It is better to borrow money where you need money urgently, and where to borrow money when you need

If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply.

1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.

2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.

4. There are two types of loans that can be applied for within the flash loan limit:

1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.

2) Loan disbursement on T+1 day, there will be a call from the electric core ** to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.

When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.

If you need money urgently, don't borrow it anywhere, because it's borrowing money now. It's not easy to borrow, it's not a society that borrows money. If you want to borrow money, you can go to Alipay Huabei, li. Let's embezzle it first, and then return it next month, and there will be no interest within a month.

If you urgently need money, you must first borrow from your relatives, and then from the bank, don't go to the online loan where the risk is too great.

Borrow, Xiaomi Wallet, Unicom Palm, Jingdong Finance, these are the interest rates, which one is low, which one depends on the amount of your own platforms, and you can also spend money if you have money.

It is best to find relatives and friends to borrow first, and then go to the bank for a loan, use a house or find someone to guarantee it, but don't go to the online loan, the online loan will kill people.

It's better to ask relatives and friends to borrow money, and don't go online to touch those loans and the like.

Try to find a bank, some of the lending institutions outside are not very reliable, and if they go bankrupt, you still owe a bunch of money.

It's best to borrow like your relatives and friends, because that's interest-free.

Borrow, borrow in Alipay, you can.

If you need money urgently, you can take out a loan through the following channels:

1. Bank loans

Many banks have launched online pure credit loan products, which can be applied for directly through the mobile banking client. The whole process is online and the procedures are simple. From the submission of the application to the disbursement of the loan funds, it generally takes about 10 working days (the specific arrival time will vary from bank to bank, subject to the actual situation).

2. Online loan platform

Many online loan platforms have a simple application threshold, and you can borrow money by providing your personal ID card and bank card. Apply on the same day, and the approval can be approved and the loan will be received on the same day at the earliest, and sometimes even a few minutes. Online loan platforms like the following can apply:

1. The degree is small

2. Ants borrow

Ant Consumer Finance's credit consumer loan product is designed for ordinary consumers. The application threshold is that the sesame score is more than 600, and the loan amount ranges from 1,000 to 300,000 according to the different sesame scores. The maximum loan term is 12 months, and it can be borrowed and repaid at any time.

The daily interest rate of the loan is between 10,000 and 6 per 10,000.

3. Jingdong gold bars

JD Finance's loan products mainly provide cash borrowing services for users with good credit. The maximum withdrawal amount can be 200,000. No collateral is required, and you only need to bind a bank card to borrow.

It supports borrowing and repaying at any time, which can be repaid in advance or in installments and other different periods. The daily interest rate is the lowest, and the maximum annualized interest rate is not more than 36%. The interest rate on a monthly basis is monthly.

IOUs

5. Comfort flowers

A revolving line of consumer loan product launched by Consumer Finance immediately. Depending on the user's credit profile, the loan amount ranges from 500 to 200,000 yuan. The annualized interest rate of borrowing is between 24%, and the average daily interest rate of 1,000 borrowings for one year is reached.

The term of the loan is fixed.

6. Meituan borrowed money

Meituan Finance's unsecured loan service for Meituan merchants and consumers. It is open to users between the ages of 20 and 55 who have completed real-name registration on the Meituan platform. The maximum loan amount is 300,000 yuan, and the annualized interest rate of the loan can be divided into up to 36 installments.

7. Installment music

Lexin's financial service platform provides personal consumption credit and scenario installment. The maximum loan amount can be 200,000 yuan, the expected annualized interest rate on the borrowing date is between 10,000 yuan, and the maximum interest-free period is 30 days. The maximum loan term is 36 installments.

8. Borrow money on Weibo

Weibo's credit service products. The maximum loan amount is 200,000 yuan, and the loan term can be borrowed for up to 12 months, and the daily interest rate of the loan is subject to the approval result).

9. Zhaolian good term loan

A credit loan product of Zhaolian Financial. The maximum loan amount is 200,000 yuan, the maximum loan period is 36 months, and the daily interest rate of the loan is between the date.