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Buying a house is a very important thing for young people today, but many people will be curious about one thing, that is, when is the most suitable time to buy. In fact, I don't think there is an accurate definition of this, for example, when the relevant preferential policies are introduced, then you think you can buy it, then you will buy it. For example, the previous bank interest rate was about six o'clock, then it would be very high, but now it may be reduced to four o'clock when doing activities, if you buy it at this time, you may save tens of thousands of interest, this number is still very amazing.
If there are policies that are particularly cost-effective, then this is the best time. <>
There is also a very necessary condition, that is, if your ability is relatively allowable, if you can afford it, and then the conditions in all aspects are relatively good, then you will buy it. We have no way to control whether this real estate will rise or not, and we have no way to control whether it can be sold very expensive. One thing we need to be clear is that most people buy a house just to be able to live in it, in fact, if you don't sell it, the house can be said to be worthless.
If you feel that the current ** and the current interest rate are affordable, then you can buy it, after all, money is worthless in the bank. <>
According to the analysis of some experts, in general, buying a house in the first half of the year may be slightly better than in the second half. Mainly in the first half of the year, all aspects of the policy will be more relaxed, so everyone to buy, you can strive for some better interest rates, and in the second half of the year, there may be a lot of people who want to buy a house, when the ** will naturally rise, you can not use a very low ** to buy. Of course, we hope to buy a very good house with a very, very low **, which is certainly not realistic, after all, ** is all there, and there will not be too much floating.
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For the purchase of houses, in addition to understanding the external real estate market and related policies, it is also necessary to take one's own rigid housing needs as the standard choice.
I can't give you a definite answer, because the housing market is constantly changing. If you want to buy a real house, you need to find materials based on your own ideas and housing-related needs. No one can guarantee when your home will be the right one.
Buying a house depends on your own ideas.
In my opinion, when it comes to making decisions about buying a house, because the house itself is a commodity, it will cost hundreds of thousands or even millions of dollars to buy, and you need to communicate and communicate with your partner or family friends first. Ask them about their recognition and changes in today's real estate market to see if you can get their endorsement. If you don't have the relevant strength, signing a loan for a house that has been going on for too long may make you feel very difficult in the later repayment process.
Learn about the external real estate market and related policies.
At the same time, it is necessary to maintain a relevant understanding of the real estate market and changes in local policies, and see if there are other standards such as preferential real estate policies or real estate purchase restrictions, so that you can better avoid unnecessary problems and troubles in the purchase and later purchase of the house, try to understand the qualifications of the developer and the housing construction unit, and evaluate the safety of the entire project. Don't easily trust the advice of others, and follow your own opinion on the issue of buying a house. <>
Clarify whether you have a rigid need for housing or not.
In the choice of buying a house, you must have an opinion standard in your heart. Based on your own rigid needs, if you don't have the idea of buying a house urgently at this stage, you can also choose to save money slowly and buy it in full after choosing a house directly in the later stage. If you really need housing, then you can make a financial plan with your family and use the loan amount you can afford to buy a house, which can also ensure a smooth home buying process.
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For those who need to buy a house, now is indeed the best time to buy one. Now, as long as it is not a first-tier city, housing prices in various places have declined, and housing prices may fall in the future. Whether the house price rises or falls, it has little to do with the rigid demand, if there is indeed a demand for housing, it is right to buy now.
Look at the demand to buy a house.
Buying a house depends not only on **, but also on your needs and the environment of your area, because each city** is a floating probability, and the floating ratio is different, so it should be specific. The situation in each city. There is no best time to buy a house, because everyone thinks differently.
In general, it depends on the strength of the economy itself and the demand for housing. If the demand is high, this time is more appropriate. <>
When a new property first opens, it is suitable for buying a house.
When the house price is relatively low, there are often new houses for sale, and at this time, the new house is opened, and in order to establish a reputation faster, the house price is often more profitable. In addition, if the first phase, the second phase and other multi-phase projects are launched one after another, the first phase of the project is often the most suitable, and the quality of the house can also be said to be more guaranteed, so it is recommended that you pay more attention. Here we recommend the "instant real estate" function of Anjuke's new project.
There is an introduction, which is similar to the process of introducing a new project and gathering evidence. With this, you will never miss your favorite real estate opening. <>
It is more suitable to buy a house in the off-season.
The peak season means that there are many buyers, real estate developers do not worry about selling, and the flow of funds does not worry, so housing prices tend to be relatively stable, and there are not many discounts for buying houses. The off-season means that the return of funds from real estate developers may become a problem, so most of them will launch unprecedented real estate promotion activities to revitalize the capital chain and ensure the daily operating capital turnover of projects and development funds. <>
It is recommended to buy a house as soon as possible, do not wait for the surrounding facilities to be built before buying, when the time comes, it will definitely be a little more expensive, it may exceed the general 2000 or more, so it is not very cost-effective. If you feel that you need to buy urgently at this time, then you can buy directly without considering other factors, and it is basically impossible to reduce the price now.
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The timing of buying a house in the first half of the year is better than buying in the second half of the year. December is the best last chance of the year to buy a home. Take advantage of this last month, and really take advantage of the opportunity.
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1. Just graduated from college!
When I just graduated from college, I missed the best time to buy a house for the first time in my life, when the house near the school only needed a down payment of 30,000 yuan, and a monthly loan of 800 yuan, but I didn't have that 30,000 down payment, I went to work to earn some salary, I didn't have a boyfriend and no expenses, and my parents helped me a little bit to get the house, but I missed it, I felt that my parents were not easy, raised me for me to go to school, and I was not embarrassed to open my mouth, watching the price of the house rise a little bit, Now think about it, an apartment only needs a hundred thousand, and it can only be in the past tense.
