Supplementary health insurance, how long does it take to take effect

Supplementary medical care is voluntarily participated in by employers and individuals compared to basic medical care. Employers and employees who have already purchased basic medical care shall be appropriately increased by the units or individuals according to their needs.

When complementary medical treatment can take effect mainly depends on what type of treatment, it takes half a year for serious illnesses, and it should be 30 days for ordinary ones. In addition to the effective time, how to reimburse also needs to be understood, I have put the specific content below, you can go and see.

Corporate supplementary medical care, commercial medical care, social mutual aid and community medical care are all types of supplementary medical care, which can be said to be a powerful supplement to basic medical care. Just like social security and commercial insurance, forming a complementary relationship, I won't say too much here, if you are interested, you can click here:"If you have social security, you don't need to buy commercial insurance, right?

The difference between social security and commercial insurance is **

1.Supplementary medical care is paid once a year, and it can be paid this year or not next yearIt can be reimbursed in the year it is paid, and it cannot be reimbursed if it is not paid.

2.Whether it is medical treatment or buying drugs to supplement medical treatment, it can be reimbursedMedical reimbursement is not reimbursed until three days of hospitalization.

3.Supplementary medical care has a reimbursement scopeChildbirth, plastic surgery, etc. cannot be reimbursed, generally half of the company's pay, and half of it is paid by itself.

4.Some of my friends have already paid for supplementary medical careKeep your medical records, checklists, and invoices when it's time to see a doctor. There are medical records, the list must be stamped, and the invoice can be reimbursed, and no one of the three can be missing.

5.Then bring your medical records, lists, and invoices and go to the human resources department for reimbursementYou have to fill in the relevant ** and provide the bank card number, and the time to receive the reimbursement is about a month.

In order to give you a comprehensive understanding, I have already prepared for you with the relevant issues of medical insurance reimbursement, for easy reference:Under what circumstances will medical insurance not be reimbursed? 》Hope!

If you are participating in basic medical insurance for the first time, you need to pay for 6 consecutive months before you can enjoy the hospitalization reimbursement, that is, it will take effect after 6 months. However, if it is an ordinary outpatient clinic, it can take effect to enjoy medical insurance benefits from the next month after the payment.

If you resign from your old employer, transfer to a new employer the next month, and go through the renewal procedures, or continue the basic medical insurance relationship as an individual, the basic medical insurance benefits will not be interrupted after you pay the medical insurance premium for the month of renewal. If you have interrupted your health insurance contributions, it will take effect on the first day of the month following the month in which you have paid your basic health insurance premiums.

The medical insurance supplement can not take effect immediately, and the medical insurance policy is roughly as follows: the medical insurance supplement for urban and rural residents can not take effect immediately, if the specified policy payment track time is missed, although you can participate in the urban and rural residents' medical insurance at any time in the morning, but there is a waiting period, and the supplementary payment is a one-time payment of the current year's medical insurance premiums according to the payment standard, and the insured needs to enjoy the medical insurance treatment for urban and rural residents after the expiration of the 3-month waiting period, and the treatment time is until December 31 of the current year.

Legal basisArticle 2 of the Social Insurance Law of the People's Republic of China.

The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 28.

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be paid from the basic medical insurance in accordance with national regulations.

How to pay for medical insurance.

1. If you participate in the work and pay the employee's medical insurance, the employer shall withhold and pay it;

2. If you pay for flexible employment medical insurance, you can bring your ID card and social security card to the local social security bureau to pay;

3. Or pay through online channels;

4. For urban and rural residents' medical insurance, you can go to the designated place of the sub-district office, village or neighborhood committee where the household registration is located to pay the fee.

Summary. If the insured person makes a supplementary payment within 3 months of the interruption, it can be used in the following month of the supplementary payment. If the payment is broken for more than three months, the medical insurance will not take effect until 6 months after the renewal. Only the insured person can use the card to reimburse.

If the insured person makes a supplementary payment within 3 months of the interruption, it can be used in the following month of the retroactive payment. If the payment is broken for more than three months, the medical insurance will not take effect until 6 months after the renewal. The insured person can only use the card to reimburse.

My dad forgot to pay the medical care this year, but Qiaosheng was suddenly hospitalized yesterday, and we paid the medical insurance yesterday. Can I still be reimbursed for this situation? What to do in this case? There are a lot of expenses, and they are ordinary people.

I also wanted to ask. That is, if the payment is stopped for three months or longer, the reimbursement treatment needs to be enjoyed after half a year. That is to say, if only the core can be used, we spend money these days, and we can report to our friends after half a year, right?

Reimbursement. Yes. Good.

