At the age of 45, I began to pay medical insurance in the unit, and after I became unemployed at the

Individuals who pay social security can only pay pension and medical insurance.

I am 45 years old this year, how to pay social security and medical insurance?

If you are 45 years old this year, then you can participate in the employee pension insurance. Because the cumulative payment period of employee pension insurance reaches 15 years, you can go through the retirement procedures. If you start paying at the age of forty-five, then fifteen years is exactly sixty years old.

If you are a man, you will be able to retire at the normal legal age, and if you are a woman, you can extend your retirement by five years. Because women retire at the age of 55, then if they are extended for another five years at the age of 60, they can also pay for 15 years. Therefore, there is no problem in paying employee pension insurance.

But it is not enough to pay for urban workers' medical insurance, your years are not enough, even for women. Because it is necessary to pay for at least 25 years. Therefore, the statutory deadline for retroactive payment has been exceeded.

Men are even more no-no. Because it has exceeded a lot of legal years.

Therefore, you can pay for domestic medical insurance, which costs about 300 yuan a year. Pay for one year and guarantee for one year. If you are hospitalized, you can be reimbursed about 55%, and if you have more money, you can also participate in commercial medical insurance, which is basically not too restricted.

Social security is an insurance that all office workers must buy, what is the use of social security can be seen here:What is the use of social security? How high is the "income" of social security? Why do you have to pay social security? 》

Because I quit my job, opened my own store, etc., I don't know how to pay social security.

So what are the ways to pay social security?

Go to your local social security office

If you are a freelance writer and your daily life is where your household registration is located, you can go to the local social security bureau to pay employee social security by yourself.

Find a social security payment agency to pay on your behalf

If you have been living and working in other places for a long time and are not yet office workers, but you need to pay social security, you can find a more reliable social security payment agency online to help you pay. Of course, there is a handling fee to ask this kind of payment agency to help you pay.

Get help from an acquaintance company

This is to go to an acquaintance's company to affiliate, and then let the acquaintance's company pay their own social security. But this method is not available to most people.

The above three methods are how to buy employee social security by yourself, and these methods are super troublesome, so I said not to resign easily. But don't say that you don't pay social security at all, the loss of social security is very large, and it is recommended to take a look at this article directly"Is it useless if social security is cut off, and what impact will it have on us?".》

Before using these methods to pay social security, you need to know what you are payingIt will definitely be more than the money paid in the company, because the social security of employees has the proportion of individual and company contributions, and when they buy social security by themselves, they need to pay the proportion of the company together。You can take a look at the right, there is a clearer strategy for social security payment:"Naked resignation is cool for a while, cut off the payment of crematoriums - a detailed description of the transfer, renewal and self-payment of social security".Look!

As long as you are at work and have an income, you can pay social security. If you work in the unit, the unit will pay social security for you, which includes five types of insurance, including pension, medical care, work injury, unemployment, and maternity. If you are doing things yourself, you can buy social security for yourself as a flexible employee, including pension and medical insurance.

1. The identity of the female cadre is to retire at the age of 55, and the average worker woman retires at the age of 50.

2. Unemployment benefits must first have people who have participated in unemployment insurance and paid unemployment insurance premiums, and they can only enjoy one month of unemployment benefits after paying unemployment for one year in a row, and unemployment is not something that can only be enjoyed by actively searching for unemployment.

3. The more years you pay unemployment insurance, the longer you can enjoy unemployment insurance money, but the maximum period cannot exceed 24 months.

4. If Lingchan reaches retirement age and is passively unemployed, he cannot receive unemployment benefits, but he will receive a pension.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Square peg. Because employee medical insurance is very important and can provide good medical protection, I don't think it's appropriate.

The unemployed can, only pay pension insurance, medical insurance, and can suspend contributions.

If a 50-year-old unemployed person only pays early or old age insurance, and does not pay medical treatment, it is actually not appropriate, because if medical treatment is not paid, in case of illness reimbursement is not quiet, then this part of the money still needs to be borne by himself.