After going to work, I would rent a house for 1,000 yuan a month, and I thought that I would save money from work and make a down payment in the future, but I didn't expect the money to be paid to the landlord in installments.
Second, the love period with my husband!
Both of them make money, and it is most suitable to save the money for eating, drinking and having fun when they are in love to buy a house, but I missed the best period for the second time to buy a house, he was in the army, I worked, in order to meet the house rented near their troops, the salary of the two of us was not small, at that time it was very easy to pay a down payment to buy a house, his comrades-in-arms were the house bought with a loan, the down payment was 50,000, and the monthly payment was more than 1,200, at that time I was afraid that the house would not be divided after the breakup, and the house was a burden if there was a problem, Now think about how you are so stupid, even if it is a burden, it is a big deal to sell the house and divide the money equally.
If we bought the house back then, the more than 1,000 yuan now is not a matter at all, and the house is rented out to support ourselves.
3. As long as you have money, it's the best time!
What do you say you don't buy a house for? Don't you just think it's high? Do you feel like it's not the right thing to buy?
If you want to save some money with high loan interest, it's best to pay it off at once, sober up, think about the money you pay for renting a house, think about the rising house prices, and now look at whether you have lost money when you buy a house? Unless you go to a place like Ordos, if you don't have a place to live, and you still have some spare money in your hands, when is the best time to buy a house, even if the price of the house drops, what does it have to do with you, whether you live in the house first, the rich are not afraid of millions of houses, you are scared of hundreds of thousands, it is not interesting.
If I don't have a house to live in, I will buy a house, and if I can afford it, it proves that this is the best period, if there is no down payment, and the loan cannot be repaid, you don't want to buy a house, affected by the epidemic, such as Evergrande's new house is now 75% off, and the second-hand house has also dropped by about two to five percent, looking at the current state, the house price has fallen, if there is no house to start, but it is not recommended to invest in a house, and the house price should be at least 10,000 or more flat, and the investment risk is too great.
If I don't miss so many best times, I can be a little rich woman now, and then I suggest that those newly married couples do not buy a house in the county, if there is no economy, I advise you to come to the city, children can enjoy the best education, and they can find a job to support their families, the county house is not cheap, the future development is not big, the advantages outweigh the disadvantages, don't buy it at any time, unless the price of cabbage.
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Personally, I think there are two best times to buy a house, one is when you need it, and the other is when you have to buy a new property in a good location. Yes, you may think that I am not the same as what others say, but the best time for me to buy a house is really what I have concluded through years of observing the buying experience of the people around me.
I still remember when I was a primary school student, when I walked from the asphalt road of the primary school to the yellow earth of the middle school, almost the whole person was going to cry, that is, such an urban village like a broken school, opposite a village and there was a public toilet with bursting sewers all day long, I remember that at that time, the local farmers made up the area for 2,000 yuan per square meter, and my classmate said that her father was reluctant to give out 14,000 yuan for 7 square meters, so their family took the demolition fee to rent a house elsewhere.
That is, after that, as I grew up and became an adult, the place where 14,000 yuan stumped the heroes may now be sky-high for their family, because what I know is that the original place where they demolished was about 2,005 square meters, and the second-hand house was almost 100,000 square meters. Behind his house, there were originally vegetable patches, grave bags and rotten river ditches, but after they moved out, they had already transformed them into shops on Wang Street, and there were rows of detached houses. And the house there, a few years ago, I had nothing to do to inquire about the price, and it was about 20 million.
Of course, this is the price of the smallest one on the street, I still remember that they were recruiting housekeepers at that time, and the annual salary was probably more than 100,000, you can see how high their income was when all of us were not earning much, and I can also know through this that if my classmates don't move out at that time, their family only needs to spend that 14,000 yuan, they can solve the housing problem that they just need, and they can also invisibly maintain the value of fixed assets.
However, it has always backfired, they not only missed the opportunity to buy, but also missed the dividends of new real estate in a good location, and even missed the super discount to make up the difference, and finally ended up with the consequences of guerrilla everywhere. It can be seen that you must buy when you just need it, you must buy it when you have a new real estate in a good location, and you must buy it as soon as possible!
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Housing is a key factor in the happiness index of life. A marriage without a house is like a ship without another shore, with no end in sight. Wandering feelings make people have no sense of belonging and will lose a lot of security.
Having a house is like having a stable home, at least, that's what you think about when you don't have a house.
When is the best time to buy a home?This should be based on the actual situation of the individual. If a person is in a hurry to get married and settle down in a city, then when he has spare money in his hand, regardless of whether it is the most suitable time to buy a house in the market, he must decisively invest boldly and place bets for happiness. To buy a house for happiness, whether the house price is high or suitable, it will be an appropriate choice.
Hesitation, always waiting for opportunities, and missing out on many good opportunities. After all, we are all mortals, and no matter how sensitive our sense of smell is in the market, it is impossible to outperform the market every time and make a lot of money. What's more, it is impossible to see the changes in the market.
In the end, looking back, I found that housing prices have always gone up, and the hope that housing prices can come down has been shattered by reality. If you had known this, it would have been better to make a decision earlier.
As long as people decide that it is time to buy a house and it is worth buying a house, they should stop thinking about other luck and look forward to one day, stepping on shit luck, and then deciding. This may really make people miss the opportunity to buy a house in the midst of disappointment laments again and again. After all, in the current market, housing prices are always rising.
Pick it up within 8 hours, the sooner the better, **time, you must remember.
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