved ones a better future, and live the most authentic life, it's enough! When you get past this hurdle, anything you encounter in the future will never matter again. Trust me, try hard.
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1. Resolve the matter by going to court to litigate; The period of action is two years after the expiration of the IOU, and it is recommended to file a lawsuit within the validity period.
2. Send the company's employees to "work" in the company with debts, and do not leave without giving money;
3. Now there are "debt companies" in the society, entrusting them to ask for them.
It has become a consensus that it is difficult to collect debts. It is difficult to solve it in court, even if there is no money, there is no way, and it also involves many evidence and procedural issues.
In fact, there are "three character scriptures" for debt collection: one grinding, two squeezing and three black.
Grinding requires effort. Often, and with a smiling face. It's not about stalking, it's about being smooth and flexible.
Squeeze, for the general small company debts, can let the other party repay in installments, and promise to give the clerk a little sweetness.
Black, for different situations, dare to talk black, find out the weaknesses of the other party, and make him feel afraid. However, this is easy not to use for those who do have money and are not righteous.
1. Collect debts.
The so-called door-to-door debt collection means that the creditor or debt collector goes out to the debtor's location and the debtor's base camp to directly conduct face-to-face negotiations and negotiations with the debtor, and directly collect the debt from the debtor.
From ancient times to the present, collecting debts has almost always formed a mindset in people's minds. When people are deliberately defaulted on debts by debtors or once they find out that the debtor is deliberately defaulting on debts, the first thing they think of is to immediately come to the door to collect debts. This habitual mode of thinking and traditional psychological factors have led to the fact that most of the debt collection activities have occurred in the debtor's base camp throughout the ages, that is, most of the debt collection actions have been carried out in the debtor's place, and this is still the case today.
At present, most creditors and debt collectors in China still regard the location of the debtor as their preferred target when choosing the occasion for debt collection. Why should people use the debtor's location, the debtor's home base, as an ideal occasion to collect debts?
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The problem you encountered is really serious, and it was too hasty when you first opened the store! There is no understanding of the market at all, understanding the market where your product is sold! On the premise of not ensuring your own interests, you should not open a store at all!
Your tuition is too expensive, the matter has come to this, regret is useless, don't think about getting up from ** fall down, those are mostly inspirational movie plots, adjust your thinking, start all over again, good luck!
The competition in the electric vehicle market is too large, and you make your own brand. I remember someone saying that I can afford to lose money for a long time, but I have to have the money to operate. If you are poor, you will think about change, cooperate with others, or open a single store very large, and repair the car with you.
Originally, the market is difficult to open all at once, have your own brand, if you succeed, of course it will be better, first solve the debt problem, and then think about reinvestment; In fact, you can also make money by selling electric cars, and your mistake is to play your own brand! It is imperative that you first dispose of the previous electric car and find a good brand of electric car to join. They will provide a complete set of marketing solutions, including store location, decoration, advertising, after-sales service and training, etc.!
Coupled with your own efforts, I believe you will succeed!
1.Communicate with the creditor first to see if the other party can give a few days of grace, and then you can go to relatives and friends to pool money to repay the debt.
2.Faced with a creditor who is difficult to communicate with, and you have nowhere to borrow money, it is recommended that you sell your product. In the face of a store operation where creditors come to the door every day, the impression of those customers who come to the door will not be too good.
If you still want to operate this kind of product industry, it is recommended that you have a full understanding of this market before making further plans.
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Article 255 of the Civil Procedure Law: Where the person subject to enforcement fails to perform the obligations set forth in the legal documents, the people's courts may take or notify relevant units to assist in restricting them from leaving the country, recording and publishing information on non-performance of obligations in the credit reporting system, and other measures provided by law. Article 253 of the Civil Procedure Law provides that if the person subject to enforcement fails to perform the obligation to pay money within the period specified in the judgment, ruling or other dormant legal documents, the interest on the debt for the period of delayed performance shall be doubled. Where the person subject to enforcement fails to perform other obligations within the period specified in the judgment, ruling, or other legal documents, a penalty for delayed performance shall be paid.
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