Career personnel in their 50s only want to pay Qiaomin old age insurance, no longer pay employee medical insurance, so it is not cost-effective to bury rent, if the economic conditions allow, it is best to pay the social security of Minye Branch, and the medical insurance is paid.

It is not very suitable, because for people in their 50s, pension insurance and medical insurance are very important, so they should continue to pay.

Although you are unemployed, it is not easy to make money, and the endowment insurance must be paid, but I will find a unit, and there will be a unit to pay for you, so that you can reduce the burden a little.

Medical insurance still has to be bought, the older you get, the worse your health is, and it is inevitable to be sick when you are hospitalized, and you will regret it if you can't reimburse the medical expenses. Or buy it!

I think it's appropriate. Because there is no job now, pension insurance is the most suitable to allow us to rely on our old age.

It's like the doctor asks you, can only keep one of the left hand and right hand? Which do you want? Which one matters!

This time is very inappropriate, if you are unemployed in your 50s, you can convert your employee medical insurance into urban medical insurance, which will not affect your own medical insurance.

Of course, it is not suitable for the past, if you do not pay employee medical insurance, then you will also be restricted when using the bad judgment card next to the medical insurance, and the reimbursement cost will also be reduced.

No, I personally believe that paying medical insurance is a responsibility to ourselves, and we should not neglect our own health.

Summary. Hello, the employer buys insurance for the in-service employees according to the unemployed, and you cannot retire at the age of 50 as follows: First of all, we can negotiate with the management of the unit, explain your situation and ask the employer to help solve the problem.

At the same time, submit a retirement application to the relevant departments of the unit, provide supporting materials, and seek help and guidance from relevant departments. <>

What should I do if the insurance purchased by the employer for the in-service employee as an unemployed person, and I cannot retire at the age of 50?

Hello, the insurance purchased by the unit for the in-service employees according to the unemployed, resulting in you being unable to retire at the age of 50 weeks as follows: First of all, we can negotiate with the management of the unit, and the wild god explains his situation and asks the employer to help solve the problem. At the same time, submit a retirement application to the relevant departments of the unit, provide supporting materials, and seek help and guidance from relevant departments.

Ode to stupidity and loss <>

Hello, if we are unsuccessful in negotiating with the employer, or the employer cannot give a satisfactory solution, we can contact the local social security department to inquire about the personal social security account and consult the specific provisions of the relevant policies for retirement. The social security department can provide us with relevant information and advice to help solve retirement problems. <>

The process of paying social security after becoming unemployed at the age of 50 is as follows:

1. The unemployed shall apply for unemployment insurance benefits at the social insurance agency.

2. During the period when the unemployed person receives unemployment insurance money, he should actively seek employment and re-employment, go through the procedures for the transfer of unemployment insurance relationship, and after signing the labor contract with the new unit, the new unit shall apply for the continuation of the social insurance relationship at the local social security agency.

3. For the unemployed persons who have not been re-employed, they should go to the social security service center where their household registration is located to apply for the insurance payment of individual or flexible imitation employment.

Conditions for paying social security:

1. Have a statutory labor relationship: that is, have signed a labor contract with the employer or have other forms of labor relationship with the employer;

2. Chinese citizens over the age of 16: According to national regulations, minors under the age of 16 are not allowed to sign labor contracts with employers and cannot participate in social insurance;

3. Both the employer and the employer must be in China: because social insurance is implemented in accordance with Chinese laws, only those who work in Luyan China can participate in social insurance;

4. Persons who have not reached the statutory retirement age: According to national regulations, women are generally between 50 and 55 years old, and men are generally between 55 and 60 years old to reach the statutory retirement age, and they do not need to pay social insurance after retirement.

To sum up, social security policies may vary in different regions, consult with the local social security department or the company's human resources department before leaving the job to understand the specific social security payment policies and regulations, so as to make the right decision when leaving the job.

Legal basis]:

Article 60 of the Social Insurance Law of the People's Republic of China.

Employers shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce or reduce social insurance premiums unless due to force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.

Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.