What are the differences between developers and developers and investors when buying a house?

Many people have always thought that developers mean developers and investors, but in fact, they are not. There is a clear difference between developers and developers and investors.

The main purpose of the developer is to find the project, sign the land, go through the relevant procedures and build the real estate.

The developer is mainly responsible for the promotion and expansion of the property.

The investor is to evaluate the project, and if it is considered that there is investment potential, it will invest and develop in order to return on it.

Real estate developers are generally what we call building houses, and investors only refer to investing funds in the real estate industry, not necessarily building houses, but may just buy some real estate properties to invest.

In particular, if an investor buys the property and then resells it, that is, the second-hand house is sold, then the buyer who buys the second-hand house has a relationship with the investor.

Developers develop real estate with sales as the profit model, and developers take long-term rental or investment income as the profit model (generally commercial real estate), the developer is the initial stage of the developer, and the really powerful company will be the developer, because in the long run, the land is appreciated, and the investment or rental income is the most stable way of return.

The above was published on 2018-03-16, the current relevant housing purchase policy is subject to the actual situation).

The 300,000 you paid yourself is for the developer, and the 700,000 you borrowed from the bank is also for the developer. It's just that the money lent to you by the bank is not through your hands, but the bank directly transfers it to the developer's account, and explains that the 700,000 yuan is borrowed by you to pay for the house. I don't go through you because the bank is afraid that you will take the money and run away.

After the formalities are completed, the developer recognizes that you have paid a total of 1 million for the house. The bank recognizes that you have borrowed a debt of $700,000. Your monthly repayment is to repay the principal and interest of the bank.

An investor is a person who invests in a project, and a developer is a person who develops a project, and in most cases the relationship between the two is that of a partner. There are also self-invested and self-developed, which are called development investors.

1. The purpose is different.

Investors: Investors are businessmen who make investments, assess the project, and invest and develop it if they think there is investment potential, in order to return on it.

2. Different ways to make profits.

Investors are to evaluate the project, and only those who think that there is investment potential will invest in development, so as to obtain returns in it.

3. Flexibility is different.

The developer is a doer, there is a high debt, there is a liquidity risk, not only to have financing, project management, sales capabilities, but also to have the relationship of declaration and development procedures, a project from the decision to the completion of the may take several years, not easy to withdraw.

Investors are people who contribute capital and look at returns, and will be very objective and decisive to use real estate development as a tool to make money. When the market is sluggish, it will shrink or even "cut off", and do another project, which can be withdrawn in time.

The difference between the developer, the developer and the investor is that the developer is a real estate company responsible for the development and construction of real estate projects and financing the construction of Huichangzhong, mainly responsible for real estate promotion and scale expansion; The developer is the first undertaker of a project, mainly responsible for finding the project, signing the land, going through the relevant procedures and building the real estate; An investor is a businessman who obtains a certain profit through production and business activities, and is mainly responsible for project assessment and investment development.

Article 30 of the Law on the Administration of Urban Real Estate.

A real estate development enterprise is an enterprise engaged in real estate development and operation for the purpose of making profits. The establishment of a real estate development enterprise shall meet the following conditions:

a) have their own name and organizational structure;

2) Have a fixed place of business;

3) Have a registered capital that meets the requirements of ***;

4) Sufficient professional and technical personnel;

5) Other conditions provided for by laws and administrative regulations.

To establish a real estate development enterprise, it shall apply to the administrative department for industry and commerce for establishment and registration. The administrative department for industry and commerce shall register and issue a business license to the person who meets the requirements of this Law; Those who do not meet the requirements of this Law are not to be registered. The establishment of a limited liability company, a stock company, engaged in real estate development and operation, shall also implement the relevant provisions of the Company Law.