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The compulsory liability insurance policy is in duplicate, one copy is kept by the insurance company and one copy to the customer, and the customer needs to use this policy to claim compensation from the insurance company after the case arises. The contents of the insurance policy include the name of the insurance company, license plate and vehicle information, customer name, purchase amount, policy number, etc.
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The insurance policy and insurance mark shall be supervised by the insurance regulatory authority. No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks. According to the regulations, when signing a compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder.
The insurance policy and insurance mark shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and the claim number.
The insured shall place an insurance mark on the insured motor vehicle. The style of the insurance mark is unified in the national silver state. The insurance policy and insurance mark shall be supervised by the insurance regulatory authority.
No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks.
Legal basis] Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability
Article 6 The compulsory insurance of liability for motor vehicle traffic accidents shall be subject to a unified insurance clause and basic insurance rate. The insurance supervision and management agency shall examine and approve the insurance rate in accordance with the principle that the compulsory insurance business of motor vehicle traffic accident liability is not profitable or loss-making as a whole. When examining and approving insurance rates, the insurance regulatory authority may engage relevant professional institutions to conduct an assessment and may hold a hearing to hear public opinions.
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Insurance policy. Abbreviated as "Policy". Written proof that the insurer and the policyholder have signed an insurance contract.
The main contents of the insurance policy include:
1. A description of the matters related to the subject matter of the insurance, including the name of the insured, the name of the subject matter of the insurance, the place or state of its storage, and the amount insured.
insurance period, insurance premium, etc.;
2. The rights and obligations of both parties, such as assuming responsibility and non-assuming responsibility;
3. Notes and conditions refer to the insurance clauses or other conditions agreed by the two parties, as well as the changes, assignments and cancellation of insurance policies.
The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability, which is a compulsory liability insurance for the personal and property losses of the victim (excluding the vehicle personnel and the insured) caused by the road traffic accident of the insured motor vehicle within the liability limit. Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. Its premium is the implementation of the national unified charging standard, Min Hu Pai by the national unified regulations, but different car models of compulsory insurance** is also different, the main influencing factor is "car seats".
Compulsory insurance, Qiaochang refers to the insurance that all units or individuals within the prescribed scope must participate in according to the relevant laws and regulations promulgated by the state, regardless of whether they want to or not.
Insurance refers to commercial insurance in which the insured pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the responsibility for compensating for the property loss caused by the occurrence of an accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, is sick, or reaches the age and time limit agreed in the contract.
Behavior. It is a guarantee mechanism, a tool used to plan one's finances, and a market economy.
Conditional risk management.
It is an important pillar of the financial system and the social security system. Commercial insurance can be broadly divided into property insurance and life insurance.
Liability insurance, credit insurance, allowance insurance, marine insurance.
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The owner of the car can carry out the reissue of the car insurance policy, the owner of the car model hand in the reissue, must be handled by the insured himself, the insured needs to bring his ID card, the original of the driving license, if the insured can not be reissued in person due to other individual reasons need to be handled by others, then it is also necessary to prepare the relevant entrustment certification materials and the original copy of the principal's body. Hole bend.
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Many insured car owners will understand that after taking out compulsory traffic insurance, there will be a corresponding policy, which is the compulsory traffic insurance policy. Some people will ask what is the purpose of the compulsory liability insurance policy? The experts of Ping An Auto Insurance will answer your questions: >>>More
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1. What is compulsory traffic insurance?
Compulsory motor vehicle traffic accident liability insurance (hereinafter referred to as "compulsory traffic insurance") is the first compulsory insurance system implemented by national laws and regulations in China. The Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability (hereinafter referred to as the "Regulations") stipulate that compulsory traffic insurance is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit. >>>More
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