Summary. Dear dear, it can take effect in the next month at the earliest, and if it is renewed within 3 months of interruption, it can be used in the next month after the supplement. If the payment is broken for more than three months, the medical insurance will not take effect until 6 months after the renewal.

If it is renewed within 3 months, it can be used in the next month after the supplementary payment. If the relationship is broken for more than three months, the medical insurance will not take effect until the renew is 6 brothers.

Hello, according to Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with national regulations. Individually-owned industrial and commercial enterprises without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

My daughter hasn't paid for health insurance for two years, and she paid it today.

I want to use it only when I can use it.

Hello dear, the medical insurance will take effect within 1 year after the renewal of the two-year period.

Can it be used next month.

Hello dear, if it is the first time to purchase medical insurance, you can use it in the same month of purchase. If the contract has been interrupted for two years, it can only be used one year after the renewal.

What does it mean from months to what months does it work?

Hello dear, two years of severance of diplomatic relations at this time of this year to renew the delivery, until this time next year can be used.

Isn't it counted as a whole year?

Will it start on February 12 next year and end at the end of December?

Hello dear, it will not be available until February 12, 2024.

Whether the medical insurance supplementary payment can take effect immediately is stipulated by the local policy, and the law does not clearly stipulate, and the general medical insurance payment shall not exceed 3 months, and the normal use can be resumed in the next month after the supplementary payment. The basic medical insurance premium shall be paid jointly by the employer and the employee; If the worker is not employed by the employer, the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Dear, hello, the medical treatment will take effect after the social security supplement, which is divided into the following two situations: 1. Paid by the company, after the social security fee is paid in the current month, it can be used on the 15th of the next month for reimbursement. 2. After paying by yourself personally, after paying in the current month, because the payment has been stopped for more than 3 months, it can only take effect after 6 months and enjoy the overall treatment.

If it does not exceed three months, the treatment will be enjoyed in the following month after the supplementary payment.

Questions. Hello, can the medical insurance paid separately take effect in the second month?

Hello, if the payment is not more than 3 months, the supplementary payment will take effect in the next month, and the payment will take effect after 6 months if it exceeds 3 months.

Questions. I am insured by the company.

Hello, the company's payment of social security is the same, if the payment is not more than 3 months, the supplementary payment will take effect in the next month, more than 3 months, continue to pay for 6 months before it takes effect, which is stipulated by law.

The medical insurance supplementary payment cannot take effect immediately, and the medical insurance policy is roughly as follows:

The insured persons who participate in the insurance with the unit as a whole generally start to enjoy the basic medical insurance treatment from the next month after the unit goes through the insurance procedures and pays the basic medical insurance premium.

Flexible employees who participate in basic medical insurance for the first time and other persons who participate in basic medical insurance in their individual capacity (including interruption of insurance) are required to implement the relevant provisions of the waiting period, and generally need to pay for 6 consecutive months before they can enjoy the basic medical insurance benefits. Migrant workers do not count the number of years they have paid the military fee, and they enjoy relevant treatment during the payment period.

Legal basis] According to Article 3 of the Social Insurance Law, the social insurance system adheres to the principle of wide coverage, basic protection, multi-level and sustainable development, and the level of social insurance should be commensurate with the level of economic and social development.

Summary. Hello, dear, it is generally interrupted within 3 months, renewal, regardless of whether it is repaid, the medical insurance will take effect in the next month of renewal. If it is interrupted for more than 3 months, it will not take effect until 6 months after the renewal.

Hello, dear, generally within 3 months of the old man, renewal, regardless of whether to pay the deficit office, the medical insurance should take effect in the next month of renewal. If the sales are suspended for more than 3 months, the medical insurance will only take effect after 6 months of renewal.

Medical insurance refers to the adoption of national legislation, in accordance with the principle of compulsory social insurance, the basic medical insurance premiums should be paid in full by the employer and the individual employee according to the time of the grind. If you do not pay on time and in full, you will not be counted as a pure middle household, and the basic medical insurance will not pay for the cost of your medical tour. Medical insurance is a type of insurance that compensates for the medical expenses incurred by illness.

Social insurance is a social insurance in which an employee is provided with necessary medical services or material assistance by the society or enterprise when he or she is sick, injured or gives birth. For example, China's publicly-funded medical care and labor insurance medical care.

My medical insurance has been suspended for 9 months, can I make up the previous 9 months in one go?

Hello, dear, yes, but after payment, you can use it after 6 months.

Even after the supplementary payment, it will take six months to use it, right?

Yes, you can make up the payment, or you can pay it again, and you don't make up the payment.